It’s possibly the most important cover that you can purchase, yet there is a huge protection gap when it comes to income protection.

It’s a “difficult sale”, and “not good value for money” are common misconceptions. We want to demystify income protection, to show you that it is far from the poor relation, and should be the first thing on your client’s protection shopping list.

You are 26 times more likely to be incapacitated and unable to work for more than six months than you are to die before the age of 651.

We recognise that your clients are at different stages of their lives, with different financial commitments, so we offer a range of solutions. And for a limited time, we are making it even easier. There’s now up to 30% off with Vitality Optimiser. And we’ll help your clients to get healthier with discounts and rewards.

Read more.

Key features at a glance

  • Monthly tax-free income
  • Certainty around benefit amount
  • Access to care and support to aid recovery
  • Income as early as seven days
  • Extra income for permanent disability
  • Support even after returning to work
  • Healthy discounts and rewards
  • Save on premiums

Useful literature and tools

Offer applies to new Income Protection premiums. Offer ends 29/01/2016. Discount only available with Vitality Optimiser and an additional £3.30 per month on this plan. The discount is applied for the whole policy term. After the first year, your premium could go up or down depending on how active your lifestyle is. Minimum monthly premiums and further terms and conditions apply. Please read our full terms and conditions for more information.
Please read our full terms and conditions for more information.

1Department for Work and Pensions, 2009