We understand that your clients’ finances are becoming increasingly complex. With more than a million people in the UK with second jobs, people’s working habits and sources of income have never been so varied.

So if you’re struggling to place a case with a lender who can’t accommodate clients with multiple sources of income, our handcrafted approach to underwriting could help you to secure the residential mortgage they need.

A handcrafted approach to underwriting could help you secure the residential mortgage your clients need

We can accept 100% of a second income that’s sustainable and held for a minimum of 12 months (hours worked should not be excessive).
For full details, take a look at our residential criteria guide.

View our residential criteria guide
Speak to your business development manager to find out more about how we could support you and your self-employed or contractor clients. Alternatively, you can call our broker liaison team on 01634 835791, or contact them via Live Chat.

Sources:
https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/employmentandemployeetypes/timeseries/ycbw