Improved new build incentives criteria

We now accept cash incentives of as much as 5% of the purchase price up to 90% LTV. This includes cashback deals, stamp duty contributions and payment of professional fees.

What’s more, we also accept non-cash incentives without impacting the loan amount.

Better for Newly Qualified Professionals

We’ve reduced the minimum income required for Newly Qualified Professionals from £40k to £30k so we can say yes to more customers.

Eligible customers taking one of our NQP products benefit from enhanced income multiples of up to 5.5x. Check out our criteria for more information and a full list of accepted occupations.

Our new lending criteria is now live and our affordability calculator and AIP are in the process of being updated. If you’ve got any questions, you can get in touch with your Business Development Manager.