Firstly, I would like to thank you for your support over the last 12 months.

I hope you’ll agree 2019 has been a positive year for all of us considering the wider challenges facing the market at the start of the year.

Whilst some of those may still be a challenge, it’s fair to say advice will continue to play a vital part as customers look to make the most of competitive interest rates.

It is more important than ever for us to focus on our proposition to ensure we keep creating opportunities for us to help you to help your customers.

Last year saw us deliver positive changes nearly every month of the year, including:

  • Improvements to our affordability model
  • Enhanced property criteria including more use of AVMs
  • Extended New Build offers by an additional 6 months

And, you’ll be pleased to know the development of our proposition will remain a key priority for us in 2020.

As always, we will continue to keep you updated with our progress throughout the year.

If you need support your BDM and office-based BDMs are on hand to answer any questions. Visit intermediary.tsb.co.uk or call us on 0345 307 3355 to speak to an expert today.