To make it easier for your self-employed applicants we’ve updated the accountant’s certificate to capture more information upfront. It’s available to use on our website from Wednesday 30 March.  The following updates have been made.
·     New section (section F) which needs to be completed for all cases. The section covers the impact of Covid and if the applicant has an outstanding BBL or CBIL.

·     New question needs to be answered if ‘Yes’ was ticked for Alphabet share structure.

·     New drop down for accountant’s qualifications. Instead, they choose the professional body that awarded their qualification and tick to say whether they’re an Associate or Fellow.

What you need to do

Please continue to email the certificate to the accountant/client. The accountant will be able to complete it on screen, print it off, sign it and return it to you or your client.  Please check the accountant has fully completed it before you upload it to MATS with your client’s other documents. Alternatively, the accountant can complete the certificate by hand.

We accept accountant’s certificates that are produced and signed by an accountant that has a qualification with a professional body we’ve listed in the lending criteria section of our website.

This new accountant’s certificate will be dated April 2022 and should be used straightaway.

Pipeline rules

We’ll continue to accept the old certificate (dated September 2020) on full mortgage applications (FMAs) already submitted on Introducer Internet by close of business on Sunday 10 April 2022.  Any FMAs submitted from 6am on Monday 11 April will need to use the updated accountant’s certificate.