Virgin Money make buy-to-let more affordable by allowing landlords to use their personal income to top up rental income. Personal income can be used on rental shortfalls between 100% and 145%, calculated at an interest rate stress of 5.50%.  As long as there is a combined gross minimum income of £50,000, they aren’t a portfolio landlord and the LTV is less than 75%. Helping your customers get the mortgage they need.

To find out more, visit the website, talk to your dedicated Business Development Manager or contact your Regional Service Team.