As a mortgage intermediary with BTL clients, you will know the benefit of dealing with specialist lenders when it comes to the more complex areas of the market.
With Vida Homeloans, Rental stressing will only be applied to mortgages held with Vida. Other properties will be assessed by comparing their rental income to the mortgage payment. Top Up from surplus income is not available for portfolios.
Read more here or check out check Vida’s maximum loan and rental income requirement using its online Buy to Let Calculator here.