Virgin Money consider a customer to be self-employed if they have a shareholding of 20% or more in a business or they have a shareholding in a Limited Liability Partnership (LLP).

Check that your clients’ business meets each aspect of our general criteria below:

> The business has been in operation for at least two years with two years’ accounts available.

> The business has been profitable in each of the last two years.

> The business is solvent i.e. the capital account must be positive/assets must outweigh the liabilities in each of the last two years.

For more details view their sales aid, visit their website and view their lending policy, or contact your dedicated Business Development Manager.