Complex income, flexible approach

We know that customers, especially those who are self-employed, can have complex income sources. So whether it’s irregular payments, short term contracts or multiple sources of income such as bonuses or dividends we are here to help.

We aim to make the lending process as easy and straightforward as possible by taking into account more than a typical restrictive loan-to-income ratio. Plus, we treat 12 months trading the same as 12 years and have the option of interest only mortgages so we’ll work with you to find the best solution for your client.

Find out more

Case study

A self-employed director of two highly-successful companies secured £1.5 million from us after having his funding application turned down by a high street bank where he had been a customer for more than 20 years.

  • Loan type: Second charge residential mortgage
  • Amount: £1.5m
  • Term: 8 years
  • Loan to value: 50.3%
Read more about how we helped

For more information, visit togethermoney.com/self-employed or call the team on 0161 933 7170.