We’re not just here for the pros with portfolios. We’re at home helping those newbies dipping their toes in buy-to-let too.
That’s why:
- Your landlords can use their personal income to top up rental shortfalls, helping with affordability;
- We offer straight balance swaps on buy-to-let remortgages with no additional borrowing at a lower rental cover ratio of 125% at 5.50%;
- We treat ‘let to buy’ as a straightforward buy-to-let remortgage, and our standard products are available;
- We’re happy to consider first time landlords;*
- We’ll accept gifted deposits from family members.
Take a look at our short video for all the reasons to use us for your buy-to-let business.
To find out more, talk to your dedicated Business Development Manager or contact your Regional Service Team.
*At least one of the applicants must have been an owner occupier for at least six months. We may request evidence of this.