Landlords – like any other business owner – need to make provision should the very worst happen, to protect their families and their lifestyle.

I have worked in financial services for over 25 years, both in the specialist mortgage and, most recently, the protection world. I have often talked to advisers about protection for their buy-to-let (BTL) landlord clients.

More often than not I would hear familiar responses that these clients, often with a large portfolio, would continue to receive rent or, in the worst case scenario, would sell one or all of their properties should they become ill or die prematurely. But is this really the reality for the families of those BTL Landlords? What happens if this isn’t as smooth a process as expected?

Read Shelley’s full blog here