March 2018 marks the 2-year anniversary of the huge spike in Buy-to-Let purchases ahead of the Stamp Duty surcharge. You’ll likely remember how busy it was this time two years ago. Bidding to avoid the [...]

TFC has started a yearlong series of events designed to improve brokers learning within the specialist lending market. We are covering a host of topics across the country including: Bridging Finance Challenges in the buy-to-let [...]

To help more of your clients get the loan amount they need, Virgin Money have increased the flexibility of their buy-to-let underwriting. That’s they we allow clients to include personal income in the affordability test. [...]

We have increased selected 2 and 5 year fixed rate products by 0.05%. We'll also be extending the end dates across all New Business products. Summary of changes Selected 2 year fixed rates at 65% LTV [...]

Refreshed product portfolios for First Time Buyers and Older Borrowers This week, our new product portfolios hit the market introducing 25 new products across our Older Borrower and Residential portfolios. On average, you'll find [...]

With 'Right to Build' Legislation now in force in England, you will undoubtedly be approached by an increasing number of customers keen to create a quality home that's been designed to suit their individual lifestyle. [...]

Looking to place a case for a flat above a commercial premises? Vida Homeloans can look at flats above a commercial premises up to 75% LTV for both residential and buy to let. Vida will [...]

To discuss a case, please contact us: Tel: 01252 916800 Email: sales@fleetmortgages.co.uk

According to new research from Aldermore, almost three in 10 (29%) British workers, the equivalent of nine million people, plan to make the ambitious move to become self-employed in the future. Making the transition to [...]

Do you have an Accord customer with a mortgage maturing?  We’ve recently revamped our maturity mailing program because customers often need more than one reminder to look for a new product. So, customers with an [...]

From March, when we write to members 12 weeks before their current mortgage deal ends, we'll be including the option of contacting a broker for advice. This will make it clear to our members who used a broker [...]

At Paragon, we're constantly reviewing the market and have introduced some important changes to our products and services. What's new? We have reintroduced our valuation fees and an application fee of £150 on all products [...]

We’ve been focusing on BTL maturities and this week Godiva Mortgages has been awarded best in class in Mortgage Strategy’s first-ever lending survey focused on buy-to-let. The survey named us best for service, products, [...]

We have launched new first time buyer exclusives and reducing selected tracker rates as well as increasing our rates and fees on selected fixed rates. NEW! First time buyer exclusives Homebuyer Solution Term Rate Fee LTV [...]

Our Buy to Let interest coverage ratio (ICR) applicable to both Standard and Specialist property types is being simplified, with some also being reduced. In addition, ICR calculations will no longer depend on the number [...]

We know that when it comes to mortgages, it’s not one size fits all. At Clydesdale Bank, we’ve a solid understanding of the challenges facing introducers who have clients with non-standard forms of income, or [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Kent Reliance make [...]