Welcome to this week’s Protection Update.
Please take the time to read through the update as there may be some information that is important to you.
- ESBS launch first time buyer product to 92.5% LTV;
- TSB make changes to residential products;
- Virgin Money make changes to lending policy for foreign nationals.
Later Life Lending Update – 17th March 2022
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This [...]
Legal & General: Keeping a business healthy
Keeping a business healthy If a key person needs time off work due to illness or injury, we’ve launched a product that’s here to help. By providing protection to the business and support to the [...]
Unlocking UK rental market opportunities
Our flexible Income Protection can give your clients peace of mind knowing they’ll be able to pay their rent, and cover some of their everyday expenses, if they can’t work due to illness or injury. [...]
Practical Protection Podcast – Blood Cancer
Hi everyone, I hope you enjoyed the last episode of the Practical Protection Podcast. I was joined by Matt Rann and we had a very insightful discussion about skin cancer. This week I am joined [...]
Income protection – it’s good to be flexible
With an income protection policy having the potential to cover your client for their entire working life, it’s important their cover changes to meet their needs. Income First from The Exeter provides your clients with [...]
Weekly Protection Update – 24th September 2021
Protection Update 24th September 2021 https://www.youtube.com/watch?v=F8XW9oVhUn4 The Protection Insight Hub >> Hello everyone and welcome to this protection update – Friday 24th September 2021 Income Protection Awareness Week So, did you [...]
Vitality: How Vitality helped their members during the COVID-19 pandemic – the statistics
How Vitality helped their members during the COVID-19 pandemic – the statistics The pandemic has had a huge impact on people’s lives and our latest claims and benefit figures demonstrate how we’ve supported our members [...]
British Friendly: Breathing Space introduction
Flexibility to protect what matters In the UK there are more than 5 million self-employed people and it’s estimated that by next year over 7 million people will work in the gig economy.[1] But this [...]
Ceta Insurance: Introducing the new Head of Marketing
Welcoming James Robathan to Ceta! We are pleased to welcome our new Head of Marketing, James Robathan to the team. James joins us from Animal Friends Insurance and has a background with a number of known [...]
Weekly Protection Update – 17th September 2021
Protection Update 17th September 2021 https://www.youtube.com/embed/RkrcFEyUtow Hello everyone and welcome to this protection update – Friday 17th September 2021 I mentioned last week that there’s a lot happening in the [...]
Weekly Protection Update – 10th September 2021
Protection Update 10th September 2021 https://www.youtube.com/embed/p91slZhY46c Hello everyone and welcome to this protection update – Friday 10th September 2021 There’s quite a lot starting to happen in the protection industry [...]
Protection Guru: Awards – Submission deadline extended!
We're pleased to announce that we've extended the submission deadline for our 2021 Protection Guru Awards, so there's still time to get your entries in. The deadline is now Sunday 19th September. We know a [...]
British Friendly re-entry into Day 1 Week 1 deferred periods
Shorter deferred periods to help protect your customers. In line with our continuing product enhancements, we are proud to re-introduce shorter deferred periods for our Protect and Breathing Space products, subject to a COVID-19 exclusion. [...]
Aviva: Offer extended | First Renewal Guarantee
We want to let you know we're extending our First Renewal Guarantee offer and it's now available until 31 December 2021. The offer helps to create richer, sustainable policies and ultimately helps you build more [...]
Ceta Insurance: Choose choice with Ceta Rewards
Introducing John Lewis & Partners to our rewards system We have added new redeemable options to the Ceta Rewards loyalty scheme. You can now redeem £25 and £50 John Lewis vouchers once you have 250 or 500 [...]
Weekly Protection Update – 3rd September 2021
Protection Update 3rd September 2021 https://www.youtube.com/embed/abp_THCZBm4 Hi everyone, Hope you are well. I’m currently on my holiday but that doesn’t mean you don’t get a protection update from me! Connected to [...]
Protection Guru: Gynaecological cancer awareness month – how is cervical cancer covered in critical illness plans?
Gynaecological Cancer Awareness Month, which takes place every September and was established by the Foundation for Women’s Cancer, aims to bring recognition and awareness of all gynaecological cancers. In support of this initiative this insight [...]
MetLife: MultiProtect: the foundation of Family Protection
Keeping your family life on track can be hard work. Life is busy enough as it is getting the kids get to school on time, fitting in your appointments, and looking after elderly relatives, so [...]
Protection Guru: How income protection providers help with a hospital stay
In this insight we look in detail at the hospitalisation benefit offered by some insurers on their income protection plans. We provide you with information on who offers this benefit, how much clients will be [...]
Ceta Insurance: did you know…?
Tom Cruise fired his insurance company on the set of Mission: Impossible - Ghost Protocol because they wouldn’t let him hang off the Burj Khalifa, the tallest building in the world, for a stunt Tom [...]
Protection Guru: Who provides immediate income protection cover during application underwriting?
I’m sure if I asked advisers what their biggest frustrations are when it comes to applying for protection insurance, underwriting delays caused by GP reports or other medical evidence would land fairly high on the [...]
VitalityLife: Introducing our digital claims and benefits report.
In a year when the coronavirus pandemic changed the way we live our lives, we remained focused on being there to support your clients and their families when they needed us most. We're proud to [...]
Protection Guru: Have you entered the protection guru awards?
Entries for our Adviser and Prestige Awards are open, the categories and criteria can be found here. Our inaugural awards event this year is all about recognizing the hard work and dedication of the protection [...]
Practical Protection Podcast: Skin cancer
We are back with an episode focusing on skin cancer. Matt had previously mentioned to me a while ago that he would like to do an episode on skin cancer, and I agreed that it [...]
Ceta Insurance: An August addition to Ceta Rewards
We have added to the Ceta Rewards loyalty scheme For Ceta Rewards savers, we have added a new redeemable option to the programme. You can now redeem Amazon vouchers and Prepaid Mastercard debit cards worth [...]
VitalityLife: Do you help your clients make positive lifestyle choices?
We’ve all got our reasons to make positive choices in life. That includes you and your clients. Financial advisers are uniquely positioned to help their clients make positive behaviour changes. By asking the right questions [...]
Every child deserves better
Around 12 families are told every day that their child has cancer.* However, the importance of children’s critical illness cover is often understated. By making it an optional extra and doing a number of things [...]
LV=: Introducing Mortgage and Rent Cover…
Using your ideas and feedback, LV= have developed a new income protection product to help you protect more clients. Mortgage and Rent Cover Simple, affordable protection with no financial underwriting LV=’s Mortgage and Rent Cover [...]
MetLife MultiProtect: Ensuring your children are protected, whatever happens
Ensuring your children are protected, whatever happens With school holidays upon us, it can be tricky to make sure our children are keeping themselves safe. Whether out with friends, being looked after by relatives, or [...]
Paymentshield: BE GI: Stronger Together virtual conference
Paymentshield invite you to join them at their “Be GI: Stronger Together” virtual conference on Tuesday 14th September from 9:45am. The conference will build on the theme of embracing general insurance (GI) and sharing ideas [...]
VitalityLife: Making the protection conversation easy for you and your clients
VitalityLife: Making the protection conversation easy for you and your clients To make talking about protection as easy as 1, 2, 3 we’ve simplified and enhanced our life insurance proposition … Select a core cover [...]
Ceta Insurance: The Ceta Insurance Broker League is back!
Ceta Insurance Fantasy Football is here! The Premier League returns on Friday 13th August and with that is Ceta’s Fantasy Football League. We have multiple prizes up for grabs. The winner will receive a £500 [...]
Protection Guru: Why we’re giving advisers the final say in our inaugural protection guru awards
Protection Guru: Why we're giving advisers the final say in our inaugural protection guru awards After a hectic July, with a flurry of new product announcements, the last week has perhaps felt a little quieter, [...]
Practical Protection Podcast: Gender & Income Protection
Practical Protection Podcast : Gender and Income Protection (40 mins CPD) Hi everyone. I hope you found the previous episode interesting, where we spoke about transgender and non-binary people accessing insurance and some of the [...]
MetLife: MultiProtect update
In 2021 so far, we’ve paid 7,986 claims, to the tune of £7.2m*… Despite home-working, school closures, and the cancelling of organised sporting events, the COVID-19 pandemic hasn’t changed how useful MultiProtect is to our [...]
Ceta: What have football and fax machines got in common?
Thanks to the European Championships, football fever has taken over the last couple of months. Now you may well be wondering why I am talking about football in a newsletter for brokers, well it is all [...]
Scottish Widows: Register now: Underwriting & Longevity webinars
TAKING ON… UNDERWRITING & LONGEVITY In an ever changing world with new conditions and treatment coming to light, and people generally living longer, it is important to factor this into your conversations and processes in [...]
Vitality: Do you help your clients make positive lifestyle choices?
Do you help your clients make positive lifestyle choices? We’ve all got our reasons to make positive choices in life. That includes you and your clients. Financial advisers are uniquely positioned to help their clients [...]
Legal & General: Live webchat now open Saturdays
Our Live webchat is now open Saturdays We have now opened our live webchat service on a Saturday from 9am – 1pm accessed through OLPC, the only channel available outside core working hours, allowing you [...]
British Friendly: Changes to our cover and Mutual Benefits improvement content
COVID-19 exclusion removal and upgraded Mutual Benefits prize draws! In light of the successful vaccine roll out and in line with the overall market response, we are delighted to announce that we have removed our [...]
The Exeter: Rental Clients? Think Income First
Rental clients? Think Income First Income First from The Exeter includes a guaranteed insurability option for renters, giving your clients even greater flexibility to ensure their cover meets their ever-changing needs. Visit our website [...]
Protection Guru: What are the details of Royal London’s critical illness cover improvements?
With July continuing to be the month of product launches and updates, Royal London are the latest insurer to unveil a number of product changes. Primarily improvements to their critical illness cover, amongst other things [...]
Protection Guru: Income protection for NHS medics – how providers compare
although NHS staff have generous sick pay schemes, these are not a bottomless pit and members of the medical profession still need income protection. The ideal is for the income protection plan to pay out [...]
Protection Guru: How will the FCA consumer duty rules improve standards in the protection industry?
Following on from last weeks review of our protection forum where Johnny Timpson and Robert Sinclair discussed the proposed FCA consumer duty rules, this week we playback the Q&A that followed where advisers gave their [...]
Ceta Rewards
A quick reminder that Ceta Rewards are offering double points until Saturday This means that instead of the standard 50 points per policy, you will be rewarded 100 points! This is an offer exclusive to Ceta [...]
Scottish Widows: Connect and engage with the next generation
Connect and engage Intergenerational planning can help you open conversations with your clients and their families about protecting their wealth and their financial future. Making the connection now can help future-proof your business. Explore our [...]
Scottish Widows: Discover opportunities in Protection
Including protection as part of your client conversations can be challenging enough without adding in the critical illness conversation. However, 32% of people have no life or critical illness cover. Source Scottish Widows consumer research [...]
The Exeter: Rental clients? Think Income First
Income First from The Exeter includes a guaranteed insurability option for renters, giving your clients even greater flexibility to ensure their cover meets their ever-changing needs. Visit our website to find out more. [...]
Practical Protection Podcast: Transgender
Hi everyone. Last week I was joined by co-host Roy McLoughlin and we talked about objection handling. I hope it gave you an insight into how best to deal with these situations. Were there [...]
Aviva: Illuminate Newsletter- July 2021
Welcome to the latest issue of Aviva Illuminate, the newsletter that brings you topical news, views and updates on important health and wellbeing issues. This issue focuses on our newly developed guiding philosophy and the [...]
Legal & General: Umbrella Benefits. Additional cover your clients can count on
Umbrella Benefits. Additional cover your clients can count on. Introducing our new Umbrella Benefits. Exclusive to intermediaries, it’s a package of additional cover and services to help you meet the needs of your clients, while [...]
Protection Guru: Increasing income protection without underwriting
INCREASING INCOME PROTECTION WITHOUT UNDERWRITING - HOW DOES THE EXETER'S NEW INCOME FIRST COMPARE? We covered the launch of The Exeter’s new Income First product last week, a policy that included a number of innovations [...]
MetLife: Helping you look after clients with active lifestyles
Staying fit and healthy means being active. With lockdown lifting (albeit gradually), your clients are likely getting back to playing football on the weekend or heading to the gym after a hard day’s work, [...]
Vitality: share our simple getting started with Vitality video with your clients
To help you and your clients get started with Vitality, we’ve created a simple 2 minute video that guides you through everything you need to know to benefit from Vitality. Your clients will be [...]
Zurich: Business protection myth #4: Tax relief on premiums
You may have heard the mantra that if you don’t claim tax relief on the premiums, you won’t be taxed on the sum assured. Well, it isn’t quite that straightforward... I’ve been told this particular [...]
Practical Protection Podcast: Underwriting
Hi everyone. For the last episode I was joined by Chrissy Clark from the Health Claims Bureau, talking about rehabilitation services in practice. We had some really good, in depth conversations about the type of [...]
Guardian: Every child deserves better
CHILDREN’S CRITICAL ILLNESS COVER EVERY CHILD DESERVES BETTER Around 12 families are told every day that their child has cancer.* However, the importance of children’s critical illness cover is often understated. By making it an [...]
Scottish Widows: Care in every claim
Care in every claim The latest vodcast from our Expert Series explains how the claims process has improved in the past year providing emotional and practical support to your clients throughout the claim process. Watch [...]
econveyancer: relax…we’ve got you covered
Moving home is one of the most exciting things in life. You dream of settling in with a glass of bubbly, preparing a family roast in your new kitchen, and welcoming friends around for a [...]
Zurich: Business protection myths: Does writing to HMRC explaining the purpose of a business protection policy ensure its tax treatment?
Does writing to HMRC explaining the purpose of a business protection policy ensure its tax treatment? Paul McDowell provides an answer… When advising on business protection policies it is broadly accepted that it is good [...]
Scottish Widows: Did you know Mental health is by far our biggest disclosure?
Mental Health and Protection In 2020 we had 95% overall acceptance for customers disclosing a mental health condition, with 85% offered standard rates. Helen Dick, Senior Manager Underwriting and Claims Strategy at Scottish Widows, shares [...]
Zurich: Business protection myths: is ‘relevant life’ sufficient?
Continuing our series examining myths surrounding business protection, Zurich's Paul McDowell explores if a relevant life policy can be used as a business protection tool... The protection industry has frequently marketed relevant life cover under [...]
Source Webinar: What does the FCA General Insurance Pricing Practices Market Study mean for me?
Recently, the FCA published the results of the General Insurance Pricing Practices Market Study, outlining changes that need to be made in the insurance distribution industry. This is potentially one of the biggest changes to [...]
Paymentshield: changes to home and landlords panel
L&G TO LEAVE PAYMENTSHIELD’S HOME AND LANDLORDS PANELS From Sunday 11 July 2021, L&G will be leaving both Paymentshield’s Home and Landlord panel and therefore will be unable to accept any new policies from this [...]
VitalityLife: Build a plan in three simple steps
We’ve simplified our Personal Protection Plan, which means you can now build a plan in three simple steps; Start with Core Cover Life Cover Serious Illness Cover Income Protection Cover Add optional benefits; Child Serious [...]
Cirencester Friendly: Diabetes Week
Did you know, we may be able to cover your client if they have diabetes? Monday saw the start of Diabetes Week, which runs from 14th – 20th June. As you may know, diabetes [...]
VitalityLife: Adviser checklist
VitalityLife: have you seen our adviser checklist? To help you talk to your clients about Vitality we've created a simple adviser checklist which summarises the key assets you can use within your client protection conversation as [...]
Practical Protection Podcast: Rehabilitation services in practice
Practical Protection Podcast Rehabilitation services in practice (50 mins CPD) Hi everyone, I hope you found the most recent episode of the Practical Protection Podcast insightful? That mine and Matt’s discussion centred around type [...]
Uinsure: Delivering fair value in a digital world
FCA confirms ban on price walking from 2022 You may have seen that on 28th May 2021 the FCA published its paper on pricing rules in the GI Market. This follows several years’ work from [...]
Royal London: How to die well- Before you go…
We don’t live in a culture where talking about death, or even thinking about it, comes easy. That’s what can make it even more difficult to take stock and decide what’s best when it comes [...]
Legal & General: Important Information about Lifestyle Cover
Important Information about Lifestyle Cover We’ve recently undertaken a full-scale review of our ASU products (Lifestyle Cover and MPPI). As a result of this review we’ve made the difficult decision to exit the ASU marketplace for [...]
Scottish Widows: Care in every claim
Scottish Widows: Care in every claim Updates including: Putting care into claims The story behind every claim Their take on paying claims Read more
Zurich: Business protection myths
Business protection myth #1: do sole traders need it? If a sole trader employs just one person, the case for business insurance can be stark... Most business protection guides include sole traders when they are [...]
Paymentshield: National Conversation week
National Conversation Week helps advisers navigate new consumer mindset around the home National Conversation Week is back, and this time from 7th – 13th June, Paymentshield are joining forces with Defaqto and other leading [...]
Berkeley Alexander: Capital Allowance Update
Capital Allowance Webinar Berkeley Alexander are always trying to provide you and your clients with the best possible solutions to business needs. Surviving this period of serious economic challenge for business’ has been priority, and [...]
Vitality: Solution Builder update
iPipeline adds VitalityLife’s Serious Illness Cover Comparison Tool to SolutionBuilder enabling comparisons with traditional CI plans. iPipeline® has added VitalityLife’s Serious Illness Cover Comparison tool to its Compare Quality service, part of iPipeline’s protection quote [...]
Ceta: How home insurance can save a mortgage
Time for an interesting read? Commercial Director at Ceta, James O'Hara recently wrote a piece on how home insurance can protect a mortgage. You'll find interesting facts and figures on a famous footballer, a world renowned singer, a [...]
Legal & General’s Price Beater
Legal & General’s Price Beater We can’t always be the most competitive in the market but when you’ve got high sum assured protection cases we'll beat the standard premium offered by a competitor on a [...]
LV=’s Comprehensive critical illness cover for life changing events
Comprehensive critical illness cover for life changing events We all know that life can throw up the unexpected, and that's why protection is so important. Sadly the unexpected might be a life-changing diagnosis. If this [...]
Vitality Health Launch: You’re invited!
You're invited to VitalityHealth Launch 2021. Wednesday 23 June at 10.00am. The use of digital healthcare has rapidly increased in the last 12 months. Already at the forefront of this changing landscape, we’re evolving our proposition [...]
Practical Protection Podcast: Type 1 Diabetes (45 mins CPD)
Hi everyone, I really hope you enjoyed our last episode of the Practical Protection Podcast, where I was joined by Roy McLoughlin and Katharine Moxham for a discussion on group insurance. This week I am [...]
Scottish Widows: Care in every Claim + Claims & COVID
Care in every claim The stories behind the claim can help with your client conversations. We offer emotional and practical support, not just financial. Read the article below to learn more. Read now Claims [...]
Aviva: Give your SME clients more for their money with Solutions | Mental health upgrade
We’re offering an upgrade to our mental health benefit We’re looking after your clients by offering them more, when they apply for Solutions, our private medical insurance. Between 1 August 2021 and 31 January 2022, [...]
Broker Webcast: Covid-19 Light at the end of the tunnel?
We’d like to invite you to register for our webcast on Tuesday 15th June at 10.30am covering the topic – COVID-19 - Light at the end of the tunnel? As lockdown rules continue to be [...]
Our commitment to paying claims continues
SEE HOW WE’VE IMPROVED OUR CLAIMS JOURNEY We know how important peace of mind is for your clients, especially in these challenging times. We paid out over 10,700 claims last year, which is over 98% [...]
‘An Introduction to Ceta’ Webinar
Mohammed Fiaz will be hosting three 45 minute webinars for you to learn more about Ceta and Non-Standard property insurance. Please click the button below to access your invite and information on the webinars. Click on [...]
LV= Protection Tools
We wanted to share with you some of our Tools/Calculators, designed to help with client conversations, overcome objections and have you seen our most recent addition the Product Matchmaker tool? This can help you discover [...]
Protection conversations for existing customers
We’ve created toolkits for three key segments within your client bank - to help you revisit your clients cover, improve it, or re-introduce it. It’s never a bad idea to check-in with your clients to [...]
Practical Protection Podcast: Group Insurance – CPD opportunity
This session we are focusing on group insurance. Kathryn and Roy have Katharine Moxham from GRiD (Group Risk Development) with them for this session. Katharine takes them through claims statistics, how free medical underwriting works [...]
Paymentshield’s Be GI Conference Agenda & Speakers
The ‘Be GI’ virtual conference is designed to provide insight into how the market has changed in the last year and what you, as advisers, can be doing to get the most out of your [...]
Ceta & the Right Mortgage and Protection Network
Ceta's partnership with The Right Mortgage and Protection Network has kicked off with a series of webinars on non-standard insurance. Find Out More
Uinsure: New Features
It’s good to see plenty of positivity around as we head into May and it’s clear in our conversations with partners across the industry that there’s a great amount of optimism, both professionally and socially, [...]
Weekly Protection Update – 14th May 2021
Have you booked onto the NTE? I know we keep mentioning it, but there are still places and it’s a great opportunity for us all to come together and share experiences and ideas for [...]
Scottish Widows: Protection that puts people first
THE PEOPLE BEHIND THE CLAIMS In 2020, we paid out 98% of all protection claims to over 10,700 customers and their families - giving more people more reassurance, and more peace of mind. Behind the [...]
Paymentshield: New online payment option for annual payers
NEW ONLINE PAYMENT OPTION FOR ANNUAL PAYERS To make the service you and your clients receive from Paymentshield shine even brighter, they’ve have launched a new online option that enables policyholders who pay annually credit [...]
VitalityLife: Child Serious Illness Cover Cashback Offer- ending soon
Ending soon – Child Serious Illness Cover Cashback Offer Our market-leading Child Serious Illness Cover* provides a valuable benefit if your clients child were to suffer a serious illness or accident – a thought no [...]
Legal & General: New webinar dates to help you grow your business
Please find new dates now published on the adviser centre for promoting to our partners. https://www.legalandgeneral.com/adviser/general-insurance/helping-you-grow/webinars/ SmartQuote Demonstration A walk through our new SmartQuote point of sale. Our game changing SmartQuote tool means you can [...]
Legal & General: critical illness
Let’s talk critical illness No-one likes the thought of getting ill, so Legal & General’s new adviser toolkit has been designed to support these difficult conversations with your clients to ensure they have the protection [...]
Scottish Widows: Type 2 Diabetes and obesity
THE LINK BETWEEN TYPE 2 DIABETES AND OBESITY Underwriters are aware that high BMI and diabetes are significant risk factors – what strategies to improve health and lifestyle might help? Find out more.
Weekly Protection Update – 07th May 2021
It’s been great to talk to so many of you during my first few weeks in the job and it’s interesting that several of you have expressed a similar frustration which is that it [...]
Cura Insurance: Octomembers sponsor The PPP
Private financial community Octo Members Group sponsors The Practical Protection Podcast. The app-based community is dedicated to bringing financial professionals together, to share their knowledge and insights with one another. The network welcomes all financial [...]
Paymentshield join forces with Sky
Paymentshield are excited to announce an exciting new partnership which brings them together with Sky, the powerhouse of home entertainment. Now when your clients take out a Paymentshield Home Insurance policy, they can benefit from [...]
Scottish Widows: Powers of Attorney and vulnerable customers
POWERS OF ATTORNEY & VULNERABLE CUSTOMERS We explain powers of attorney, the court-appointed alternatives, and financial planning for vulnerable customers. Find out more
What’s new at MetLife
The Right Mortgage advisers have access to both MetLife’s innovative MultiProtect and MortgageSafe policies. With flexible levels of cover quick and simplified online applications – why not discover how you can include both in your [...]
“Let’s Talk Insurance” new CPD learning from The Exeter
Our latest research report entitled “Let’s Talk Insurance” is now available. Looking at insurance conversations through the eyes of both advisers and UK working adults, the findings are fascinating. Our research can be found in [...]
Weekly Protection Update – 29th April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Track your online [...]
Source: Changes to L&G Rainbow
As of Thursday 29th April 2021, the Legal & General Rainbow Home and Landlord Insurance products will be replaced by new LV= Broker products. This is due to the acquisition of Fairmead Insurance Ltd (formerly [...]
Canada Life: Individual Protection Monthly Newsletter
Mortgage applications have had a strong start this year, due in no small part to the stamp duty holiday extension until the end of June 2021. While mortgage applications are increasing, as an adviser you need to [...]
Towergate: Have you seen our client facing marketing hub?
To ensure you have everything you need to build your client and prospect base, we have designed some marketing material for you to use. The material can be used in conjunction with your current marketing [...]
Scottish Widows: Protection special edition of TechTalk
Get the latest technical support in our Protection special edition of TechTalk. Read now.
LV: Track your online applications using the LV= Protection Progress Hub
The LV= Protection Progress Hub is an easy and convenient way to track the progress of your applications 24/7, providing you with key information that’s refreshed every 15 minutes, saving valuable time and making it [...]
Cirencester Friendly: Join us for our ‘Let’s Talk Health and Wellbeing’ webinar
Throughout the previous 12 months, health and wellbeing has been at the forefront of everyone’s minds. That’s why we would like to invite you to join our ‘Let’s Talk Health and Wellbeing’ webinar to be [...]
Stress awareness month… What’s the protection link?
April marks ‘Stress Awareness’ month which is an initiative aimed at increasing public awareness of the causes and cures of stress, one of the largest public health challenges of our time, and one of the [...]
Vitality – enhancements to multi benefit plans, quote portals & plan fees
If you have carried out research for Vitality protection recently, you might have seen that as of Monday 19th April, Vitality have made a series of enhancements to the way you quote multi benefit solutions [...]
Protection Claims 2021
We’re entering protection claims season whereby the various life companies release their claims data for the previous calendar year. One of the first to publish was AVIVA and they reported some incredible statistics. Aviva paid [...]
Weekly Protection Update – 23rd April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Don’t forget: Ceta [...]
Uinsure: non-standard policies
How often have you tried to provide a General Insurance quote for a client and no quotes have been returned after entering their details? How many times have you had to turn them away as [...]
PAYMENTSHIELD’S BE GI VIRTUAL CONFERENCE
Paymentshield invite you to join them at their first virtual conference of 2021 on Wednesday 26th May from 9:45am. The ‘Be GI’ virtual conference is designed to provide insight into how the market has changed [...]
Royal London: What’s on the menu?
Our new ebook – in partnership with Cover magazine – helps you power-up your menu conversation. Read it now
LV: Tools and calculators to help drive your Protection conversations
LV= is committed to offering you support to help with your client conversations and applications which you’d expect from an established provider. Their online services include a quote and apply service for their protection products [...]
Vitality Life Multi-Benefit Changes
Vitality’s existing Multi-Benefit solution Vitality currently offer a multi-benefit solution which allows advisors to quote for multiple protection needs across multiple plans and lives at the same time and then applying for the covers that [...]
MetLife: Supporting your active clients
Leading an active lifestyle has many benefits for our health and wellbeing, and as COVID-19 restrictions are lifted, millions are looking forward to getting back to the pitch, gym or pool. While there’s little to [...]
Cura: Practical Protection Podcast: Menopause, Breaking the Taboo
Hi everyone, the last episode of the Practical Protection Podcast, concentrated on bowel cancer, with Matt sharing his own personal experience. We really hope this was insightful and allowed you to broaden your knowledge surrounding [...]
Weekly Protection Update – 16th April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: The Exeter discuss [...]
MetLife: Flexible features for wider suitability
From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to arrange [...]
Berkeley Alexander: UK Insurance Market Conditions – are we approaching the peak?
For the last two years, the insurance market both in the UK and globally has been hardening at a rate not seen since 2001/02. We are at the peak of the phase of the market [...]
L&G: There when you need them
In 2020, L&G paid out over £763 million across thier Life, Critical Illness Cover, Terminal Illness Cover and Income Protection policies, supporting 15,855 customers and their families. L&G also supported families who lost loved ones [...]
The Exeter: The Exeter 2020 claims insight
Could your clients survive without an income? In 2020 we paid £10 million in income protection insurance claims (IP) to our members who couldn’t work due to illness or injury. In total, we paid 91 [...]
Vitality: Child Serious Illness Cover Cashback Offer
To make Child Serious Illness Cover even more accessible and affordable for your clients, we’re offering cashback for their first 12 months premiums when added to their Personal Protection Plan. This applies for up to [...]
iPipeline: Did you miss the latest edition of iPipeline Quarterly?
Each quarter we release a newsletter, full of insightful articles from iPipeline and guest writers from our industry. iPipeline Quarterly provides you with the latest news and topics in the protection industry. Read the new [...]
Uinsure: The threat of escape of water in your home
Figures published by the Association of British Insurers (ABI) have revealed that £17million is paid out every day on home insurance claims in the UK with £1.8 million of this for escape of water claims. [...]
Weekly Protection Update – 9th April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Uinsure explain how [...]
Vitality: Introducing Insights Hub
With financial resilience and health & wellbeing in the spotlight like never before, you as advisers are perfectly placed to help enrich and empower your clients’ lives. At Vitality, we are uniquely positioned to monitor [...]
Paymentshield: Be confident with our new chat service
To help shine a light on any aspect of our service you may have a question about, a new chat service is available in Adviser Hub and on our adviser website. The launch of our [...]
Berkeley Alexander: Searching for wider choice?
Finding home and landlords insurance a challenge in hard market? Have premiums increased? Maybe a wider choice is the answer! During the hard market we are all experiencing, prices rising is an inevitable consequence. If [...]
Scottish Widows: Your opportunity to provide feedback
As we continue to look forward with optimism in a dynamic environment we recognise your needs and those of our mutual clients continue to evolve. It is more important than ever that we are here [...]
Scottish Widows: Underwriting during uncertain times
In this article we consider the impact of COVID on our underwriting philosophy and the measures we put in place to support you and your clients. Read now. Find out more
Cura: Practical Protection Podcast
Hi everyone, the previous episode of the Practical Protection Podcast focused on a number of things including wealth management, protection insurance and signposting, we really hope you found this insightful and useful to your work. [...]
Uinsure: Accidental Damage could be a cost-effective way of avoiding expensive mistakes!
Did you know the majority of home insurance claims are for accidental damage in the home? This could be something as easily done as spilling a drink on the carpet or breaking fixed glass in [...]
Weekly Protection Update – 2nd April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Source announce an [...]
Track the progress of your LV= applications
The LV= Protection Progress Hub is an easy and convenient way to track the progress of your applications - providing you with key information as well as live updates, saving valuable time and making it [...]
Zurich smoker status
Be aware, Zurich grade ex smokers up to 5yrs. Portals do not facilitate the additional premium for smokers, so the true premium will only be seen once they have gone through to Zurich The [...]
Paymentshield launch interactive video
To help you be confident when talking to clients about their general insurance needs, Paymentshield have put together their most effective resources in a handy interactive way. With more than 50% of advisers telling Paymentshield [...]
Source announce an ambitious growth strategy
Source have restructured their board over the past year and have recently announced an ambitious growth strategy, to be carried out over the next few years. Click here to read their press release
Scottish Widows: Register Now – Supporting Vulnerable Clients webinar
OUR TAKE ON… SUPPORTING VULNERABLE CLIENTS There has been an increase in the number of UK adults in vulnerable circumstances as a result of the pandemic*. Consequently, the FCA has now issued its ‘Finalised Guidance’ [...]
Scottish Widows: Clinic in a Pocket™ Protection app
In addition to our popular RedArc services included with Scottish Widows Protect, to support your clients at this difficult time we have added GP Services and free delivery of repeat prescriptions. They’re available in our [...]
Weekly Protection Update – 26th March 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Royal London launch [...]
The Exeter: When it comes to everyday health concerns, why wait?
When it comes to everyday health concerns, why wait? With the ongoing challenges facing the NHS showing no sign of easing, now is the time for your clients to make use of the additional [...]
Royal London: Have you tried our new menu tool yet?
Menu made simple We love it when a Menu Plan comes together Learn more Our new menu tool makes it easy to talk to clients about protection and demonstrate the value of your advice. [...]
LV= 2020 claims performance is now available to download
When it comes to protection, you and your clients should be confident that they'll be able to rely on their cover at the moment it matters the most. At LV= we're proud of the [...]
Legal & General: Raising awareness of ovarian cancer
March is Ovarian Cancer Awareness Month, and with around 7,400 diagnoses in the UK each year, it’s the 6th most common cancer in women and in 2019 Legal & General paid out on 142 [...]
Scottish Widows: Taking on tomorrow’s world and New Clinic in a Pocket™ mobile app
The latest vodcast in our Expert Series looks to the future. Our Chief Economic Advisor Angus Armstrong talks about why clients’ financial priorities should be set in the context of economic and social forces. [...]
For non-standard insurance, it has to be Higos
We Love Different. At Higos, we know not every home in the UK is made of bricks and mortar, or has a tiled roof and there's nothing we love more than finding the right [...]
Uinsure’s Client Apply Service
Uinsure's Client Apply service gives your clients the choice to progress their application in their own time. Simply share a quote with your client and give them the option to complete bank details and [...]
Zurich: Claims stats highlight fracture cover is not just for active clients
A broken bone or ligament tear can have severe implications on our ability to carry out day to day tasks. It is also something that is not unfamiliar as it is not uncommon to pass someone on [...]
Berkeley Alexander: Searching for wider choice?
Finding home and landlords insurance a challenge in hard market? Have premiums increased? Maybe a wider choice is the answer! During the hard market we are all experiencing, prices rising is an inevitable consequence. [...]
Weekly Protection Update – 19th March 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Holloway Friendly update [...]
Ceta: Happy St. Patrick’s Day! Are you feeling lucky?
Are you feeling lucky? There are lucky draw prizes of 50 points up for grabs today in celebration of St Patrick's day. As a Ceta Reward member, all you have to do is click on the [...]
Introducing Uinsure’s new Adviser Platform
Fast. Intelligent. Intuitive. Uinsure's new platform has now launched which makes it even to easier to provide an insurance quote across Home, Buy to Let and Non-Standard with only 3 questions (name, date of birth [...]
Legal & General: Introducing our new partnership with Sky
Give your SmartQuote customers a treat with our new partnership with Sky, new Sky discounts available for your SmartQuote customers. We’re delighted to announce that we’ve partnered with Sky to give your SmartQuote customers [...]
Royal London: Have you tried our new menu tool yet?
Menu made simple We love it when a Menu Plan comes together Learn more Our new menu tool makes it easy to talk to clients about protection and demonstrate the value of your advice. [...]
Exeter: When it comes to everyday health concerns, why wait?
Registered dietician consultations and lifestyle and nutrition consultations, which are now available to all income protection members. With the ongoing pressures placed on the NHS showing no signs of easing, we wanted to [...]
MetLife: Looking after the little ones
Every parent knows that raising children is likely to include its fair share of accidents, illness and one or two broken bones. Taking out protection for them won’t stop them getting into the odd [...]
Legal & General: Quickly get the underwriting information you need for Diabetes, BMI and more
Quickly get the underwriting information you need for Diabetes, BMI and more Legal & General have developed an online tool (Virtual Assistant) to give you quick access to the information you need during pre-sale. By answering a few simple questions you’ll get immediate [...]
Scottish Widows: Changes to our address and opening hours
Our office on Dalkeith Road in Edinburgh closed in November 2020. Work is underway to update our address details in literature and communications, but until that’s completed, there is a mail redirect in place [...]
Holloway Friendly: Update exclusions on most deferred periods
One of the great achievements from the industry over the past year was the fact that the pandemic led to relatively little change in protection products. Income protection was the product that perhaps endured [...]
Weekly Protection Update – 12th March 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Uinsure’s new technology [...]
Paymentshield: Integration into The Key
Have you tried the Paymentshield intergration into The Key yet? Watch our video to know how it works: If you need any support with using the intergration, please email training@therightmortgage.co.uk [...]
Holloway launch their revised one2protect plan
The new One2Protect plan replaces Holloway Friendly’s previous product of the same name. It is specifically aimed at those in low-risk occupations such as office workers, solicitors, accountants etc. and priced for the lower [...]
Aviva provide extra support for cancer sufferers
When asked at the turn of the year, what the industry should expect from claims in 2021, Aviva were very quick to state that delays in screenings would result in higher levels of more [...]
Berkeley Alexander: The opportunity to introduce and/or refer GI
When reading this, please raise your hand if… You currently don’t sell GI? You don’t have the time to quote GI? You don’t believe GI is worth it for the income you make? You [...]
MetLife: Flexible features for wider suitability
From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to [...]
VitalityLife: Have you registered for our new underwriting tool, Spectra?
Spectra is designed to provide you with immediate day-or-night access to the likely underwriting decision for your clients. The tool improves the visibility of indicative underwriting decisions - making it easier for your clients [...]
LV= How much difference does £11 really make??
Over the past year, the COVID-19 pandemic has challenged us all to adapt and consider the importance of being financially resilient. But did you know that at LV= we offer affordable protection options to [...]
Guardian: When Lee’s heart failed him so did his insurer
It took a defibrillator to bring Lee back to life after a cardiac arrest. However, the policy Lee took out in 2007 refused to pay out. Apparently, his policy only covers heart attacks. To [...]
Cirencester Friendly: Removal of 8 week rule
From Today applicants must confirm the below: I am working my full hours, on full occupational duties and am not in receipt of furlough payments or SEISS. I am also not aware that I [...]
Legal & General: New ‘Agreement in Principle’ for customers
Providing an immediate view on likely acceptance We have made improvements to the way we communicate decisions to you on applications where the customer may already have an existing policy with us. Giving you [...]
Uinsure’s new technology increases advisers earnings
Uinsure have today launched a new tech platform that aims to remove insurance complexity for advisers and their clients. It coincides with the unveiling of a brand refresh for the first time since its [...]
Can Royal London help advisers sell the “Value of menu”?
When assessing the protection needs of a client it is unlikely that just one plan will meet all of their needs. For all but the smallest minority of clients, protecting their income in the [...]
The Exeter: Monthly round up
Welcome to your monthly news roundup! Bringing you all the latest insights and tools from The Exeter. Another way of approaching the “added value” conversation When positioning “added value services” with your clients how [...]
Legal and General: Change to MUTAL opening times
From the 8th March we are changing our MUTAL opening times to 10am-5pm Monday to Friday. The first hour of the day will be dedicate to our email traffic. This change aims to improve [...]
Aviva: We’re helping you to seal the deal
Why should you talk about the Aviva DigiCare+ annual health check? Rounds out your protection offering and demonstrates the value you offer to your clients - Aviva DigiCare+ is only available with our advised [...]
Cura Insurance: Our latest practical protection podcast
Our last episode on Protecting Your Mortgage, featured special guest Andrew Montlake and I really hope you found this interesting and useful. Hopefully this has reiterated the need to discuss protection insurance whilst beginning [...]
Uinsure: Introduce the new adviser platform
We are pleased to announce two new exciting updates to Uinsure New brand – Uinsure is launching with a refreshed brand on Monday 8th March. Attached is a copy of the new logo embargoed [...]
Berkeley Alexander: Please raise your hand
When reading this, please raise your hand if… You currently don’t sell GI? You don’t have the time to quote GI? You don’t believe GI is worth it for the income you make? You [...]
Protection Guru: Why is age more than a number
Why is age more than a number when researching relevant life plans? It’s important for clients who run small businesses to retain valued members of staff, especially at the moment when many are trying [...]
Weekly Protection Update – 05th March 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aviva helping you [...]
Weekly Protection Update – 26th February 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Paymentshield set the [...]
Berkeley Alexander: Maybe wider choice is the answer?
Finding home and landlords insurance a challenge in hard market? Have premiums increased? Maybe a wider choice is the answer! During the hard market we are all experiencing, prices rising is an inevitable consequence. [...]
MetLife: Delivering on our promises
With COVID-19 transforming nearly every aspect of our lives, it’s shown that it’s impossible to know what tomorrow may hold. Although MetLife can’t give you a glimpse into the future, our claims philosophy provides [...]
Join Paymentshield for their Stamp Duty Webinar
With the Stamp Duty Holiday currently set to end on 31st March, now is a good time to speak with clients and remind them how important having appropriate home insurance cover in place is [...]
Legal & General: Supporting you and your customers at this challenging time
Supporting you and your customers at this challenging time Our Existing Business Agent Hub (EBAH) in OLPC keeps you informed when your clients miss payments or ask to cancel their policy. By quickly receiving [...]
Royal London: How to make income protection an essential part of menu conversations
Join us on Tuesday 9 March at 10.30am where we’ll discuss the importance of including Income Protection as part of a Menu Plan. We’ll explore common objections and provide tips and ideas to help overcome these. [...]
Cirencester Friendly: Talk to your clients today about income protection
My Earnings Protected, a safe way to insure your clients’ earnings Here are a few key features which makes My Earnings Protected a Defaqto 5 star rated product. No loadings for occupation, smoking or [...]
Aviva: Residency eligibility criteria update
Following the end of the Brexit transition period, we have updated the residency eligibility criteria in our policy conditions for our individual protection products. Our stance on the eligibility criteria has not changed – [...]
Vitality: Introducing our new Child Serious Illness Cashback Offer
To make our market-leading Child Serious Illness Cover1 more accessible and to provide even more value to your clients, we’re offering a limited-time cashback offer for the first 12 months premiums on Child Serious [...]
The Exeter: Digital healthcare – is widespread change afoot?
In early 2020, I wrote an insight about HealthWise, The Exeter’s member benefits app, reminding advisers of its availability and the support it provides your clients. At the time, pressure on the National Health [...]
LV= to offer cover for older clients
LV= today announced changes to the maximum ages to which they will provide life cover to clients. For older clients the age limits that insurers put on their policies may restrict the advisers’ choice so this [...]
Weekly Protection Update – 19th February 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aviva launch their [...]
MetLife: Refreshingly simple protection for more of your clients
Complicated questions about income, medical history and family health can make protection off limits for some clients. MetLife MortgageSafe is a refreshingly simple protection proposition, designed to cover monthly mortgage repayments in the event [...]
Paymentshield: Stamp Duty Holiday webinar
With the Stamp Duty Holiday currently set to end on 31st March, now is a good time to speak with clients and remind them how important having appropriate home insurance cover in place is [...]
Holloway Friendly: New One2Protect plan
Holloway Friendly have become the first insurer to make significant changes to their income protection offering this year with much focus on flexibility for customers. Check out their flyer explaining the new plans below [...]
Aviva: Enhanced cancer cover
Cancer increasingly touches many of our lives and our research highlights just how important it is for customers to know that they have cancer cover included in their private healthcare.* As part of our [...]
Aegon: Staying connected
Hello, welcome to the first edition of Latest News in 2021, I hope you and your families are continuing to keep safe and well. Tax year end is just around the corner - even [...]
Source: Have you visited our new website yet?
Haven't visited the site yet? Here are the benefits you'll find there Completely redesigned with you in mind Streamlined navigation to make your journey quick and efficient Tailored content to enhance your knowledge Quick access [...]
British Friendly: Guide to their added value services
How can British Friendly’s added value services help your clients everyday? We’re a mutual where members come first, so we offer your clients added value discretionary benefits alongside their core Income Protection cover at [...]
Weekly Protection Update – 12th February 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: MetLife cover the [...]
Berkeley Alexander: The new national lockdowns and the impact on insurance
The new national lockdowns and the impact on insurance As we enter 2021 with the various national, regional and local restrictions that apply across England, Scotland, Wales & Northern Ireland we felt it was [...]
Uinsure: Monthly round up
The FCA is imminently expected to confirm its final rules on GI pricing practices. The impact of the proposed rules is likely to mean that existing customers will never pay more for their insurance than [...]
Higos: Win an iPad with our quick-fire survey
We're ready to get to know our agents! Take our quick fire agency survey now. You have until the 25th of February 2021 to send in your completed survey and be in with the [...]
Paymentshield: ‘Be Admired’ by your clients with their Valentines eBook
Helping you to identify opportunities to introduce GI to your clients, Paymentshield have provided you with a selection of sales processes and tools to get the conversation flowing this Valentines. To help you be [...]
British Friendly: Watch their new Underwriting Q&A video
BF Monthly: Your guide to selling Income Protection with British Friendly. To help you navigate our Underwriting process and get your clients put on risk quickly and easily, we’ve produced a video Q&A with [...]
MetLife: For homeowners across the UK, there’s MortgageSafe
Whether they’re closing on their first house or living happily in their forever home, you can help clients protect what’s important. Homeowners can rest assured that if an accident and/or illnesses happens, their mortgage [...]
Cura: Mental Health During Lockdown
*** Disclaimer: In this episode we are going to be talking about mental health conditions and in particular suicidal thoughts and attempts. Please be aware that some people may find some of the content upsetting. *** Hi everyone, Matt Rann [...]
Royal London: How to nail your menu conversations and sell more protection
Our upcoming February and March webinars will focus on how advisers and clients can make the most of Menu Plans. Join us on Tuesday 23 February at 10.30am for our first webinar, where we’ll [...]
Hive: Improvements to Guaranteed Life Plan business processing
I hope that your new year has got off to a positive start, and I hope that your business has been able to take advantage of the opportunities provided by our Guaranteed Life Plan. [...]
Weekly Protection Update – 5th February 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Zurich's pre-app underwriting [...]
Aviva: Register for their broker webcast on Thursday 11th February
Broker webcast: COVID-19 and the Age of Ambiguity Register now We’d like to invite you to register for our webcast on Thursday 11th February at 2.30pm covering the topic – COVID-19 and the Age [...]
The Zurich pre-app underwriting tool is now live and ready to make your life easier
Our new pre-app underwriting tool can provide you with quick and accurate indicative terms without having to apply. To access the tool, you simply need to sign in or register for the Life Protection [...]
Scottish Widows: Their flexible approach to underwriting
SMART, EFFICIENT AND FLEXIBLE UNDERWRITING Our flexible underwriting service is tailored to provide quick decisions and comprehensive cover for your clients through a straightforward application process. We have a strong record for underwriting, in [...]
Ceta Insurance: Have you had a chance to use a none standard digital platform?
New price beater tool available now! Ceta have launched a new commission slider tool which will allow brokers to adjust commission rates, therefore enabling premiums to be reduced on a case by case basis. [...]
The Exeter: Latest news and adviser tools, including the release of our HealthWise 2020 report
At The Exeter, we’re here to support you in your client conversations. This update brings you up to speed with our latest news and adviser tools! When it comes to everyday health concerns, why [...]
Paymentshield: Sales Structure Change
This year, Paymentshield have updated their sales team structure to enable them to further enhance the support that they offer to advisers in growing their GI sales and protecting their client’s family home. They [...]
British Friendly: Important system updates for your information and new underwriting content
British Friendly’s new online quote and apply system. Following our new system launch last week, we are delighted to receive some positive feedback from you about the overall look and feel of the new [...]
MetLife: Expand your Protection Portfolio with MortgageSafe
Adviser training session As you will be aware, TRM firms have been chosen to take part in the initial roll out of MetLife MortgageSafe – a new innovative and simplified income protection proposition. To [...]
Royal London: This new tool makes selling menu simple
Menu made simple We love it when a menu plan comes together. Learn more Our new menu tool makes it easier to talk to your clients about protection and demonstrate [...]
Weekly Protection Update – 29th January 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Royal London cover [...]
Cura: Covid in relation to the underwriting process.
Hi everyone, in this episode I have Helen Croft, Head of Underwriting Strategy at AIG, joining me and we are talking all about covid in relation to the underwriting process. We’ll be discussing why [...]
Aviva: Register for our broker webcast on Thursday 11th February
Summary We will continue the theme from our recent webcast on the pandemic, giving an update on where we are currently - both clinically and from our business perspective. We will also talk about [...]
AIG Life – COVID 19 premium flexibility extended
AIG Life has decided to further extend the availability of the premium flexibility scheme. Customers will now be able to apply for premium flexibility up to 30th April 2021. More details of the scheme [...]
British Friendly: New online quote and apply system
We’re delighted to let you know that the first phase of our new system implementation has been successful and you can now login to your new account. How to login Before you can login [...]
Berkeley Alexander: This alert focuses on the insurance impact of latest lockdown
The new national lockdowns and the impact on insurance As we enter 2021 with the various national, regional and local restrictions that apply across England, Scotland, Wales & Northern Ireland we felt it was [...]
Cirencester Friendly: Adding My Extra Benefits to your clients’ Income Protection contract
After waking up on Sunday to a blanket of white snow, the nation embarked on a day of sledging, snowman making and walking. A day filled with laughter, fun and maybe even some accidents! [...]
Aegon: Change of postal address
Change of postal address Our postal address is changing from 26 April 2021 as a result of changing our print and postal administration supplier - our Edinburgh office isn’t changing location. As the change [...]
Legal & General: Early Warning System has moved to Existing Business Agent Hub
Easy access all in one place. Over the past 2 years, we’ve been improving our Existing Business Agent Hub (EBAH) in OLPC to give you better visibility of policies at risk of cancellations and [...]
Royal London: Cover now, underwrite later
Give your clients the cover they need now, while we process their application and review the underwriting. There's times, especially with business protection cases, when we'll need to request additional medical evidence to enable [...]
Weekly Protection Update – 22nd January 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: MetLife cover MortgageSafe [...]
LV= Increase non-medical limits for FPP income protection
With the country returning to enforced lockdown, many hospitals at capacity and an ambitious vaccination program being rolled out, the NHS will inevitably be stretched for some time. Understandably every resource should be directed [...]
AIG: Key USP’s of their protection proposition
With a range of low cost and comprehensive solutions, Smart Health and a transformative impact based approach to critical illness there are many aspects of the AIG protection proposition that advisers are familiar with [...]
Royal London: Launch “Underwrite Later” on business protection plans
Royal London have launched a new "Underwrite Later" facility on business protection and relevant life applications. This new feature enables clients to put their business protection or relevant life policy in force immediately based [...]
MetLife: MortgageSafe up and coming webinars
Adviser training sessions As you will be aware, TRM firms have been chosen to take part in the initial roll out of MetLife MortgageSafe – a new innovative and simplified income protection proposition. To [...]
Weekly Protection Update – 15th January 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Join MetLife for [...]
Scottish Widows: A few New Year’s resolutions you may want to consider
TOP TIPS FROM DR MIKE MOSLEY Last year was a tough one for many people, and for many different reasons and it looks like the start of this year could be too. It’s never [...]
Zurich invite you to a series of presentations
As you know, this year has started in a very strange place, however I believe the market, advisers and providers are much more aware and ready for remote working this time around and hope [...]
Legal & General GI Club Presents – Kickstarting 2021
We hope you’ve had an enjoyable festive break, even though it was likely rather quieter than usual. After another hectic year, some welcome downtime often gives us time to think about what went well [...]
Paymentshield: New online broker FAQs
Broker FAQ Network Comms – January 2021 - 01866 Paymentshield have added online FAQs to their adviser facing website to further support you with your conversations about general insurance. Save time [...]
Join MetLife for their 2020 claims review webinar and learn about their new product MortgageSafe
The webinar will include: Detailed insight into the claims paid Discussion of emerging claims trends through 2020 Real-life examples to use with clients to help grow protection business in 2021 Date: Tuesday 19th January [...]
Cura: New directions – The Practical Protection Podcast
Hi everyone, this week I’m starting 2021 off with a brand-new season, and along with it some new changes. I have a new co-host, Roy McLoughlin, who will be joining me [...]
Weekly Protection Update – 8th January 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: LV= increase non-medical [...]
LV= increase non-medical limits for FPP Income Protection
With the country returning to enforced lockdown, many hospitals at capacity and an ambitious vaccination program being rolled out, the NHS will inevitably be stretched for some time. Understandably every resource should be directed [...]
2021 CPD learning with The Exeter!
At The Exeter we’re dedicated to supporting you with your professional development. Our adviser knowledge centre contains valuable insights, research, and videos which will help you to keep on top of your CPD learning [...]
MetLife: Protecting mortgage repayments is now refreshingly simple
Policy complexity, lengthy underwriting and time pressures can be a challenge when adding protection to the mortgage advice process. But MortgageSafe, a new protection policy from MetLife, addresses these issues, giving you and your [...]
Aviva: Important update – How we’re supporting your clients during the pandemic
We’re committed to offering products that offer value and appropriate support for your clients during this period of uncertainty. That’s why we’re continually monitoring the situation so that we can amend the support we [...]
Latest Berkeley Alexander GI Buzz
Local Roots Covid-19 has made us all more grounded in our local communities as we are spending far more time working and living from home. From a business perspective it is mightily reminiscent of [...]
Weekly Protection Update – 2nd October 2020
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Paymentshield provide an [...]
Royal London: How financial advice improves emotional wellbeing
When it comes to delivering better outcomes for customers, Royal London believe financial advice can be game changing. To help bring this to life, Royal London have created a new research report which explores [...]
The Exeter: Introducing the ultimate conversation starter
“I’m fit and healthy”, “I’ve got savings”, “I can’t afford it”, “I’ve got life cover”… Demonstrating the value of income protection insurance (IP) can be challenging, especially if a client doesn’t believe they need [...]
LV= Flexible Protection Plan: Looking after your clients and their family in the moments that matter
Did you know that a couple in their 30’s have a 52% risk of either of them not being able to work for 2 months or more?1 This would cause a huge financial strain, [...]
Scottish Widow: Extraordinary efforts in a challenging year
We’ve all had to adapt to new ways of working in recent times. Gary Burchett, our Protection Director, reflects on our response to supporting you and many of your clients throughout the uncertainty of [...]
Aegon: Protection Matters – Exactly what you need for protection
If we’ve learnt anything over the last few months, it’s that the future’s unpredictable. The coronavirus pandemic has placed financial resilience firmly in the spotlight, providing you with an ideal opportunity to discuss protection [...]
British Friendly: Have you heard about our Adviser Toolkit?
Thought.. Have you heard about our Adviser Toolkit? Call to Action! Helping you position the need for IP cover with your clients, our online Adviser Toolkit is the perfect place for sales tools, learning [...]
Cirencester Friendly: Did you know that your clients can add My Extra Benefits to their income protection contract?
Did you know that your clients can add My Extra Benefits to their income protection contract? My Extra Benefits comprises of two features; Fracture & Hospitalisation Benefit - £4 a [...]
Vitality pipeline business notice
Please note that applications and quotes made prior to our Launch changes (3rd October 2020) can be activated in their current form if no changes are made, even with removed benefits. Quotes on our [...]
Aviva – Coming soon: Aviva DigiCare+
At Aviva, we believe looking after protection customers goes further than simply offering a policy. That's why later this year we're introducing Aviva DigiCare+, a new smartphone app powered by Square Health, to help [...]
Legal & General: Add new plans to income protection proposition
Legal & General have offered low cost and comprehensive products in the critical illness market for some time now, however have only offered one income protection option (rental aside). Today they have changed this [...]
Paymentshield: System outage update – 30/09/2020
Despite working through the night, Paymentshield were unable to restore service last night as they had hoped for but continue to do everything they can to get back up and running as soon as [...]
Cura: The Practical Protection Podcast: Emma Thomson – A Breast Cancer Journey
Hi everyone, this week I am chatting to Emma Thomson, Product Strategist at British Friendly. Last year Emma was diagnosed with breast cancer and she is joining me on the podcast [...]
Legal and General: Supporting you in retaining your customers during Covid 19
We understand many of your clients may be facing a great deal of uncertainty at the moment. Our Existing Business Agent Hub keeps you informed of when your clients may have missed payments, or [...]
Weekly Protection Update – 17th April 2020
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: VitalityLife announce COVID-19 [...]
Latest Update from Berkeley Alexander
We are now into week 3 of remote working for the BA team and I can confidently say it is business as usual. Our CS & Renewal teams are continuing to assist brokers/clients with policy [...]
AIG: Virtual medical screening now live
Meet the team: underwriting and claims Based across the UK, our team of underwriters are here to support advisers. They carefully assess the insurance applications we receive – whether for income protection, critical illness or [...]
Brand new webinar – Paymentshield Integration with the Key
We have added a brand new webinar to our online series, taking place on Thursday 30th April, 1.00pm - 1.45pm. The webinar will be hosted by Mark Lee, Systems & IT Manager and will provide a [...]
Holloway Friendly adds three month ‘premium holiday’
Mutual launches an additional ‘career break’ option to help members who may be struggling financially. Between 15 April and 15 July, Holloway Friendly members can request a three month ‘premium holiday' as long as they [...]
Royal London: Helping your business stay on track
Coronavirus and updates to our underwiting In these unprecedented times, we’re committed to helping you cover as many of your clients as possible. But we’ve had to make some changes to our business operations to [...]
CuraVision – The ABCs – Mr T – TIA
In the latest CuraVision video from Cura, Kathryn talks about Thomas*. Thomas came to Cura seeking protection insurance to cover his mortgage on the family home. The main reason Thomas approached Cura for advice was [...]
LV= increase non-medical limits by 10%
From Tuesday 14 April 2020 LV= are making changes to their underwriting limits and practices - to make applying for protection easier and reducing demands on the NHS - by: Increasing non-medical limits by 10% [...]
VitalityLife announce COVID-19 premium reduction
VitalityLife members can reduce their premiums by 25%, 50% or 75% and their cover will reduce by the same percentage, effective from their next premium collection date. This option applies to all VitalityLife policies. [...]
Weekly Protection Update – 10th April 2020
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Guardian answer some [...]
Aegon make significant changes to their income protection plan
Aegon have launched some significant changes to their Income Protection plan that not only show that the protection market is still a key priority but also brings them back into the lower premium end [...]
AIG to start conducting virtual medical examinations
9th April 2020 AIG have announced that they expect to start conducting virtual medical examinations from the week commencing 13th April 2020 for life insurance applications only. The examinations are likely to be most [...]
MetLife: Wellness Support Services
MetLife UK believes that wellbeing support services focusing on physical and mental health are increasingly important to customers who benefit from protection insurance either through work or from buying it themselves. Support services (available [...]
Royal London: Join our webinar for practical solutions to working remotely
Join our webinar for practical solutions to working remotely Join Shelley Read, Senior Protection Development and Technical Manager, on Friday 17 April at 10.30am where she’ll help you identify best practice when working remotely. [...]
Aviva: Individual protection online and open for business and upcoming webinars
Aviva Webinar Series Improving the way you do business Join our webinars In light of recent events, we’re all experiencing a degree of uncertainty and challenge that these unprecedented times [...]
Legal and General: Supporting you in retaining your customers during Covid 19
We understand many of your clients may be facing a great deal of uncertainty at the moment. Our Existing Business Agent Hub keeps you informed of when your clients may have missed payments, or [...]
Uinsure: Thank you NHS
We recognise the incredible work that the National Health Service is doing for our country, and we could not be more thankful. To show our appreciation and gratitude, for every GI policy that is bought by an NHS [...]
LV= Important COVID-19 announcement
COVID-19: LV= updates its protection application questions With effect from Tuesday 7 April 2020 LV= has updated its application question set to accommodate coronavirus (COVID-19) for all new applications through its Fastway online quote [...]
Guardian: Q&A now live and new remote pilot medical screenings
Another hectic week almost over, hope you’re safe and well and looking forward to a warm weekend! Following our regular updates we’ve received a lot of additional questions over this period. So we’ve put [...]
Scottish Widows: COVID19 Hub and support for you and your clients
Visit our Covid-19 adviser hub As we continue to face uncertainty around the Coronavirus (Covid-19), we have created a new Covid-19 adviser hub, bringing together key information and the latest market updates. This [...]
Weekly Protection Update – 3rd April 2020
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal and General [...]
Vitality: Our latest update
Vitality has made some underwriting changes and I would draw your attention to the FAQs on our website https://adviser.vitality.co.uk/coronavirus-update/coronavirus-faqs/ for the full update. An adviser focussed email will be issued in due course. The [...]
Scottish Widows: Important Servicing Update
Service and support online These are challenging times, and as in line with Government guidance on COVID-19, some of our offices are currently closed and we may be unable to answer your telephone queries. [...]
British Friendly Advance Notice: Removal of Day 1 and Week 1 Deferment Periods
The COVID 19 coronavirus pandemic has led to a number of changes in our market which we have had to respond to as quickly and carefully as possible. One of the Society’s values is [...]
Cirencester Friendly removes Day one cover and 1 and 4 week deferred period cover
From 2pm 31st March 2020, Cirencester Friendly will temporarily cease to offer Day One, 1 week and 4 week deferred periods on its Income Protection contracts, Income Assured Enhanced and My Earnings Protected. In [...]
Aegon: New Coronavirus hub on Aegon website
We have a new Coronavirus Hub on our website. The hub address is www.aegon.co.uk/coronavirus.html . There is a dedicated Protection section within the FAQs. Since my last update, we’ve made the following changes: Our [...]
Guardian: Covid-19 questions and increased life protection non medical limits
FROM TODAY - ADDITIONAL QUESTIONS ON OUR APPLICATION FORM AND INCREASED LIFE PROTECTION NON-MEDICAL LIMITS COVID-19 APPLICATION QUESTIONS For all new applications submitted we’ll now ask 4 new COVID-19 questions as part of [...]
Paymentshield: Bringing reassurance to you and your customers
Below are some of the things Paymentshield is doing to support you and important updates on our products. The links will take you to their website for full details of all the changes. Quick [...]
Legal and General: Adding new questions into our application process
As a business, our purpose has always been to offer services and products that support our customers when they need it most. This remains our primary focus and we wanted to share some details [...]
Cura: The Practical Protection Podcast Episode 5 – Breaking Barriers
We are thrilled to announce that this week we were joined by our first guest, Mike Adams OBE. Mike is an incredible speaker and advocate for improving access to products and services, for [...]
Royal London: Helping to keep your business running
During this time of great uncertainty, we’re here to help. This information is here to help you keep your business running, we hope you find it useful. Useful links Full statement (covers how [...]