We’d all love to have perfect health, but in the real world, not everyone is that lucky.
Real Life is designed to help your clients living with serious or multiple medical conditions get the valuable cover they need to protect themselves and their families. In short, it’s what makes us different from other life insurance providers.
Making the complex more simple
Just because someone has a complex medical history doesn’t mean that getting life cover needs to be difficult. Following adviser feedback, we’ve enhanced our application process making it easier for your clients to access the life insurance we offer.
Our online service includes two options to produce a quote for your clients before you apply:
- A partially underwritten online quote for clients with a history of diabetes, heart attack, angina, obesity or stroke, or;
- A quick quote optionwhere our underwriters provide you with an indicative loading for cover over the phone. This option requires no medical information but enables you to get an indicative price for your client.
What’s more, we also offer:
- A simple, signature-free process for placing policies into trust
- A delegated underwriting feature, enabling you to delegate application questions to your clients to complete – particularly beneficial for sensitive cases
- Efficient application tracking and self-serve functionality.
