Whether your clients are buying a property to let or refinancing an existing property, we can help you find them a better home for their mortgage.

More reasons to love our buy-to-let products and features:

  1. 2, 3 and 5 year deals available up to 75% LTV, with cashback on all deals.
  2. Rental income to cover 145% of mortgage interest calculated at a notional rate of 5.50% for all products except 5 year fixed rates, which will be calculated at 4.99%. For a straight balance swap remortgage, we’ll use our old rental income of 125%, at our old notional interest rate of 5.74%.
  3. We now accept a landlord’s personal income to cover any rental shortfall between 125% and 145%, calculated at a notional rate of 5.50%, helping more of your clients get the loan amount they need.
  4. Up to four applicants per application accepted.
  5. We can support landlords looking to remortgage to raise capital for purchasing investment properties, make home improvements and many more purposes.
  6. Flexible features come as standard so your clients can make overpayments and apply for payment holidays, useful to offset rental voids (subject to criteria)*.
  7. Offers to your customers within 10 working days of receiving a fully-packaged application, or we’ll give them £100**.
  8. All backed by dedicated Regional Service Teams who know your area well – they’re here to support you pre and post application.



For more information, contact your dedicated Business Development Manager, view our Buy-to-Let Sales Aid or visit virginmoneyforintermediaries.com

Best wishes
The Virgin Money Intermediary Team

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