Mortgage intermediaries with BTL clients know that it can be useful to deal with specialist lenders when it comes to the more complex areas of the market.
Check our maximum loan and rental income requirement, using our online Buy to Let Calculator, and then call our experienced Telephone Business Development Managers and see how Vida can help you get specialist BTL cases off your desk.
Buy to let highlights
- Up to 85% LTV
- UK Expats worldwide investing in the UK
- HMOs & Multi Unit Blocks
- Portfolio Landlords up to £4m/20 properties
- Rental Top-up from 115%
- Trading Company or SPV
- First time buyer/first time landlord
- Capital Raising on BTL Bridging allowed
- No income verification on BTL (unless FTB/FTL, topping up or don’t currently own a UK property)
Residential highlights
- 90% LTV for FTB & Home Movers
- Helping Hand – Joint borrower/sole proprietor
- Dedicated New Build Team for houses and flats
- Interest Only up to 75% LTV
- Up to 4 incomes accepted
- Self Employed min 1 year trading
- Right to Buy – 100% of discounted purchase price
- Debt consolidation allowed
All products
- Improving credit history accepted
- Flats above commercial properties
- Debt Management Plans accepted
- Gifted deposits allowed
- Non-standard property types considered
- Fee Saver products available on both ranges
- Ex-Local authority properties
