Let’s be honest, we aren’t the first people to offer into retirement mortgages; your clients who need lending into retirement could try to get a mortgage from numerous lenders. But it’s our aim to be your first port of call for any case where your ordinary, everyday lender isn’t the answer.

We can help your ‘unordinary’ clients with discretionary lending that relies on intelligent guidelines rather than a rigid policy. Our fast, informed lending decisions are backed by smart, effort-saving processes and underwriters looking for good reasons to lend, rather than finding reasons not to.

In short…

Can lend into retirement with a maximum term of 35 years or the applicant’s 86th birthday Proof of pension income required if retiring (or age 75) in the first 15 years of the mortgage term.

Proof of pension provision only required if retiring (or age 75) after the first 15 years of the mortgage term with rates from 2.39% available up to 85% LTV on STB1 and 80% LTV on STB2 & STB3.

Get in touch

To discuss a case or to talk to a member of our friendly team call: 0330 303 3495