We’ve improved our Income Protection so we can offer tailored cover for NHS medical professionals and other medical professionals on the same sick pay structure. This means we can now:

  • Pay out in line with NHS sick pay arrangements.
  • Offer up to 12 months sabbatical cover for eligible medical professionals provided they meet the conditions in the Plan Details and continue to pay their premiums.
  • Offer a higher minimum benefit amount for doctors and surgeons, at £3,000 a month.

These changes follow other recent improvements to our Income Protection, which include:

  • 5 year payment periods.
  • Fracture Cover with no standard exclusions.
  • Back-to-work payments for clients with deferred periods of 13, 26 and 52 weeks.

View our Income Protection sales aid to find out more.