With VitalityLife, our Serious Illness Cover pays out based on the severity of your client’s condition. This means that your client could receive a payout at an early stage of their illness, even if it’s not life threatening.

Cover that pays out earlier

In 2018, 43% of VitalityLife Serious Illness Cover claims paid were for severities D, E, F and G (between 25% – 5% payout)2 which highlights the need for cover at earlier stages of a disease and for less severe conditions. As a result, your clients are more likely to get a payout from VitalityLife than from any other insurer1.

VitalityLife’s severity based payments approach to Serious Illness Cover helps to ensure that your clients and their families will have funds available to facilitate any lifestyle changes needed as a result of a serious illness.

To find out more about VitalityLife’s Serious Illness Cover and how severity based payments work visit the adviser Serious Illness Cover webpage, read our Serious Illness Cover brochure or speak to your National Account Manager.


1 Defaqto, Sep 2018

2 Vitality Claims and Benefits Report, June 2019