Virgin Money’s simple BTL Affordability Calculator

To keep things simple, Virgin Money have one BTL affordability calculator so you can check the loan amount they’d offer your client.

Continue to declare all of your client’s credit commitments and their calculator will automatically take personal income into consideration during the affordability assessment, where the rental income does not meet 145% of the mortgage interest payment.

Try out the simple BTL Affordability Calculator.

For more information and examples of how the Personal Income policy works, have a look at their BTL Sales Aid or speak to your dedicated BDM.