The reality is that without enough of the right protection most clients will struggle not just to maintain their lifestyle but to stay in their home, pay their bills and keep their family fed and clothed. Why?  Because we live to the salary we’re used to earning and the higher the salary, the more there is to lose.

Clients may think they can rely on statutory sick pay but the government has been consistent in the message it’s sending out around the welfare state and that message is ‘don’t rely on us’.

Denise Wond, Royal London Marketing Manager, will take you through the main changes and facts of welfare reform. She’ll also show you what this might mean for your clients.

View here.