We are excited to announce the launch of a new range of HTB specialist mortgage products for first time buyers, movers and remortgagers, including an option specifically designed for HTB staircasing.
Our specialist lending criteria applies, including a minimum income of £15k, up to four incomes accepted, impaired credit history, complex incomes and competitive new build criteria, including fast-tracked initial offer lasting six months, extendable by another six, and a dedicated new build processing team.
Help to buy purchase – Key features
- One free standard valuation AND £200 contribution to legal fees
- Qualifying new builds up to HTB limits (£600k England / London, £300k Wales, £200k Scotland)
- Gifted deposits and HTB ISA (& bonus) permitted
- Builder incentives considered above customers 5% deposit
- Product Fee can be added to loan above Maximum LTV (England & Wales only
Help to buy remortgage – Key features
- £0 product fee, one free standard valuation AND £200 contribution to legal fees
- Available for remortgage £ for £ (no additional borrowing)
- Available for remortgage with staircasing/increasing the equity stake in the property
