We are pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever.
These new products will be available as of Thursday 11th March 2021.
2 year fixed
| Max LTV | Vida 1 |
| 70% | 2.89% |
| 75% | 3.04% |
5 year fixed
| Max LTV | Vida 1 |
| 70% | 3.29% |
| 75% | 3.39% |
HMO & MUB 2 year fixed
| Max LTV | Vida 1 |
| 70% | 3.29% |
| 75% | 3.44% |
HMO & MUB 5 year fixed
| Max LTV | Vida 1 |
| 70% | 3.69% |
| 75% | 3.79% |
(2 year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)
All products come with a 1.5% fee and initial rates mentioned are for the Vida 1 range.
Combined with our extensive breadth of criteria
- Minimum loan size now reduced to £100,000
- Rental cover from 125%
- SPVs accepted across BTL ranges
- Impaired & improving credit history
- Expats (80% LTV not available)
- HMOs and MUBs (80% LTV not available)
- Portfolio landlords
If advisors would like to submit a DIP using these new products, this can be done on our website as of Thursday 11th March.
