Here’s a full list the changes with product codes in brackets:

New Business

Core Range

Residential

New Products

2 year fixed rate purchase

  • [FO25138] 90% LTV, 3.75%, product fee £0
  • [FO25137] 90% LTV, 3.55%, product fee £995

5 year fixed rate purchase

  • [FO25139] 90% LTV, 3.60%, product fee £995
  • [FO25140] 90% LTV, 3.80%, product fee £0

Help to Buy: shared equity

Residential

New Product Codes – Due to change in H2B Scheme

2 year fixed rate purchase

  • [FO25141] 60% LTV, 1.48%, product fee £995
  • [FO25142] 60% LTV, 2.68%, product fee £0
  • [FO25143] 70% LTV, 1.88%, product fee £995
  • [FO25144] 70% LTV, 2.68%, product fee £0
  • [FO25145] 75% LTV, 1.88%, product fee £995
  • [FO25146] 75% LTV, 2.68%, product fee £0

5 year fixed rate purchase

  • [FO25147] 60% LTV, 1.80%, product fee £995
  • [FO25148] 60% LTV, 3.39%, product fee £0
  • [FO25150] 70% LTV, 3.39%, product fee £0
  • [FO25149] 70% LTV, 2.11%, product fee £995
  • [FO25151] 75% LTV, 2.11%, product fee £995
  • [FO25152] 75% LTV, 3.49%, product fee £0

2 year fixed rate remortgage

  • [FO25154] 60% LTV, 3.15%, product fee £0, cashback £500
  • [FO25153] 60% LTV, 1.91%, product fee £995, cashback £500
  • [FO25155] 70% LTV, 1.99%, product fee £995, cashback £500
  • [FO25156] 70% LTV, 3.31%, product fee £0, cashback £500
  • [FO25157] 75% LTV, 2.08%, product fee £995, cashback £500
  • [FO25158] 75% LTV, 3.31%, product fee £0, cashback £500

5 year fixed rate remortgage

  • [FO25159] 60% LTV, 2.04%, product fee £995, cashback £500
  • [FO25160] 60% LTV, 4.44%, product fee £0, cashback £500
  • [FO25162] 70% LTV, 2.25%, product fee £995, cashback £500
  • [FO25164] 70% LTV, 4.44%, product fee £0, cashback £500
  • [FO25167] 75% LTV, 2.25%, product fee £995, cashback £500
  • [FO25169] 75% LTV, 4.63%, product fee £0, cashback £500

Withdrawn

2 year fixed rate purchase

  • [FO24998] 60% LTV, 1.48%, product fee £995
  • [FO24999] 60% LTV, 2.68%, product fee £0
  • [FO25000] 70% LTV, 1.88%, product fee £995
  • [FO25002] 70% LTV, 2.68%, product fee £0
  • [FO25004] 75% LTV, 1.88%, product fee £995
  • [FO25005] 75% LTV, 2.68%, product fee £0

2 year fixed rate remortgage

  • [FO24778] 60% LTV, 3.15%, product fee £0, cashback £500
  • [FO24852] 60% LTV, 1.91%, product fee £995, cashback £500
  • [FO24779] 70% LTV, 1.99%, product fee £995, cashback £500
  • [FO24780] 70% LTV, 3.31%, product fee £0, cashback £500
  • [FO24783] 75% LTV, 3.31%, product fee £0, cashback £500
  • [FO24781] 75% LTV, 2.08%, product fee £995, cashback £500

5 year fixed rate purchase

  • [FO25007] 60% LTV, 3.39%, product fee £0
  • [FO25006] 60% LTV, 1.80%, product fee £995
  • [FO25008] 70% LTV, 2.11%, product fee £995
  • [FO25009] 70% LTV, 3.39%, product fee £0
  • [FO25010] 75% LTV, 2.11%, product fee £995
  • [FO25011] 75% LTV, 3.49%, product fee £0

5 year fixed rate remortgage

  • [FO24784] 60% LTV, 2.04%, product fee £995, cashback £500
  • [FO24785] 60% LTV, 4.44%, product fee £0, cashback £500
  • [FO24787] 70% LTV, 4.44%, product fee £0, cashback £500
  • [FO24786] 70% LTV, 2.25%, product fee £995, cashback £500
  • [FO24776] 75% LTV, 2.25%, product fee £995, cashback £500
  • [FO24782] 75% LTV, 4.63%, product fee £0, cashback £500

Existing Customer

No Changes

End dates

There are no changes to end dates

Transitional arrangements

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm Tuesday 15 December, 2020.

If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Wednesday 16 December 2020. Requests received after this time will not be considered.

Your email must include in bullet points:

  • Your details – name, company and postcode
  • Customer name
  • Product applying for
  • Amount of mortgage loan
  • Reason for paper application – If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
  • State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange

Paper applications must be signed by all applicants and the original received at the following address by close of business on Friday 18 December 2020 for your rate to be honoured:

FREEPOST NatWest Intermediary Solutions

Mortgage Centre

Cartsdyke Avenue

Greenock

PA15 1ED

 

For a complete listing of all our mortgage products, please visit the product page on our web site.