We’ll review unusual properties on a case by case basis – from acreage to outbuildings, holiday lets on site and basement flats, or mixed use and one title deed.

  • Large owner occupied residential property with 3x holiday let mortgages
    •  80% LTV on a property valued at £1.1m;
    • Existing Holiday Let income was evidenced to support higher borrowing.
  • 3 floor owner occupied residential property with commercial premises
    • Ground floor let out on a commercial lease to an interior designer;
    • Full freehold taken as security.
  • 2 Flats for conversion
    • Applicant owns top floor flat and is purchasing the ground floor;
    • Plans drawn up to convert to a single dwelling;
    • Both flats and freehold taken as security under 1 mortgage;
    • Valuation based on lower of pre or post conversion value.

Get in touch on 0800 378 669