Help to Buy: equity loan Authority to Proceed (ATP):

We no longer need to see a copy of the ATP document before a case can be reviewed by an underwriter.

We’ll now ask a new question within Introducer Internet > Full mortgage application > Help to Buy: equity loan amount so our underwriting team have all the information they need to make a decision on the case.

PLUS! Help to Buy: equity loan estate agency fees

We now allow builders to pay estate agency fees on Help to Buy: equity loan applications as long as the combined amount (with the applicant’s legal fees and/or stamp duty) is no more than 5% of the purchase price.