Do you know if your clients... - are going on, or planning a holiday this summer? - live in a rural area? - have children under 16 years of age? - work away from home, or use business mileage? If so, then you really should talk to them about the benefits of LV= Doctor Services. In [...]
With the 2017 industry awards just around the corner, you can have your say on the providers that excel in both product and service. The Exeter strive to be First Complete advisers’ protection provider of choice. Awards like this show they’re on the right track and let The Exeter’s staff know they’re delivering the quality [...]
An adviser who recommends life cover but no critical illness cover could, for example, find themselves with some awkward questions to answer if their client developed a critical illness. Ian Smart looks at the benefits of menu protection in his blog A Tailored Approach to Protection. Find out more.
The death of a loved one is a traumatic and devastating experience for anyone, arranging a funeral is also stressful and upsetting and isn’t helped by rising funeral costs. According to new research by OneFamily, the average price of a cremation in 2017 is £3,951 in England; a 27% increase from 2012. The cost of [...]
At Cirencester Friendly, we are committed to supporting our Members when they need us most. This is why we are consistent and transparent with our claims payment history. However, we recognise behind every claim there is a person and a story. For Member, Keith Fairweather his income protection contact meant “it took the pressure off [...]
We need to talk about death Your clients may be thinking about putting a plan in place to make sure their children are financially looked after should they die. But have they considered emotional support? One way in which we add value to our life insurance products is through our partnership with Winston’s [...]
Jo Breeden, Managing Director, Crystal Specialist Finance Crystal Specialist Finance (CSF) has completed a £600k bridging loan with Together in just six days, allowing the applicants to pay an inheritance tax bill to access a £5m property portfolio from their deceased father. The customers, three sisters, had applied for a longer-term facility from [...]
There are now 2 versions of the 90% packager exclusive product, accepting the same level of adverse credit but over different time periods. These products will allow up to 90% LTV whereas the core range will allow up to 85% LTV. The products are showing on all major sourcing systems including the new interactive 3mc compare criteria tool. Click here to [...]
These new products replace the following exclusive rates: Discounted Rates DE092, DE093, DE094, DE095, DE096, DE097, DE098, RDE055, RDE056, RDE057 and RDE058 Fixed Rates FE069, FE070 and RFE037 [pdf-embedder url="https://therightmortgage.co.uk/wp-content/uploads/2017/07/Semi-Exclusives-Product-Guide-25-July-2017.pdf" title="Semi Exclusives Product Guide (25 July 2017)"]
Standard 2x Limited Availability 2.59%, 75% LTV, max loan £200k (this is our lowest rate, so far, this year) 3.09%, 75% LTV, for loans over £200k Fee 1% Rental calculation of 125% at 5% Revert rate: 5:07% (LIBOR +4.75%) Standard 5 Year Fixed 3.79%, 75% LTV (this is our lowest rate, so far, this [...]
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