The Mortgage Lender (TML) is a specialist lender that entered the UK residential mortgage market in 2016. An intermediary-only lender, TML has been launched by an experienced and proven team with a successful track record of entrepreneurial growth in a regulated environment.

The products and criteria are particularly focused on:

• Standard status borrowers
• Self employed
• Lending into retirement
• Impaired credit

• Employed – Standard status borrowers who do not meet the requirements of high street lenders.
• Self-employed – Up to 85% LTV if over 24 months’ trading time (80% LTV maximum if 12 – 24 months’ trading).
• Contractors – Contract workers considered if 6 months of continuous service completed and 6 months of contract to run (not necessarily with same employer).
• Lending into retirement – Will lend up to age 80 (at the end of the term) as long as the applicant’s retirement income supports the lending requested.
• Impaired credit – Products cater for applicants who have an imperfect credit history, including County Court Judgements, arrears on secured or unsecured lending or defaults.

• DIPs, applications, case tracking, document submission
• Real time application status updates, with case documentation available directly from our online system
• Upload directly against outstanding checklist items, ensuring that supporting documents go straight into TML work queues for the case
• Advisers can provide update notes directly into the case work queue to provide any additional information

Online registration is simple and straightforward simply visit TML’s online portal to register (https://intermediary.themortgagelender.com/MolRegistration/)

SALES TEAM CONTACTS
For new enquiries call the TML Intermediary Helpdesk on 0344 257 0418 or email sales@themortgagelender.com

A full list of TML’s sales team contacts can be viewed at http://www.themortgagelender.com/intermediaries/sales-team-contacts/