Here at the Tipton we don’t operate a computer credit scoring system. Because of this, all applications are manually underwritten by an experienced case handler without any regard to your clients credit score. This means we can apply a more common-sense approach to underwriting.

Some of the benefits of manual underwriting are:

• Lack of an extensive credit history doesn’t prevent us from accepting an application;
• If your clients aren’t listed on the electoral roll, we can accept additional proof of address as an alternative; and
• Occasional late payment history may be considered

For more information and to discuss any potential cases, call us on 0121 521 4000 or email newbusiness@thetipton.co.uk. You can also learn more here.