If a child is ill, it can put a financial strain on a family as well as an emotional one. Financial support could help parents to meet extra costs – such as unpaid time off work, travel to hospital, and childcare for their other children.

Parents pay an average of £2,256 in extra costs over the course of a baby’s hospital stay*

Introducing Children’s Critical Illness Cover – made to measure for the whole family.

Royal London are committed to offering your clients cover where it matters. That’s why they’ve introduced new options which your clients can add to their own critical illness cover.

Flexibility
Add, upgrade or remove Children’s Critical Illness Cover at any time without giving Royal London any medical information

Breadth of cover 
14 additional conditions,12 child specific conditions, terminal illness and death of a child covered with Enhanced Children’s Critical Illness – plus 45 main definitions including TPD for children

Pregnancy complications
Enhanced Children’s Critical Illness Cover also includes a new additional condition, covering nine different types of pregnancy complications, giving parents-to-be the reassurance that they’ll have some financial support during a difficult time

Product feature highlights:

Enhanced Children’s Critical Illness Cover 

For clients who have children, or who are planning to start a family, and want the most comprehensive cover

Standard Children’s Critical Illness Cover 

For clients who want some children’s cover – perhaps for older children, or who may have a tighter budget

No children’s Critical Illness Cover

For clients who don’t have any children, or who don’t have immediate plans to start a family

With Enhanced Children’s Critical Illness Cover, if a parent-to-be is affected by the nine different types of pregnancy complications covered, Royal London will  pay out £5,000 per pregnancy. In the case of multiple births for foetal death, still birth and neo-natal death, they’ll pay out £5,000 for each affected baby

Your clients’ own cover won’t be affected by any children’s claims that pay out

Whatever your clients decide, it’s easy for them to change their Children’s Critical Illness Cover over the phone – without having to give medical information

More information:

You can learn more about the children’s critical illness cover options that Royal London offer here. You can also use the interactive quote and apply service to find out just how affordable the children’s cover is.

Children’s cover options

This sales aid compares Children’s Critical Illness Cover options

Children’s cover options PDF

Made to measure

Use this sales aid to show clients the benefits of Enhanced Children’s Critical Illness Cover

Made to measure PDF