“I’m fit and healthy”, “I’ve got savings”, “I can’t afford it”, “I’ve got life cover”…
Demonstrating the value of income protection insurance (IP) can be challenging, especially if a client doesn’t believe they need cover.
Our new income risk calculator is an easy to use tool which helps you to demonstrate the positive impact that IP can have on your clients’ finances should they be unable to work due to illness or injury.
A new way of approaching the IP conversation
By entering a few simple details about your client, our income risk calculator provides you with a personalised and downloadable report which highlights:
- How illness or injury represents a greater risk to their income than dying
- The shortfall that would exist between their income and outgoings if their income drops, and how IP can help to bridge the gap
- The cumulative debt that accrues over 12 months should they be unable to work due to illness or injury
- How long any savings would last if used to replace a reduced income
- How IP can be tailored to suit individual budgets.
Join the revolution
With the help of our new income risk calculator, putting income protection at the heart of your client conversations has never been easier.
Access our calculator here and join the income protection revolution.