Specialist lenders Together can often service cases that some mainstream lenders may not be able to.

Imagine you have a client in his 50s, who’s semi-retired – combining his pension income from a previous career, with freelance earnings from his true passion: photography.

Together’s common-sense approach means they can accept up to 100% of total income, including pensions and self-employed earnings. Not only that, but their maximum age at term-end is 80 – well beyond traditional retirement age.

If you’ve got a personal mortgage case where the high street lenders are unable or unwilling to help, you can talk through the case with Together’s Broker Sales team on 0330 134 5770. Rates start from just 3.59%.