We are experts in specialist mortgages with a more flexible approach that’s based on people, not products. Our underwriters examine every application, working harder, delving deeper and maybe asking a few more questions to say the one word you want to hear most ‘Yes’.

There are lots of reasons why intermediaries are using Saffron and too many to list in one email so here’s our current top 7 reasons:

  • We can offer 95% to FTB’s and this includes new build houses
  • Our JBSP maximum term is not governed by the older supporter. It is based on the owner borrower
  • Our self-build mortgages are ERC free
  • We can consider applicants with just one years accounts on our self employed range
  • Our contractor range calculates pay by 48 weeks instead of the standard 46
  • We are assessing all furloughed cases, grants and bounce back loans on a case by case basis at the moment and not an outright no

We allow first time buyer, first time landlords on all our buy to let products, even on our Ex-pat product range

For more reasons on why intermediaries are using us, view our product guides below. Alternatively, if you fancy a chat with one of our team please do get in touch, contact details can be found below.

For any questions or new business enquiries please contact the BDM team: