SMART, EFFICIENT AND FLEXIBLE UNDERWRITING

Our flexible underwriting service is tailored to provide quick decisions and comprehensive cover for your clients through a straightforward application process.

We have a strong record for underwriting, in particular mental health conditions, where we offer cover to 95% of customers, who disclosed a mental health condition. Of those offered, 85% will be accepted at standard rates for life cover meaning the price quoted is what your client pays.

Here are just some of the ways our efficient and flexible underwriting can support you:

  • Interactive pre-application tools that can give you indicative underwriting outcomes
  • Tele-underwriting for specific medical conditions
  • Signature-free online process

Find out more

Expert Protection Insights

Find out how we’re doing more to support you and your protection clients with our latest expert insights, including:

Our Underwriting approach explained
Medical conditions we cover
Dr Mike Mosley on New Year wellbeing

Explore now