The return of 95% LTV: 2 and 5 year fixed deals.
Plus self build large loan now available.
There’s no stopping us this year! Hot on the heels of our recent product and criteria improvements we’re now bringing you two new deals available up to 95% LTV plus two new self build and renovation products, including a large loan option.
Let’s skip to the good bits…
95% LTV is back.
Including a 5-year fixed option – great news for affordability assessments as we’ll assess on pay rate only, no stressed rate will be applied.
Products
For loans up to £500K:
- 2-year fixed at 3.25%
- 5-year fixed at 3.49%
£199 application and £999 completion fees
Good to know
Three bits of good news:
- Self employed applicants welcome.
- New build houses accepted.
Gifted deposits accepted if the applicant can provide 12 month rental history.
Self build: two new deals.
For loans £75k to £1m:
NEW FIXED: 2-year at 4.39% until 30.04.24
DISCOUNT: 2-year currently 3.89% (SVR minus 1.5%)
Max 80% LTV
£199 application, £999 completion fees
NEW for loans £1m to £2m:
2-year discount currently 4.49% (SVR minus 0.75%)
Max 70% LTV
£199 application fee, completion fee at 0.25% of loan size
Why choose the Suffolk for self build:
- Available directly to brokers – give us a call to discuss your case.
- Upon build completion your client can switch penalty free to one of our standard products.
- Interest only available during the build.
- Flexible stage releases.
Get in touch.
Whilst we can’t list everything we accept, or the conditions which apply, we’re on hand to help! If you want to find out more, or have a case in mind, give us a call on 0330 123 1073 (option 1).
