Do you spend a lot of time searching for the right mortgage for your older clients?

Are you looking for a lender that has:

  • No maximum age limit;
  • A common sense and flexible approach to lending;
  • Experienced underwriters individually assessing cases;
  • Direct access to the underwriting team?

If so, The Chorley Building Society may be the lender of choice for you. Save time and go directly to them.

As an independent mutual Building Society established in 1859, The Chorley has a lot to offer you and your clients. They pride themselves on providing the highest level of service combined with a flexible approach and attractive mortgage products.

They consider your client’s personal circumstances where automated credit scoring systems could rule them out.

Do you Have Clients who are:

Too young for equity release?

Prefer a traditional approach to lending?

Are over 50 and coming to the end of an interest-only mortgage with no repayment vehicle?

Lending Snapshot for Chorley Building Society:

Lend into/whilst retirement (no maximum age limit)

Flexible approach to contract workers and self-employed

Consider bankruptcy IVA if discharged over 3 years ago

Concessional purchase and gifted deposits considered

Guarantors considered

Offers interest only options

Earning Potential:

Chorley offer high procuration fees of 0.4% for the introduction of your clients.

Further Information:

Call The Chorley to discuss a case on 01257 235001 (Option 2) or submit a request for a Decision in Principle using this form.

Lending into Retirement Hub:

Your client’s issues are generally not jut consigned to their mortgage and they may also require income protection, a lasting power of attorney, even legal services, and more.

We have created a specialist hub where you can access everything you need to know about lending to older borrowers. This market is growing rapidly and we want to make it more easily accessible for our advisers to tap into. The new hub includes:access to specialist lenders and providers, new lending into retirement forum and resources such as our lending into retirement guide and sales opportunities presentation.