Welcome to this week’s Protection Update.
Please take the time to read through the update as there may be some information that is important to you.
Included in this week’s update:
- AIG introduce new Critical Illness cover;
- Uinsure provide a useful handout to help your clients to stay protected this summer;
- Legal & General sign up to ‘Funeral Payment Pledge’.
Critical illness cover is a crucial element of business protection, says Jude Reynolds
Businesses often protect their premises, stock and vehicles, but what about their people? The loss of someone who is vital to a company’s operations can be hugely detrimental to the profitability or even survivability [...]
Practical Protection Podcast – S5 Ep 9 Public Relations
Hi everyone. Matt Rann joined me for the last episode of the Practical Protection Podcast, where we discussed eating disorders. We went through some statistics surrounding eating disorders, as well as a case study [...]
NEW electronic Declaration of Health for Intermediaries. A new online digital journey for new business
We’re pleased to announce that from 14th March 2022 we’ll be launching a new Digital process, giving you the option to complete a new business, Declaration of Health on behalf of your customer. Our [...]
Who provides free cover for income protection applications?
Free cover can provide valuable and important protection whilst an application is being assessed, but only a small number of insurers offer this for income protection insurance... Read More
Have you tried our interactive client Savings Tool?
With our new interactive Savings Tool, you can demonstrate to your clients how much they could save when they make the most of the Vitality Programme – including the ability to download a personalised [...]
The countdown is complete, LV=GI is officially live!
We're pleased to let you know that LV= General Insurance (LV= GI) is now available to Intermediaries. Helping you to boost your GI business With LV= GI for Intermediaries, there's lots to look forward to, [...]
‘I was able to tell my client she could claim almost £10,000 unexpectedly’
During a recent client review, Cura managing director, Alan Knowles, was made aware that his client Melanie1 had been diagnosed with Rheumatoid Arthritis. After contacting Vitality, he was able to tell his client that [...]
Enhancing our Business Protection Trusts Application Journey
Our Business Protection Trusts are now We are introducing further enhancements to the online application journey for you and your clients. Last month, we made our Relevant Life trust completely digital, eliminating the need [...]
Protection focus on international women’s day
SUPPORTING INTERNATIONAL WOMEN’S DAY Our research shows women are under-insured by 16%* compared with men when it comes to the amount of protection they have in place. We recognise the important role advisers play [...]
Paymentshield: Average Storm Claims Almost Doubles
AVERAGE STORM CLAIMS ALMOST DOUBLES As the UK assess the costs for the damage caused following the recent storms (Dudley, Eunice and Franklin). Paymentshield have explored their past data that shows the average pay-out [...]
Cura insurance: Practical Protection Podcast – Eating Disorders
Hi everyone, I was joined by Matt Rann for the previous episode of the Practical Protection Podcast, where we focused on cervical cancer. We spoke about some of the common causes, the questions an [...]
Legal and General: Latest Critical Illness Products
Our critical illness products With people living and working for longer, we're making changes to our critical illness products to meet the changing need for protection. You'll be able to offer longer policy terms [...]
Vitality: Keep your clients’ premiums low with Optimiser
Optimiser gives your clients access to our best available premium, in anticipation of a lifetime of positive health choices. It then dynamically adjusts your client’s premium each year, based on their engagement in the [...]
Weekly Protection Update – 21st January 2022
Protection Update 21st January 2022 https://youtu.be/j7-ak_UQiiQ Protection update 21st January 2022 Commission Options, Vitality Speakers Program, Zurich Updates & February Roadshow Reminder Hi everyone, You should have seen my note this week [...]
Weekly Protection Update – 14th January 2022
Protection Update 14th January 2022 https://youtu.be/peT6lYE9DAs Protection Update 14th January 2022 Hello everyone and welcome to this week’s protection update. Has the door closed on saying “Happy new year to people [...]
Weekly Protection Update – 7th January 2022
Protection Update 7th January 2022 https://youtu.be/rssQePFnqX4 Protection Update 7th January 2022 Happy new year everybody and welcome to the first protection update of 2022. I hope you had a good break [...]
Weekly Protection Update – 24th December 2021
Protection Update 24th December 2021 https://youtu.be/TpwnfO_DnsI Protection Update 24th December Hi everyone and welcome to this week’s protection update – the last protection update of 2021! Well, we’re getting towards the [...]
Monthly Mortgage Roundup- December 2021
Monthly Mortgage RoundUp- December 2021 https://youtu.be/RvutJQnUK_o Monthly Mortgage Market Roundup – December 2021 Hi everyone, welcome to this monthly mortgage roundup. I’m Vincent O’Connor Director of Products here at the network [...]
Weekly Protection Update – 17th December 2021
Protection Update 17th December 2021 https://youtu.be/RMDrbrkexAU Protection Update 17th December Hello everybody and welcome to this week’s protection update – Friday 17th December. We’ve got one more week to go before [...]
Weekly Protection Update – 10th December 2021
Protection Update 10th December 2021 https://youtu.be/BH8E728acaw Protection Update 10th December Protection Review Roundup, More Karla recognition, Guardian upgrades and Welcome to Cirencester Podcast Hello everyone and welcome to this week’s protection [...]
Protection Guru: Insurer-to-client communication: November protection forum part 2
INSURER-TO-CLIENT COMMUNICATION: NOVEMBER PROTECTION FORUM PART 2 This is the second post in our series recounting the fantastic discussions from our November Protection Forum. In this section, attendees discussed the ways in which insurers communicate with clients and how [...]
Beyond Encryption carries out a complete rebrand
Beyond Encryption carries out a complete rebrand The world, and the state of cybersecurity in it, has changed. Digital identity and its protection have never been more vital for firms and their clients to consider, [...]
Guardian: Guardian adds neurological support partner to further strengthen halo claims service
We’re delighted to announce that we will be adding to our HALO claims support service. We're launching with Krysalis, a neurological occupational therapy partner. This new service will give claimants and their families access to [...]
Protection Guru: Which insurers are still applying automatic Covid Restrictions
With the latest strain of #Covid19, the sold called Omicron variant causing global concern and the re-introduction of some measures in the UK to try to mitigate the virus, the pandemic is once again back in [...]
MetLife: Research shows that one in five has never heard of income protection
Financial protection products may be overlooked as the myth is they are a non-tangible product that may never be needed. Whilst nobody wants to think about falling ill or having an accident, the reality is [...]
Vitality: The future of personalised health. Now.
THE FUTURE OF PERSONALISED HEALTH. NOW. Sharing the benefits of healthy living is at the centre of what we do, and our research shows that incentives are a positive force for change when it comes to influencing behaviour and motivating people to make [...]
Weekly Protection Update – 3rd December 2021
Protection Update 3rd December 2021 https://youtu.be/MeSpzK6hR-Q Protection Update 3rd December Hi everyone, welcome to this week’s protection update Friday 3rd December 2021. It’s exactly that time of year where there is [...]
Protection Guru: Which income protection plans include carer benefits?
Given the impact unpaid caring responsibilities can have on an individual’s ability to work and their finances, having a safety net in place in crucial. Insurers are increasingly looking for new ways to add value [...]
MetLife: EverydayProtect: the essential addition to protection packages
Here at MetLife, we’ve always aimed to provide protection policies tailored to your clients’ needs. And in order to help as many advisers as we can, we’ve enhanced our offering and given it a name [...]
Vitality scoops 5 stars at the FT Adviser Service Awards.
We won! Vitality scoops 5 stars at the FT Adviser Service Awards. We’re delighted to have been awarded 5 stars in the Pensions and Protection Provider category at the FT Adviser Service Awards. The awards are designed [...]
Weekly Protection Update – 26th November 2021
Protection Update 26th November 2021 https://youtu.be/Jx0GCSTjncM Protection Update 26th November Hi everyone, Vincent here… and welcome to this week’s protection update. So, did you manage to get along to the NTE [...]
Vitality: Join Vitality’s latest Business Protection webinar series
Join Vitality’s latest Business Protection webinar series Following on from their Business Protection webinar series in October, this month, Vitality’s team of Protection Specialists will be taking a deeper dive into Business Protection – answering [...]
Cura: Practical Protection Podcast – S4 Ep10 – Alcohol
Hi everyone. In the last episode I was joined by regular host Roy McLoughlin and special guest Jeff Woods, from Legal & General. The topic of the conversation was Legal & General’s most recent State [...]
Legal & General: The 6 myths and misconceptions of protection #5: ‘I have a Plan B’
The 6 myths and misconceptions of protection #5: ‘I have a Plan B’ In his sixth blog in the series looking at the myths and misconceptions of protection, Robert Betts, Market Development Manager at Legal [...]
British Friendly: Enhanced Income Protection cover for your clients
Enhanced Income Protection cover for your clients We’re delighted to announce a range of enhancements to our full Income Protection product range, which include even more flexible, inclusive and tailored solutions for your clients. Here’s [...]
Weekly Protection Update – 19th November 2021
Protection Update 19th November 2021 https://youtu.be/uJ2PNSPZNIA Protection Update 19th November Hi everyone and welcome to this week’s protection update. Now I’m actually recording this update on Thursday 18th November and you’re [...]
Later Life Lending Update – 18th November 2021
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This [...]
Air Mortgage Club Later Life Lending Census 2021
Over the last three years, the term 'Later Life Lending' has become familiar to most people in financial services but where has it come from and what does it mean? To answer that, you [...]
more2life: Borrowing in Later Life Report -Rising Debt levels for over 55s
In August we launched our 2021:Borrowing in Later Life report. A key theme running through the report, among others is the rising debt levels for the over-55s. more2life Corporate Marketing Director, Stuart Wilson, takes you through [...]
Live More: Flexible Affordability Criteria
A quick reminder of some our flexible affordability criteria Highlights include: No Maximum age 👴👵 Up to 75% LTV 📈 Loans from £10K up to £1.25 million 💰 Sound good? Our sales team are [...]
Canada Life: Rate Change
We're making changes to our Lifestyle Select Options Read the full update now
LV= Lifetime Mortgage Update
With effect from Friday 5th November, we’re making the following changes to our Lifetime Mortgage Products. We’re decreasing rates on: Lifetime Mortgage Drawdown+ Lifetime Mortgage Lump Sum+ Please see the attached rate tables for [...]
Just: Changes to the Just for you lifetime mortgage
On Wednesday 10th November, we are increasing the interest rates on our J1, J2, J2.5 and Green LTV series J1 Interest rates are shown without cash facility loading or interest servicing reductions [...]
LV= : Five ways LV= is committed to fair value for your clients
Download the "Five ways LV= is committed to fair value for your clients" below Download the guide now
Legal & General: Business Protection Bootcamp 2021
Business Protection Bootcamp 2021: Get fit for business in a fortnight. 53% of businesses say Covid-19 has made them more likely to consider protection From Monday 15th November – Friday 26th November, we’ll be [...]
VitalityLife- The future of personalised health now
Over the last 18 months, our lifestyles have changed significantly and the importance of protecting and improving our health is now more important than ever. Together, we have been at the forefront of helping people [...]
Weekly Protection Update – 12th November 2021
Protection Update 12th November 2021 https://youtu.be/gy5j6N_O8ek Protection Update 12th November Hi everyone and welcome to this week’s protection update. I think this week is a special week. Why do I say [...]
VitalityLife- Useful online assets
VitalityLife Life insurance has never been more relevant, with more and more people looking for ways to protect their health, and their loved ones' futures1. We understand that how you interact with your clients is [...]
Legal & General: A look back on Breast Cancer Awareness Month 2021
A look back on Breast Cancer Awareness Month 2021 As October’s Breast Cancer Awareness Month comes to an end, we look back over the stories shared by the people living with, or supporting those with, [...]
Protection Guru: A week’s analysis of key issues to consider about Protection
On Protection Guru the week began with a summary of the Protection Guru Awards which took place on Friday 22 October, recapping the winners in each category. More detailed analysis on why each firm won will be appearing soon [...]
Weekly Protection Update – 5th November 2021
Protection Update 5th November 2021 https://youtu.be/DXj6uFWd9dM Protection Update 5th November Hi everyone, Welcome to this Fridays protection update – bonfire night! 5th November. I just wanted to start by mentioning something [...]
Cura: Practical Protection Podcast- State of the Nation
Hi everyone. Last week saw Matt Rann and I focus on lupus, we spoke about some of the more common types and how this can potentially affect a person's access to insurance. This week, [...]
Ceta: Thank you from Ceta
We are reaching new heights Thank you to all Infinity users who put cases through the system last week. You all contributed to the highest quote volume on record! And with quote volumes on the [...]
Scottish Widows: Time to rethink protection?
Time to rethink protection? Discover the opportunities our personal and business protection can offer to help protect more of your clients and help future proof your business. Learn more >>
VitalityLife: Offer our best available premium with Optimiser
Offer our best available premium with Optimiser1 The idea of Optimiser is simple: the more your client engages in the Vitality Programme, the healthier they’re likely to stay and the more rewards they earn, including the [...]
Weekly Protection Update – 29th October 2021
Protection Update 29th October 2021 https://youtu.be/l4CcfYMwnfc Protection Update 29th October Hi everyone, I hope you are all keeping well. It’s Friday 29th October and this is the protection update. Let’s get this [...]
MetLife: TRM Everyday Protect monthly newsletter: October
EverydayProtect: essential protection tailored to your clients At MetLife, we keep your clients’ needs at the heart of everything we do. That’s why we’ve launched EverydayProtect; a flexible, budget-friendly individual protection policy that can be [...]
Scottish Widows: Help deliver better outcomes
Help deliver better outcomes Time to rethink protection? Our personal and business protection is now more inclusive, simpler to explain and easier to access. Learn more >>
VitalityLife – awarded gold at the Customer Experience Awards
We’re delighted to announce that Vitality scooped gold at this month’s Customer Experience awards ceremony in the category of CX Team of the Year – Up to 5001 employees. The awards attract leading companies such as Mercedes-Benz, [...]
Protection Guru: Zurich announce easing of covid-19 underwriting restrictions
ZURICH ANNOUNCE EASING OF COVID-19 UNDERWRITING RESTRICTIONS Zurich have announced today a relaxation of their underwriting restrictions, first introduced in March 2020 in response to the Covid-19 pandemic. The move should mean improved access [...]
Ceta Rewards: Click or treat
Halloween is creeping up on us... Celebrate with Ceta Rewards Click or Treat! What’s involved? We have hidden a pumpkin somewhere on our website. If you find it, you can enter our mystery prize draw – [...]
Weekly Protection Update – 22nd October 2021
Protection Update 22nd October 2021 https://youtu.be/V8YkmX0aF4M Protection update 22nd October Hi everyone and welcome to this Friday’s protection update 22nd October. Legal & General CO1P Legal and General are introducing some changes [...]
Later Life Lending Update – 21st October 2021
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This [...]
Pure Retirement’s new Emerald Range
Equity release specialists, Pure Retirement, have announced the launch of a new suite of lifetime mortgage products aimed at borrowers aged from 55-95 and with flexible repayment options and enhanced LTVs. Under the new [...]
more2life: Borrowing in later life report 2021
We've issues our latest 'Borrowing in Later Life' Report containing some interesting findings, such as: Total debt of people aged 55 and over is set to rise from £226 billion in 2020 to £236bn [...]
JUST: Use medical underwriting to help your clients get a better Just For You Lifetime Mortgage deal
Six in 10 people could borrow more, or get a better interest rate to reduce their borrowing costs with the Just For You Lifetime Mortgage medical underwriting option. We’ve added medical underwriting across our [...]
JUST: Helping you deliver lifetime mortgage solutions unique to every client
We’ve added medical underwriting across our Just For You Lifetime Mortgage range to help you respond to the FCA’s challenge for improved personalisation. And six in 10 people could borrow more, or reduce their [...]
Weekly Protection Update – 15th October 2021
Protection Update 15th October 2021 https://youtu.be/-kY5oernNE4 Protection update 15th October Hi everyone, It’s Friday 15th October and this is the protection update. Now I’ve just returned from holiday after a week [...]
Practical Protection Podcast – S4 Ep 7 – Intergenerational Wealth Planning
Hi everyone, I hope you managed to catch the Inbetweenysode last week, where I spoke about commission and fees. With there being a lot of discussion about this recently online, I thought it was the [...]
Protection Guru: How to convince clients critical illness pays out
Last week was yet another fun filled week in the Protection world. I want to start my summary by calling out some great work by my colleague Rob Harvey who has put together another stunning [...]
British Friendly: Introducing our new Occupation Guide
We have recently undertaken a review of our occupation list and we now offer cover to more occupations including pilots and fitness instructors. Plus, to give you extra clarity on our stance and help you [...]
Ceta Insurance: Are you ready for the renovation revolution?
As a result of the pandemic, we have spent more time at home than ever before. During the full lockdowns, most of us were confined to our homes for the vast majority of the day [...]
VitalityLife: A Case Study & Webinar
Athos’ story: “I looked at myself as bulletproof” Vitality Sales Director, Athos Rushovich is a keen runner. In fact, he’s run 12 ultramarathons in his time and dozens of marathons. So when he was diagnosed [...]
Weekly Protection Update – 8th October 2021
Protection Update 8th October 2021 https://www.youtube.com/watch?v=GuGfrIfkCZQ Protection update 8th October Hi everyone and welcome to this weeks protection update. I’m currently on holiday but please take a look at this weeks [...]
VitalityLife: Join our new Business Protection webinar series.
VitalityLife: Join our new Business Protection webinar series. Throughout October our team of Protection Specialists will be hosting a series of webinars designed to make our Business Protection proposition straightforward. We hope you’ll be able to join us for what [...]
Vitality: Serious illness cover claims statistics: Did you know?
VITALITY’S SERIOUS ILLNESS COVER CLAIMS STATISTICS: DID YOU KNOW? Vitality’s Serious Illness Cover has been designed to reflect modern illnesses, this is highlighted by our 2020 Serious Illness Cover claims statistics. 1 in 12 [...]
Scottish Widows: Is it time to rethink accessible underwriting and simplified critical illness?
Time to rethink protection? Did you know over 50%* of all UK adults don’t have protection in place? That’s why we’ve made our Personal and Business protection more inclusive to help deliver great outcomes for [...]
Legal & General: Umbrella Benefits. Additional cover your clients can count on.
Legal & General’s new Umbrella Benefits. Exclusive to intermediaries, it’s a package of additional cover and services to help you meet the needs of your clients, while providing the choice they want from their protection [...]
Cirencester Friendly: launch new Member Benefit.
Cirencester Friendly launched new Member Benefit. Following feedback from our Members, we are pleased to announce in September we launched our new Member Benefit, YourHalo*. YourHalo, provided by healthcare rm is a personalised health and [...]
Vitality: The Vitality Shared Value Insurance model at work in 2020
The Vitality Shared Value Insurance model at work in 2020 We deliver significant value to our members through our unique Shared Value Insurance model. The Personal Protection Plan An innovative proposition designed [...]
Cover: COVER Protection & Health Summit- Register today
Captain Louis Rudd, MBE will be giving the keynote address at the COVER Protection & Health Summit 2021. He will be kicking off the conference with a discussion about building resilience to overcome adversity. Read more about [...]
British Friendly: Self employed IP myth busting
Fluctuating income = no access to Income Protection? This and more myths debunked For many years Income Protection was seen as a closed door to self-employed people or anyone with a fluctuating income. Luckily that’s [...]
Legal & General :The 6 myths and misconceptions of protection #4: ‘I can rely on savings’
The 6 myths and misconceptions of protection #4: ‘I can rely on savings’ In his fifth blog in the series looking at the myths and misconceptions of protection, Robert Betts, Market Development Manager at [...]
Source’s latest resource: PITCH
How perfect is your pitch? We all know that the best sales results come from great pitches. It can be difficult to know when your client will be most receptive to a discussion around [...]
Scottish Widows: Supporting the Macmillan coffee morning
SUPPORTING THE MACMILLAN COFFEE MORNING As part of our ongoing and valuable partnership with Macmillan Cancer Support, we are delighted to be supporting their Coffee Morning today. Each year, the event raises vital funds to [...]
Vitality- Award Winners!
Vitality - it’s always nice to be recognised Vitality win Best CIC Provider, Best PMI Provider and Best Mortgage Protection Provider! We’re delighted to be able to share our success at recent awards and be [...]
Ceta have made the longlist in the Mortgage Introducer Awards
We have been nominated for the Mortgage Introducer Awards! Ceta Insurance has been nominated under the GI Provider of the Year and Best Use of Technology categories and we would be grateful if you could find the time [...]
Practical Protection Podcast – Inbetweenysode
S4 Inbetweenysode - Commission vs Fees (30 mins CPD) Hi everyone. With September being Blood Cancer Awareness Month, me and Matt Rann thought it was only right to have a podcast focusing on blood [...]
Weekly Protection Update – 1st October 2021
Protection Update 1st October 2021 https://youtu.be/O6sFv8jQ6Qs The Protection Insight Hub >> Protection Update 1st October 2021 Hi everyone and welcome to this week’s protection update – Friday 1st October 2021… We’re [...]
Practical Protection Podcast: Underwriting
Hi everyone. For the last episode I was joined by Chrissy Clark from the Health Claims Bureau, talking about rehabilitation services in practice. We had some really good, in depth conversations about the type of [...]
Guardian: Every child deserves better
CHILDREN’S CRITICAL ILLNESS COVER EVERY CHILD DESERVES BETTER Around 12 families are told every day that their child has cancer.* However, the importance of children’s critical illness cover is often understated. By making it an [...]
Scottish Widows: Care in every claim
Care in every claim The latest vodcast from our Expert Series explains how the claims process has improved in the past year providing emotional and practical support to your clients throughout the claim process. Watch [...]
econveyancer: relax…we’ve got you covered
Moving home is one of the most exciting things in life. You dream of settling in with a glass of bubbly, preparing a family roast in your new kitchen, and welcoming friends around for a [...]
Zurich: Business protection myths: Does writing to HMRC explaining the purpose of a business protection policy ensure its tax treatment?
Does writing to HMRC explaining the purpose of a business protection policy ensure its tax treatment? Paul McDowell provides an answer… When advising on business protection policies it is broadly accepted that it is good [...]
Scottish Widows: Did you know Mental health is by far our biggest disclosure?
Mental Health and Protection In 2020 we had 95% overall acceptance for customers disclosing a mental health condition, with 85% offered standard rates. Helen Dick, Senior Manager Underwriting and Claims Strategy at Scottish Widows, shares [...]
Zurich: Business protection myths: is ‘relevant life’ sufficient?
Continuing our series examining myths surrounding business protection, Zurich's Paul McDowell explores if a relevant life policy can be used as a business protection tool... The protection industry has frequently marketed relevant life cover under [...]
Source Webinar: What does the FCA General Insurance Pricing Practices Market Study mean for me?
Recently, the FCA published the results of the General Insurance Pricing Practices Market Study, outlining changes that need to be made in the insurance distribution industry. This is potentially one of the biggest changes to [...]
Paymentshield: changes to home and landlords panel
L&G TO LEAVE PAYMENTSHIELD’S HOME AND LANDLORDS PANELS From Sunday 11 July 2021, L&G will be leaving both Paymentshield’s Home and Landlord panel and therefore will be unable to accept any new policies from this [...]
VitalityLife: Build a plan in three simple steps
We’ve simplified our Personal Protection Plan, which means you can now build a plan in three simple steps; Start with Core Cover Life Cover Serious Illness Cover Income Protection Cover Add optional benefits; Child Serious [...]
Cirencester Friendly: Diabetes Week
Did you know, we may be able to cover your client if they have diabetes? Monday saw the start of Diabetes Week, which runs from 14th – 20th June. As you may know, diabetes [...]
VitalityLife: Adviser checklist
VitalityLife: have you seen our adviser checklist? To help you talk to your clients about Vitality we've created a simple adviser checklist which summarises the key assets you can use within your client protection conversation as [...]
Practical Protection Podcast: Rehabilitation services in practice
Practical Protection Podcast Rehabilitation services in practice (50 mins CPD) Hi everyone, I hope you found the most recent episode of the Practical Protection Podcast insightful? That mine and Matt’s discussion centred around type [...]
Uinsure: Delivering fair value in a digital world
FCA confirms ban on price walking from 2022 You may have seen that on 28th May 2021 the FCA published its paper on pricing rules in the GI Market. This follows several years’ work from [...]
Royal London: How to die well- Before you go…
We don’t live in a culture where talking about death, or even thinking about it, comes easy. That’s what can make it even more difficult to take stock and decide what’s best when it comes [...]
Legal & General: Important Information about Lifestyle Cover
Important Information about Lifestyle Cover We’ve recently undertaken a full-scale review of our ASU products (Lifestyle Cover and MPPI). As a result of this review we’ve made the difficult decision to exit the ASU marketplace for [...]
Scottish Widows: Care in every claim
Scottish Widows: Care in every claim Updates including: Putting care into claims The story behind every claim Their take on paying claims Read more
Zurich: Business protection myths
Business protection myth #1: do sole traders need it? If a sole trader employs just one person, the case for business insurance can be stark... Most business protection guides include sole traders when they are [...]
Paymentshield: National Conversation week
National Conversation Week helps advisers navigate new consumer mindset around the home National Conversation Week is back, and this time from 7th – 13th June, Paymentshield are joining forces with Defaqto and other leading [...]
Berkeley Alexander: Capital Allowance Update
Capital Allowance Webinar Berkeley Alexander are always trying to provide you and your clients with the best possible solutions to business needs. Surviving this period of serious economic challenge for business’ has been priority, and [...]
Vitality: Solution Builder update
iPipeline adds VitalityLife’s Serious Illness Cover Comparison Tool to SolutionBuilder enabling comparisons with traditional CI plans. iPipeline® has added VitalityLife’s Serious Illness Cover Comparison tool to its Compare Quality service, part of iPipeline’s protection quote [...]
Ceta: How home insurance can save a mortgage
Time for an interesting read? Commercial Director at Ceta, James O'Hara recently wrote a piece on how home insurance can protect a mortgage. You'll find interesting facts and figures on a famous footballer, a world renowned singer, a [...]
Legal & General’s Price Beater
Legal & General’s Price Beater We can’t always be the most competitive in the market but when you’ve got high sum assured protection cases we'll beat the standard premium offered by a competitor on a [...]
LV=’s Comprehensive critical illness cover for life changing events
Comprehensive critical illness cover for life changing events We all know that life can throw up the unexpected, and that's why protection is so important. Sadly the unexpected might be a life-changing diagnosis. If this [...]
Vitality Health Launch: You’re invited!
You're invited to VitalityHealth Launch 2021. Wednesday 23 June at 10.00am. The use of digital healthcare has rapidly increased in the last 12 months. Already at the forefront of this changing landscape, we’re evolving our proposition [...]
Practical Protection Podcast: Type 1 Diabetes (45 mins CPD)
Hi everyone, I really hope you enjoyed our last episode of the Practical Protection Podcast, where I was joined by Roy McLoughlin and Katharine Moxham for a discussion on group insurance. This week I am [...]
Scottish Widows: Care in every Claim + Claims & COVID
Care in every claim The stories behind the claim can help with your client conversations. We offer emotional and practical support, not just financial. Read the article below to learn more. Read now Claims [...]
Weekly Protection Update – 14th May 2021
Have you booked onto the NTE? I know we keep mentioning it, but there are still places and it’s a great opportunity for us all to come together and share experiences and ideas for [...]
Weekly Protection Update – 07th May 2021
It’s been great to talk to so many of you during my first few weeks in the job and it’s interesting that several of you have expressed a similar frustration which is that it [...]
Weekly Protection Update – 29th April 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Track your online [...]
Weekly Protection Update –30th August 2019
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: The Exeter share [...]
Later life planning Update – June 2019
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Canada [...]
Royal London: New sales aids for millennials
No mortgage, no family, no savings…no problem Millennials aren’t buying houses. They’re delaying getting married and having children, if they choose to at all. So what are the new triggers to starting the protection conversation? [...]
LV=: Income Protection that will help you to reach more clients than ever before
LV= want to help you reach more clients, which is why they’ve added new benefits and a created a wider eligibility than ever before. LV=’s exteeeended Income Protection is here and ready to help you [...]
Cirencester Friendly: Join us for our Christmas Countdown
Join us for our Christmas Countdown with Buddy from 17th December to 21st December to give you some festive fun and get you into the Christmas Spirit. Open Buddy’s Christmas Countdown windows and if he’s [...]
Legal and General: Enhance their Intermediary Critical Illness Cover offering
Legal & General have updated their Critical Illness Extra (CIx) and Children’s Critical Illness Extra (CCIx) offering. Increased additional payments for; CIx to 25% of the sum assured up to a maximum of £30,000 CCIx [...]
The Exeter: Type 2 diabetes
Diabetes is a topic regularly discussed in the news. One in every 16 people has diabetes, and the amount of people diagnosed with type 2 diabetes is rapidly increasing. 90% of diabetics are type 2, [...]
Scottish Widows: A look back at 2018
From the Mermaid to the Palace of Westminster, Johnny Timpson takes a look back at 2018 in his recent article. Whilst sounding like a pantomime fairy tale theme, this title is an apt description of [...]
AIG: Meet our Underwriters
Underwriting can be the difference between winning and losing business. We wanted to shine a spotlight on some of our specialist underwriters at the heart of AIG Life. Meet the team
Aegon: December update
Throughout 2018 we've kept you up to date with Latest News covering regulatory changes impacting your business as well as information to help you in your day-to-day business. In this final edition of 2018, we [...]
Vitality Life: Vitality’s core purpose is to make people healthier and enhance and protect people’s lives
Vitality’s core purpose is to make people healthier and enhance and protect people’s lives. Their unique ‘shared value’ approach to insurance underpins the innovation of VitalityLife’s product offering as well as the evolution of [...]
Weekly Protection Update – 21st December 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: The Exeter now cover [...]
Golden Charter: Are funeral plans right for my clients?
Adding an additional product to your portfolio can offer a great opportunity to get in touch with your clients and for you to strengthen your offering. Becoming a Golden Charter intermediary allows you to help [...]
Canada Life: We’re enhancing our Bespoke Underwriting process
We're enhancing our Bespoke Underwriting process We've listened to your feedback and are very pleased to say that with effect from 10am today, Monday 10th December, we're enhancing our Bespoke Underwriting process. You will [...]
Hodge: Rate drop & increased commission
Rate Reduction 17th December 2018 for Flexible Lifetime Mortgage and Lump Sum Lifetime Mortgage. Flexible Lifetime Mortgage* Was 4.35%(MER)/4.44%(AER) New rate 4.26%(MER)/4.34%(AER) Lump Sum Lifetime Mortgage Was 4.16%(MER)/4.24%(AER) New rate 4.06%(MER)/4.14%(AER) We're lowering rates for our [...]
Royal London: Income Protection that gives more than a monthly payment
Did you know that 65% of customers who make an Income Protection claim with us are still off work after three years?* After a long time off, many people will find it hard to get [...]
Legal & General: Critical illness impacts the UK economy by more than £15bn a year
Legal & General’s research shows that Britain’s four biggest critical illnesses take more than £15bn a year out of the UK economy. The numbers speak for themselves Cancer - £9.3bn Coronary Heart Disease - £2.8bn [...]
British Friendly: Enhancing the benefits we offer your clients in sickness and in health
At British Friendly, we have recently added two new features to our proposition to help us better support your clients. The first change we’ve made is to our discretionary Death and Bereavement benefits, enhancing both [...]
The Exeter: Award winning cover with gold standard benefits
Winners of the Cover Excellence Awards for Best Individual Income Protection Provider and awarded Gold for both of our income protection products by F&TRC – 2018 has been a successful year for The Exeter. We [...]
Scottish Widows: New business dashboard for your case management
Track your applications and pipeline business at the touch of a button with your New Business Dashboard. And with everything in one place, you can see what’s going on at any time. Your new business [...]
Zurich: Protection system Z-Hub is closing down in December 2018
This is reminder that our protection system 'Z-Hub' is being closed on 31st December 2018. If you have any outstanding applications in the pipeline, you will need to complete them by this date with our support. Please [...]
Cirencester Friendly: Tell your clients about Member Rewards
Advisers! All Members of Cirencester Friendly have access to a range of benefits through Member Rewards, a portfolio of money saving discounts and offers. Download our factsheet and share with your clients today. Click to [...]
Weekly Protection Update – 14th December 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Scottish Widows announce new [...]
Berkeley Alexander: New range of compliance proof add-ons integrated into online Home Insurance Portal
We are really pleased to announce a new range of add-on insurance covers to our online home insurance quote portal. The seamless quote process ensures add-ons are only applied to customer policies where suitable and is in [...]
The Exeter: Life cover for hard to insure clients
At The Exeter, we’re committed to making protection accessible to all, even clients living with a serious medical condition. Real Life is the evolution of our Managed Life plan. It is life cover for hard [...]
L&G: We’ve enhanced our Intermediary Protection offering
We have updated our Critical Illness Extra (CIx) and Children’s Critical Illness Extra (CCIx) offering. Increased additional payments for; CIx to 25% of the sum assured up to a maximum of £30,000 CCIx to 50% [...]
Berkeley Alexander: Banning Aggregators. Right or wrong for customers?
We read recently that the Government is being lobbied to ban price comparison sites from offering commercial SME construction and liability insurance. The broker leading the charge believes price comparison sites are ‘highly dangerous’ and [...]
Royal London: New online service features to support you
We’re committed to making it even easier to do business with us. That’s why we’ve introduced some new features to our online service: Our risk summary report is now available in the quote journey. Enter [...]
Cirencester Friendly: Every working adult who earns a living is a potential Income Protection client
There are over 880,000* people involved in the Construction Industry throughout the UK, and they could be your potential clients. Search for new clients in your local area using ‘Yell’, to help protect them against [...]
Scottish Widows: A personalised approach to underwriting
Paying more attention to the underwriting service offered by providers could give clients better access to protection, says Johnny Timpson in his recent blog. Read now
LV=: Enjoy better Income Protection conversations
We want to help you reach more clients than ever… That is why we have added new benefits and a created a wider eligibility than ever before. LV=’s exteeeeended Income Protection is now here and [...]
Weekly Protection Update – 07th December 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal and General have [...]
L&G: General Insurance webinars
o help you get the most out of our products and systems, we've developed a great series of live webinars. These will provide you with all the information you will need about our general insurance [...]
The Exeter: What makes The Exeter different
Voted as the Best Individual Income Protection Provider at the prestigious Cover Excellence Awards 2018, what makes income protection by The Exeter stand out? Where many providers focus on one market segment, at The Exeter, [...]
AIG: Building business in a digital era
We pride ourselves on our innovative approach here at AIG Life and understand the necessity of technological innovation to benefit our customers and grow our business. Our article Building business in a digital era, provides [...]
Guardian: Best New Product 2018
We recently won Best New Product at the Cover Excellence Awards 2018. We’re delighted to win this so early into our journey as it reinforces our belief that the market is ready for a provider [...]
Royal London: We make it easy to do business
Thank you to all advisers who voted to give us a five star service rating in this year’s Financial Adviser Service Awards. Our fifth year in a row! We’re always working to make it easier [...]
Berkeley Alexander: Coming soon
We are delighted to announce that we have added Berkeley Alexander to our general insurance proposition. A full launch will follow but under this new arrangement they will provide you with niche (including Buy to [...]
L&G: Improvements to our Critical Illness Cover
We have made some updates and improvements to our Critical Illness Cover products. Summary/Key points L&G continue to improve our Critical Illness offering and remain focused on differentiating the cover available for our customers. The [...]
Vitality: Introduces a world first plan to help cover the rising costs of later life
The number of people in the UK aged 60 and older is expected to pass 20 million by 20311, making ill health and the potential cost of care in later life a growing concern for [...]
Aegon: Business protection made easy
We hope you’ve had a chance to visit our new online business protection toolkit and are finding the contents useful and informative. Developing professional connections Having a steady flow of clients referred to you with [...]
Aegon: Webinar: Business protection – the big advice opportunity
Date: Tuesday 4 December 2018 Time: 10.30am Duration: 30 minutes Presenter: Emma Wood and Shea Ferber, Protection Account Managers, Aegon Click here to register It’s well known that businesses look to protect themselves against [...]
Zurich: Protection system Z-Hub is being closed in December 2018
We recently let you know about the closure of our protection system ‘Z-Hub’ which will take place on 31st December 2018. If you have any outstanding applications in the pipeline, you will need to complete [...]
Scottish Widows: Proud to deliver 5 star service
We’re proud to have been awarded 5 stars again for Life & Pensions, Investments and Mortgages at the Financial Adviser Service Awards 2018. Thank you for your votes. Find out more
Weekly Protection Update – 30th November 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Vitality Life introduces plan [...]
L&G: The average UK employee has enough savings to last just 32 days if their income stopped. What’s your clients ‘Deadline to Breadline’?
Legal & General’s Deadline to Breadline research 2017 of 2,000 full and part-time employees, reveals that on average UK employees could be on the breadline in just 32 days if they lost their main source [...]
Paymentshield: Launch My GI book
“My GI Book” is going live in our release this Sunday the 18th. So from Monday you will be able to log in and see ALL your in-force policies. You’ll be able to click on [...]
Aegon: Launch new business protection matters
This quarter we're proud to have launched our new business protection toolkit - providing all the support and information you need to understand, discuss and write business protection. Carole's breast cancer story reinforces the value [...]
Vitality: Optimiser underwriting. Quick intelligent underwriting – uniquely available to vitality clients
Traditionally, insurance premiums have been determined upfront, based on the risk known to the insurer. In 2013, VitalityLife changed this model in the UK when they launched Vitality Optimiser. Since then, they have launched a [...]
Weekly Protection Update – 23rd November 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Grow your protection business [...]
LV=: Income Protection that will help you to reach more clients than ever before
LV= wanted to help you reach more clients, which is why they’ve added new benefits and a created a wider eligibility than ever before. LV=’s exteeeended Income Protection is now here and ready to help [...]
Scottish Widows: Grow your protection business with more positive conversations
Focusing on additional support services like Scottish Widows Care can demonstrate protection’s real value to clients. Talking about the tangible benefits available to policyholders in the here and now can add a whole new angle [...]
AIG: Income protection calculator
Just wanted to have a quick catch up regarding IP this month. We have a very good income protection tool available on our website, which can be very useful when trying to show clients the [...]
The Exeter: We understand that life can change in an instant
Winter brings darker evenings, less sunshine and perhaps less opportunity to go for a simple walk. These things can be contributors to happiness and keeping healthy, and your clients rely on good health to be [...]
Aviva: Win the protection clients you want. Faster
Aviva has launched a new online hub to help financial advisers boost the protection side of their business – and bank CPD hours to boot. The ‘Adviser Business Accelerator’ website includes expert tips and step [...]
Royal London: Our Income Protection is tuned to your clients’ needs
"I don't need it" is probably a common objection you hear when talking to your clients about income protection. But unless they've built up substantial savings, how would they expect to replace their income if [...]
Uinsure: appoints David Smith from iPipeline
Uinsure has announced the appointment of David Smith, who joins the multi award-winning General Insurance (GI) Technology provider in a new role as Chief Innovation Officer, following on from continued growth for the FinTech firm. [...]
AIG: Say hello to our new CPD Academy
We want to help you to achieve your 15 hours of Protection related CPD. So, we have designed a brand new hub giving you access to a wide range of relevant content. Our bespoke interactive [...]
Vitality Life: Launch new fully protected mortgage plan
The mortgage protection market often focuses on solutions which only protect clients in the event of death. However, over the term of a typical mortgage, clients are more than twice as likely to suffer from [...]
Cirencester Friendly: Surge in working days lost
Mental Health doesn’t discriminate… Young or old, male or female, married or single. Mental health can affect anybody. In 2017/18, the number of working days lost due to work-related stress, anxiety and depression reached [...]
L&G: launch new Income Protection hub
Legal & General has a new dedicated Income Protection (IP) Adviser Hub to help intermediaries support their clients’ protection needs. This includes features such as benefit calculators, helpful guides to Income Protection, as well as [...]
Scottish Widows: Improving accessibility for all
Nearly one in five of the working population lives with a disability. Johnny Timpson explains how Purple Tuesday aims to improve accessibility to everyday products and services. Read now
Weekly Protection Update – 16th November 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal & General launch [...]
Pure Retirement: Take Advantage of our New Digital Marketing Toolkit
Improve your communications with existing and potential customers with our guidance on website development, social media and email marketing. Here at Pure, we can create bespoke emails for you, tailored with your branding and contact [...]
Hodge Lifetime: A RIO mortgage with a difference
The Retirement Interest Only Mortgage is a new way to borrow in later life. Designed for borrowers aged 55+, Hodge has led the way in introducing a product for older borrowers as an alternative to [...]
Canada Life: Introduces Capital Select
Canada Life Home Finance has launched Capital Select Options, a new product range providing your customers with access to additional flexibility and certainty in their mortgage. This range enables customers to make payments of between [...]
More 2 life: Capital Choice rates are increasing
Rates on Capital Choice have increased. This only impacts Capital Choice Lump Sum with no cashback and Capital Choice Drawdown. 4.42% (MER) 4.51% (AER) on lump sum plans 4.47% (MER) 4.56% (AER) on drawdown plans [...]
One Family: Our Lifetime Mortgages just got even better
Those of you who’ve already submitted a case to us will know how easy it is to work with OneFamily. You’ll already know how flexible our products are. And you’ve probably already discussed a case [...]
Later Life Planning Update – November 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's [...]
Cirencester Friendly: Let us, help you recommend Income Protection
As a Mutual Society we are there for our Members, therefore, we want to help you, help them! We have a variety of tools to help recommend the importance of Income Protection to your clients. [...]
Vitality Life: The need and the cost of care in the UK
The protection market is generally focused on providing protection up until the point of retirement, yet the average life expectancy in the UK is 79 years increasing to 83 years for women1. Not only that, [...]
L&G: Critical illness cover
We recognise that not all customers have the same need for critical illness cover. Our enhanced intermediary only product provides an increased level of cover to support and provide even more protection for your clients. [...]
LV=: NHS sick pay guarantee with wider eligibility
LV= know it’s important to reach every client who needs income protection. That’s why they’re going further than ever, with wider eligibility and new features and benefits. Recommending Income Protection to medical professionals can be [...]
AIG: Medical advancements and critical illness
Dr Rob Rosa, Chief Medical Officer and Helen Croft, Development Underwriting and Claims Manager met to discuss what they see as the key developments in medicine and the impact these could have on critical illness [...]
Shepherds Friendly: Great news! Our Income Protection is now available through iPipeline
We are delighted to announce to The Right Mortgage and Protection Network advisers that our Income Protection plan is now available to quote and apply through iPipeline! We’ve taken on board feedback from advisers who [...]
Scottish Widows: Show your clients how tangible benefits can add value to protection
Scottish Widows Care is a great solution for your clients – and for you. The support service can offer every protection policyholder tangible benefits from the day a plan starts. And focusing on the practical [...]
Royal London: Essential Maintenance being carried out for Pensions and Protection
We need to carry out some maintenance to our Pensions and Protection On Line Service website on Sunday 11 November. The systems will be unavailable from 10pm on Sat 10th Nov to Sun 11th Nov [...]
Weekly Protection Update – 09th November 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Shepherds Friendly income protection [...]
British Friendly: Another reason to recommend British Friendly to your clients
We’re delighted to announce that we won ‘Best Individual Income Protection Provider’ at the 2018 Health Insurance Awards – an exciting first for British Friendly! This award is particularly special to us because it was [...]
Cirencester Friendly: 3 more reasons to recommend Cirencester Friendly
Over the past few months, we’ve listened to you and made some exciting enhancements to our income protection contracts! My Earnings Protected Our award winning My Earnings Insurance has been relaunched as My Earnings Protected [...]
Uinsure: Direct Apply: Helping you to earn anytime, anywhere
It's time Time to get out of the office. Time to start earning money anytime and anywhere. Time to email quotes directly to your clients. Time to say hello, to Direct Apply... To find out more, watch our [...]
Zurich: New product information webinars
Following on from the successful launch of Zurich’s new Life Protection Platform, your Business Account Manager, Andy King, will be running webinar sessions to give you up to date information on the new products, their [...]
Scottish Widows: Stay up to date with the latest protection market insight
Stay up to date with the latest protection market insight Scottish Widows protection experts look at why protection must go over and above a potential financial pay-out to add value for policyholders today. Read [...]
The Exeter: Quality and affordability for all, without compromise
Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence on both their current and future health. In [...]
AIG: Income protection: shifting the focus
Income protection is the one product that everyone should have. This is the key message that we hear more and more, yet it's still overshadowed by the likes of Critical Illness cover. We need to shift [...]
Legal & General: The simple, straightforward way to help protect clients
Online Trusts - The simple, straightforward way to help protect clients Legal & General are committed to making life easier for their intermediary partners. That’s why they’ve launched five Online Trusts for personal, business [...]
Weekly Protection Update – 02nd November 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Zurich launch webinars to [...]
Aviva: Look a little closer and you’ll discover the difference
When you recommend one of our personal protection policies to your client, you can relax, safe in the knowledge that we’ll be there for them and their families when it really matters. Of course, this [...]
Vitality Life: Announce a number of exciting developments to their Wellness Programme
At the recent VitalityLife launch events, Vitality announced a number of exciting developments to their Wellness Programme and enhancements to their product offering; to broaden the relevance of Vitality to all age groups. Dementia and [...]
Zurich: Protection system Z-Hub is being closed in December 2018
Following the successful launch of our Life Protection Platform, we will be closing down the protection system 'Z-Hub' from 31 December 2018. If you have any outstanding applications in the pipeline, you will need to complete these [...]
Scottish Widows: Grow your protection business with more positive conversations
Focusing on additional support services like Scottish Widows Care can demonstrate protection’s real value to clients. Talking about the tangible benefits available to policyholders in the here and now can add a whole new angle [...]
L&G: What’s your clients ‘Deadline to Breadline’?
Planning ahead is something we all do, from saving for holidays to who does the school run. Financial planning on the other hand can sometimes seem overwhelming or something to put off until tomorrow. Legal [...]
Royal London: Webinar: Discover how to build a menu quote to tailor cover for your clients
Please join us from 10-11am on Thursday 1 November for a free webinar. Bespoke protection cover using the menu plan Protection shouldn't be a one-size-fits-all solution. Your clients are all individuals so need cover that's [...]
AIG: Income protection, undersold but highly needed
Nick Erskine, Head of Intermediary Sales, discusses Superman Syndrome and why we need to see past our infallibility when it comes to Income Protection. Read more If you have any questions, just give us [...]
LV=: exteeeended their Income Protection
LV= know your client’s children are the most important thing in their life. That’s why they’ve added Parent and Child cover to their Income Protection (IP). The extended cover provides a lump sum payment to [...]
Aviva: Back to school webinar week
We acknowledge that attending events is not always possible and that unfortunately there isn’t always a location close enough for you to travel to and that is why we want to bring the event to [...]
Weekly Protection Update – 26th October 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London Webinar: Discover [...]
The Exeter: Wins best individual income protection provider
We’re delighted to announce that The Exeter has been named as the Best Individual Income Protection Provider at the prestigious Cover Excellence Awards 2018. In announcing the award at a glittering event in London, Editor [...]
Legal and General: 30% of employees in the UK don’t have any financial back-up plans
People are not always aware of what could happen if they were unable to work, and many have no financial back up plans to protect them. That’s where our Intermediary only Income Protection Benefit plan [...]
AIG: Introducing renewable term for business protection
Keeping it simple and straightforward is at the heart of what we do. We're always looking for ways to keep processes to a minimum and make the application journey as simple as possible for your [...]
Cirencester Friendly: My earnings protected
We are delighted to introduce our latest income protection product - My Earnings Protected. Following adviser feedback, we have made enhancements that will offer your clients more flexibility, certainty and cover. This comprehensive product will [...]
Vitality: A positively different launch
It’s launch week for VitalityLife… The first of VitalityLife’s positively different launch events takes place in London on 16 October. Marking the start of VitalityLife’s travels across the UK with the aim to share a [...]
Scottish Widows: Emotional and practical support from a Personal Nurse Adviser
Emotional and practical support from a Personal Nurse Adviser Discover the difference Scottish Widows Care could make to how your clients view protection. Our short case study shows what the benefits of access to [...]
Weekly Protection Update – 19th October 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London want to [...]
More2Life: Keeping you in the know
It’s been a busy few months in more 2 life, as we’ve been working hard to bring you the best rates, product features and tools. So we thought it would be the right time to [...]
Just: Build equity release into financial planning
Good financial planning is about putting the right amount of money, into the right hands, at the right time. That’s why we believe in building equity release into the financial planning process. Here are some [...]
The Marsden: Interest Only Repayment Vehicles
Interest Only Repayment Vehicles | Older Borrowers We offer interest only products on our Older Borrower mortgage range up to 60% LTV but what options do your 55+ clients have when it comes to [...]
Hodge Lifetime: Withdrawal of Lifetime Plus/Max and Indexed Range
As externally funded products, they have proven popular meaning lending limits have now been achieved, this has led to the decision to close the products to new business. All applications already received and at new [...]
Golden Charter: Take advantage of direct mailing support
An excellent way to reach your customers can be through a personalised mailing to your current client database. We are offering to help you with your first mailing, providing you with leaflets, envelopes, stamps and [...]
Weekly Protection Update – 12th October 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: The Exeter wins Best [...]
Aviva: Protect your clients’ income. Boost your own.
A perfect opportunity Look after your clients’ income – and boost your own – with income protection from Aviva. We've got something to meet a range of needs and budgets. From our flagship Income Protection+ to our [...]
The Exeter wins Best Individual Income Protection Provider
We’re delighted to announce that The Exeter has been named as the Best Individual Income Protection Provider at the prestigious Cover Excellence Awards 2018. In announcing the award at a glittering event in London last [...]
Book your place – LV= Income Protection webinar
With extended coverage, extra benefits and a wider eligibility than ever before, Income Protection from LV= is there to help you reach more clients. Help protect what matters most to your clients with Parent and [...]
L&G General Insurance: Forthcoming webinars
L&G Household Insurance Webinar This session provides you with an in depth tour of our Home Insurance product, detail about the home insurance market and how to maximise the home insurance opportunities available, as a [...]
Vitality: The Value Exchange
INTRODUCING THE VALUE EXCHANGE'S GOOD LIFE GURUS Over the next few weeks, Money Marketing will be talking to several IFAs who have taken on the challenge of improving their quality of life and hear about [...]
Scottish Widows: A journey handled with Care
Discover the benefits that Scottish Widows Care offers your clients in our short film. Watch now
L&G: IDD Regulation changes
As part of the IDD regulation changes which came into effect on 1st October, if you sell the GP24 benefit to your customer as part of our Critical Illness offering, you must produce an Insurance [...]
Royal London: Essential Maintenance
We need to carry out some maintenance to our Protection On Line Service website on Friday 19th October from 10pm until Saturday 20th October 4pm Advisers will be unable to produce quotes etc. during this [...]
AIG: Of molecules, mice and men: an exploration into Alzheimer’s research
Approximately 850,000 people are reported to be living with dementia in the UK, with 62% of those diagnosed affected specifically by Alzheimer’s Read our latest blog which details a recent visit AIG Life’s Underwriting team [...]
Royal London: Streamlined underwriting process makes it easy to sell life cover
Royal London’s new streamlined underwriting process makes it easy to sell life cover. By integrating the process with Mortgage Brain’s The Key, you can now have the life cover conversation at the same time as [...]
Zurich: Introducing Multi-fracture cover
We've introduced Multi-fracture cover, protecting your clients from the cost of broken bones, dislocations, a cruciate ligament tear and rupture of the Achilles tendon. Benefits include: Clients' can make multiple claims every policy year, up to [...]
Cirencester Friendly: Introducing member rewards
Introducing Member Rewards, a new benefit scheme offered alongside your clients’ income protection contract, at no additional cost. It’s a bumper portfolio containing money-saving discounts on health and fitness, fashion, holidays, motoring, food and drink, [...]
Old Mutual: Changing the conversation around cancer
We have all put things off we might not like to think about or find difficult to broach. Its human nature to shy away from an unpleasant situation but almost always it’s better to be [...]
Scottish Widows: Helping you fulfil your protection CPD requirements
If you don’t already undertake protection CPD training, our new CII accredited protection course focusing on Relevant Life Cover - employee protection & lifetime allowance planning, can help you fulfil this requirement. OTHER LEARNING MATERIAL [...]
Cura: When murder leads to a decline
You may have seen a recent piece on the front page of the Telegraph Money, about a woman called Melanie Hoskin. A lady who was declined life and critical illness cover last year, by one [...]
Vitality Life: Business protection webinar
VitalityLife would like to invite you to join us for the first in our series of Business Protection focused webinars that are taking place over the course of the next month. Date: Wednesday 10 October [...]
Weekly Protection Update – 05th October 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: AIG look into Alzeimers [...]
Cirencester Friendly: Did you know? You can submit three ways!
With life getting busier, we want to make it easier for you to do business with us! You have three ways to submit your client’s application to us: Online Application: register here Scan & email: [...]
AIG: Income protection for diabetes
Changing perceptions: Income protection for diabetics At AIG, we believe that as many people as possible should have access to the cover they need. Read our blog which details how we are able to [...]
The Exeter: Challenging the ‘I’ll be alright’ mentality
It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients The Exeter’s income protection claims infographic. This [...]
Vitality: Consumer survey – serious illness
We listen to what clients want: improving our serious illness cover As part of our promise to our customers, we are continually looking for ways to ensure that our products are meeting the needs [...]
Royal London: It’s all about Trust webinar
‘It’s all about Trust’ from Royal London takes a hands on approach to the job of writing protection policies into Trust using examples of good practice, how to complete the form along with the technical [...]
LV=: Our income protection now includes parent and child cover
With extended coverage, extra benefits and a wider eligibility than ever before, Income Protection from LV= is here to help you reach more clients. We’ve added Parent and Child cover! We know that your client’s [...]
Weekly Protection Update – 28th September 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= income protection now [...]
Zurich: Make life easier with our enhanced Critical Illness cover
Taking out Zurich Critical Illness or Zurich Critical Illness Select will help you support your client through life's ups and downs. Select is the most comprehensive level of cover we offer. Your clients can choose to add [...]
AIG: Behind the scenes: Meet our Underwriters
Underwriting can be the difference between winning and losing business. We wanted to shine a spotlight on some of our specialist underwriters at the heart of AIG Life. Meet the team
L&G: Online Trusts
As your dedicated protection support we are committed to finding innovative solutions which makes working with Legal & General simpler and easier. Writing policies in trust in many instances is the right thing to do [...]
Royal London: Streamlined – a faster way to buy Life Cover
A new, streamlined and faster way to buy Life Cover At Royal London, we’re always looking for ways to make it easier to do business with us. That’s why we’ve partnered with Mortgage Brain to [...]
Golden Charter: Don’t take our word for it
At Golden Charter, we know how much having a funeral plan in place can mean to our customers and their families. That's why we strive to provide the best plan for your clients so they [...]
LV=: Are your clients looking for something tangible with their income protection?
If your clients are looking for something more tangible with their income protection policy you might remember that LV= include Doctor Services on all personal protection. LV= Doctor Services gives your clients and their children [...]
Vitality Life: Doctor survey 2018 – Serious illness cover
We listen to doctors: Improving our serious illness cover As part of our promise to our customers, we are continually looking for ways to ensure that our products are meeting the needs and wants [...]
Weekly Protection Update – 21st September 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Streamlined and faster way [...]
Source: Win one of two Apple Watches with Source and Lifestyle Insurance
Summer bodies are made in the winter. Now that’s a statement we’re all familiar with! And really, how much do we believe that; given the looming winter festivities, typically filled with chocolate, wine, turkey and [...]
AIG: The power of real life stories
We knew when we heard Ian Brett's claims story that it was a special one. His son Max was born profoundly deaf and is now able to hear again thanks to pioneering technology using state [...]
Scottish Widows: New electronic documents to help with your compliance
Improvements we are making to help you and your clients We’ve listened to your feedback and introduced four electronic documents for the key pieces of documentation you use most. You now have instant access to [...]
British Friendly: Your clients can now access extended legal services
Your clients can now access extended legal services with British Friendly through our partner Legal for Life! At British Friendly we’re passionate about giving your clients extra benefits that help their whole family benefit [...]
Cirencester Friendly: Keep your clients protected with My Extra Benefits
As a Friendly Society, we are here for our Members. With this in mind, your clients can add My Extra Benefits to their contracts, for a small additional monthly premium. My Extra Benefits comprises of [...]
L&G: Relevant Life Plans and Online Trusts
Relevant Life Plans – putting life cover on expenses just got easier with L&G’s new online trust Relevant Life Plans can be a cost-effective way for SMEs to offer employees the benefits of a protection [...]
Weekly Protection Update – 14th September 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Keep your clients protected [...]
Aviva: Submitting lifetime mortgage applications by email – what you need to know
We're pleased to let you know that you can now submit lifetime mortgage applications by email. This applies to both new business and additional borrowing applications. We can accept digital versions of the forms, or [...]
Ipswich: An Alternative to RIO and Equity Release
If you have clients aged 50+ seeking to purchase or remortgage, they may be considering a RIO mortgage or even equity release. There are other options, and it’s as simple as a standard residential mortgage [...]
Hodge: The Retirement Mortgage
We're changing rates on our Retirement Mortgage as of Friday 14th September. Any new business received on or after 14th September will be based on the rates below. Applications already received prior to this date [...]
Marsden: Time to look at the grey | Flexible underwriting is a must
It's not just black and white with Older Borrower clients, we know that there's an increasing amount of grey! Excuse the pun, but, when looking at Older Borrower cases, it's not about the black and [...]
Pure Retirement: Criteria changes to our Pure Max Range
All LTVs for both single and joint across all 3 products are reducing by 1%. Our Distribution and Underwriting teams are on hand to answer any queries. The last day for KFIs on old criteria is [...]
Later Life Planning Update – September 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
Cirencester Friendly: Enhanced commission rates
We are pleased to announce that we have increased our new business introductory commission rates. The new rates are: My Earnings Insurance Annual Escalating: 200% My Earnings Insurance Level: 165% Following Adviser feedback, the decision [...]
Scottish Widows: Tech Talk
Sometimes, it’s what you know. Techtalk brings you expertise and insight to help you make the most of change. From our experts, direct to your inbox. Sign up now
Zurich: Protection all wrapped up
New Life Protection Platform launched On Wednesday 5th September we launched our new Life Protection Platform. This will deliver a better application experience, a new and enhanced range of products and control over your [...]
Vitality: Positively different
Vitality’s positively different advertising campaign launched on 1 September on TV and cinema with an exciting and memorable sound track to support it. Vitality were inspired by the insight that so much healthy activity can happen [...]
AIG: Setting the pace for medical advancements
Pacemakers have revolutionised the treatment of abnormal heart rhythms for over 50 years. Helen Croft, Underwriting and Claims Strategy Manager, shines a light on these small but powerful devices, how they are leading the way [...]
Royal London: Launch streamlined underwriting
Since the Mortgage Market Review, processing a mortgage application can sometimes be time-consuming. And clients often don’t want to spend extra time on a protection conversation too. But that could mean they’re exposed to [...]
Weekly Protection Update – 07th September 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Cirencester Friendly enhance commission [...]
Old Mutual Wealth: significantly upgrades Critical Illness Cover
Old Mutual Wealth PROTECT have released significant upgrades to their Critical Illness proposition. This is available on both Level Fixed Term and Rolling Term contracts. If you’d like to learn more please contact Bernadette Collins, [...]
Royal London: Just the job – Our Income Protection is tuned to your clients’ needs
Being off work because of an illness or injury is one of the biggest risks your clients face. That’s why we’ve updated our Income Protection to meet more of your clients’ needs. A different class [...]
LV=: Identify the clients you think would benefit from income protection
Don’t miss out - up to 35% in extra API Commission is ending next Friday! LV= have increased their API commission - up to 35% - for all advisers on new FPP Income Protection and FPP [...]
AIG: Opening up more access to insurance
Did you know that someone with diabetes can apply for income protection? Opening up more access to insurance to as many people as possible has always been at the forefront of what we do, but [...]
Vitality: Making it easier for you to do business
Vitality want to make it easier for advisers to do business with us, which is why we have created a number of tools and calculators helping you to demonstrate the importance of protection to your [...]
British Friendly: Policy holders can now make missed premium payments online
British Friendly policyholders can now make missed premium payments securely online through their new World Pay facility. There are two ways your clients can pay their premiums securely online: Help pay your client's premium at [...]
Weekly Protection Update – 31st August 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Register with Guardian today; [...]
Scottish Widows: New ‘Electronic’ Documents available
We’re extremely pleased to let you know that our implementation of ‘E-docs’ (electronic documentation) has been successfully delivered and is now available for all advisers, covering both new and existing business submitted. The introduction of [...]
Royal London: Our Helping Hand service provides specialist support for clients and their children
If your clients are caring for their sick child, our Helping Hand service can care for them. Both parents will have access to their own dedicated nurse who can provide practical and emotional support for [...]
Enterprise: Bridging loans for more than broken chains
If you’re not that familiar with bridging loans, you may only think of them as the ‘go-to’ solution when a property purchase collapses But, did you know bridging loans could be an extremely useful option [...]
Guardian: Launching next week
Over the last year, we’ve been working closely with Guardian in the lead up to their launch. They’re opening for business with The Right Mortgage and Protection Network next week, and we’re delighted that you’ll [...]
Aviva: Our online self-serve system is constantly evolving
Our online system is designed to put you in control - from underwriting to tracking your applications we're committed to helping you save time. We’re always looking for ways to improve the way you do [...]
Cirencester Friendly: Let us help you
As a Friendly Society we are there for our Members, therefore, we want to help you, help them! We have a variety of tools to help recommend the importance of Income Protection to your clients. [...]
Weekly Protection Update – 24th August 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Avivas online self-serve system [...]
Cirencester Friendly: Why choose Cirencester Friendly
Have you downloaded our ‘Why choose Cirencester Friendly’ Factsheet yet? It highlights 10 reasons how we go above and beyond for you and your clients: Such as… We don’t load for Occupation, Hazardous pursuits or [...]
AIG: Medical advancements and critical illness
Dr Rob Rosa, Chief Medical Officer and Helen Croft, Development Underwriting and Claims Manager met to discuss what they see as the key developments in medicine and the impact these could have on critical illness [...]
LV=: Do you need help recommending income protection?
At LV= we believe everyone should be supported if they're ill and unable to work, with financial protection that pays out when it matters most. That is why we have a range of great tools [...]
Vitality: The Value Exchange
Vitality have recently teamed up with Money Marketing, Mortgage Strategy and Employee Benefits to create a new content hub for advisers and HR professional. The Value Exchange is a one-stop-shop designed for financial advisers, mortgage [...]
iPipeline: Sourcing the right protection for your clients’ needn’t be complicated
Research, quote and apply using the right sourcing system for you. View the differences here between sourcing via SolutionBuilder and Assureweb. See it in action Interested in finding out more about the benefits SolutionBuilder offers above [...]
Scottish Widows: The 35th anniversary of critical illness cover
August marks the 35th anniversary of critical illness cover. Johnny Timpson reflects on the impact of medical advances on financial resilience and protection needs, suggesting how to initiate the conversation with your clients. Read more [...]
The Exeter: Quality and affordability for all, without compromise
Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence on both their current and future health. In [...]
Aviva: Waking your clients up to the need for Income Protection
We understand that the value of Income Protection to your clients is so much more than just a monetary payment. Our Income Protection isn’t just there to help your client with the financial hardship that [...]
Weekly Protection Update – 17th August 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Vitality announce new content [...]
Marsden: Mortgages up to £750,000 for over 55 clients
Did you know that we offer mortgages up to £750,000 for your over 55 clients... Did you know our Older Borrower range offers mortgages up to £750,000 and we will take referrals beyond that too. [...]
Leeds Building Society: Retirement interest only mortgages
Curious about the potential? Retirement Interest Only (RIO) mortgages are designed so borrowers can use the sale of their home as a repayment strategy to repay their mortgage balance when they die or move [...]
More 2 Life: Compare our modern lending features with the competition… we think we win hands-down
Not all inheritance protection features are the same. With some lenders, the client has to select the feature on the application form and they may even charge a higher interest rate. Also, some lenders may restrict [...]
Golden Charter: Calls for statutory regulation of funeral plans
Golden Charter has backed calls for mandatory membership of the Funeral Planning Authority (FPA) and enhanced powers for the industry body instead of oversight by the Financial Conduct Authority (FCA). The funeral provider believes that [...]
Later Life Planning Update – August 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
The Exeter: You don’t need a risky job, to be at risk
Accidents happen and illness can occur at any time, whether you’re at work or home. What if the job itself made your client too ill to work? Illness and injury can happen in the workplace [...]
Vitality: Serious illness cover claims stats
At VitalityLife our members are our priority which is why we’re committed to supporting them when they need us the most. We believe in making a difference to people’s lives and this is why we [...]
Aviva: Our online self-serve system has evolved
Thanks to our programme of ongoing enhancements, submitting protection business with us has never been easier. Our online system now gives you even more control, helping you to meet a broad range of protection needs [...]
Aegon: Show your clients the value of protection
The ‘moment of truth’ when it comes to protection is when a customer or their family has to make a claim. Your clients want to be confident that their protection cover will pay out if [...]
Cirencester Friendly: More Need for Income Protection
Did you know? The recent figures from The Office of National Statistics (ONS) stated there were 32.40 million people in work that’s 388,000 more than for a year earlier*. With the increased employment rate, the [...]
AIG: The deadliest killer you’ve never heard of
It kills more people than bowel, breast and prostate cancer combined - yet very few of us have even heard of it. Read our latest blog to understand more about the illness that the NHS [...]
Legal and General: Putting you in control, new online trust tool
I am pleased to announce that on the 6th August we launched our brand new online trusts capability. Here is a link to the dedicated area of our Adviser Centre containing a short video showcasing [...]
Scottish Widows: The 35th anniversary of critical illness cover
August marks the 35th anniversary of critical illness cover. Johnny Timpson reflects on the impact of medical advances on financial resilience and protection needs, suggesting how to initiate the conversation with your clients. Read more [...]
Weekly Protection Update – 10th August 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal and General are [...]
iPipeline: Win £500 by applying through ipipeline
WIN £500 BY APPLYING THROUGH IPIPELINE iPipeline are running a prize draw for SolutionBuilder and Assureweb users with a £500 virgin experience day up for grabs! To enter, all you have to do is [...]
Aviva: Introducing online trusts for business protection and relevant life
Great news, writing trusts has never been easier. From today you’ll be able to write business protection and relevant life insurance policies in trust online. We know that writing trusts can seem complicated and time [...]
Cirencester Friendly: Effective marketing to help grow your income protection business
Effective marketing to help grow your income protection business At Cirencester Friendly, we provide various resources to help you market your income protection business. Our comprehensive Sales Tools & Literature Page, includes a range of [...]
British Friendly: Your clients can now access exclusive offers on car and van leasing with British Friendly through our partner Tilsun Group
At British Friendly we’re passionate about giving your clients extra benefits and support that they can access in sickness and in health, alongside their income protection policy with us. That’s why we’ve teamed up with [...]
Old Mutual: Comfort in comprehensive cover
Many of us have possessions we worked hard to obtain and are precious to us. Putting insurance on these items seems like a no-brainer – but how much and what kind is a difficult decision, [...]
Aegon: An even more powerful workplace proposition and more
Holiday season has arrived but financial services never seems to take a break and we've more we want to share with you. We're excited to tell you about how the transfer of BlackRock's business to [...]
Scottish Widows: Helping people when they need it most
Helping people when they need it most - how the industry has moved on Scottish Widows paid out 98% of all protection claims in 2017. Johnny Timpson looks at how the industry has moved [...]
Vitality: Better status, better health, better rewards
Vitality rewards its members with points for healthy activities that count towards their Vitality status. Our recent Claims and Benefits Report 2017 showcases the value of VitalityLife through our discounts and rewards programme, and this [...]
Source: The power of support
Behind every great team and every great individual is a solid support system, helping them train properly, eat the right food and do the right exercises. Without strong support systems in place, even the strongest of teams can crumble. While selling general [...]
L&G: Coming Soon – Online trusts for Intermediaries
Coming Soon - Online trusts for Intermediaries We’re committed to making life easier for our Intermediary Partners. That’s why we’ll be launching online trusts for our Life Insurance policies this August. With our online [...]
Uinsure: Keep your clients protected this Summer
Keep your clients protected this Summer Last month was an absolute scorcher! Hopefully you managed to make the most of the weather and have been soaking up the sun. With British holidaymakers flocking to [...]
LV=: Save time with our Pre-Underwriting tool
If your client has a previous or existing medical condition, LV=’s Pre-Underwriting tool will give you an indicative decision in an instant, Available 24 hours a day, 7 days a week, you can use the [...]
Paymentshield: New video highlights the value of GI
Paymentshield have launched a new video explaining how advising on general insurance can actually help advisers earn more per minute of their time than when arranging mortgages. This is because, unlike a mortgage proc fee, [...]
Royal London: We’ve improved a number of our occupation classes
We’re continually reviewing our products to make sure you can offer protection to more of your clients. Almost one million people are off work for four weeks or more each year in Britain due to [...]
Weekly Protection Update – 03rd August 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aviva announce online trusts [...]
Legal & General: What is GI Connect?
We think that quoting and managing general insurance (GI) should be quick, easy and hassle-free. And, we understand that sometimes you need to quote anytime, anywhere. So, we’ve invested in our technology and we’re delighted [...]
Vitality: A cancer relapse needn’t mean a financial collapse
It's impossible to be anything other than positive about the changes in UK life expectancy. With more of us expected to reach the ripe old age of 90 and beyond by 20301, your clients can [...]
Cura: Winner of the Protection Reviews Individual Protection Adviser award 2018
Well, we are still on a high after Kathryn won the Protection Reviews Individual Protection Adviser award 2018! This follows on from her commendation as a Protection Adviser by Unbiased in 2017. "It was a [...]
Aviva: Trusts that take minutes, not days
Introducing online trusts for business protection and relevant life. We know that writing trusts can seem complicated and time consuming. Our new online process means you’ll just need to complete a few questions during the [...]
Scottish Widows: We try to find a way to pay every claim
Scottish Widows claims philosophy is simple – they try to find a way to pay every claim. Scottish Widows paid out 98% of all protection claims in 2017. Johnny Timpson looks at how our industry [...]
Source: Jet away with GI and Source Insurance
Jet away with GI and Source Insurance: Win £500 worth of Thomas Cook vouchers Whilst July's weather has been very much on our side, we are all too familiar with the spontaneity of the [...]
Uinsure: Take a look at the video version of our latest Keys to Success sales aid
Stay Protected this Summer After feedback from advisers, who've asked us for more video content, we've decided to do something a bit different for this month's Keys to Success sales aid. To support July's sales aid, we've [...]
The Exeter: All occupations. One income protection insurer
What your clients do for a living can have a big impact on the recommendation you make for income protection. Some insurers are focused on low risk occupations, whilst others build their plans to focus [...]
Old Mutual Wealth – PROTECT significantly upgrades Critical Illness Cover : We Make Comprehensive Standard
Old Mutual Wealth PROTECT have released significant upgrades to their Critical Illness proposition. This is available on both Level Fixed Term and Rolling Term contracts. If you’d like to learn more please contact Bernadette Collins, [...]
Cirencester Friendly: A helping hand –going above and beyond for you
Why not share our informative fact sheet with your clients today? At Cirencester Friendly, giving our Members peace of mind is all that matters. With over 125 years’ experience – and plenty of awards [...]
Royal London: Your clients can get Diabetes Life Cover in less than 30 minutes
Your clients can get Diabetes Life Cover in less than 30 minutes An estimated five million people in the UK will have diabetes by 2025.* So chances are you’ll come across clients with this condition [...]
AIG: Critical illness recovery time – why don’t we talk about it?
We've launched our updated Critical Illness cover, where we listened to feedback from our claims team and medical experts to improve our proposition. It's important for clIents to think about how long it may take to recover [...]
Weekly Protection Update – 27th July 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG wants to discuss [...]
The Exeter: Quality and affordability for all, without compromise.
Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence on both their current and future health. In [...]
AIG: Real lives behind the statistics: Steve’s story
"When it comes to Critical Illness, you can't not have this type of cover" Steve made a critical illness claim with us earlier this year, following a quadruple heart bypass. Read his story and [...]
Uinsure: Stay Protected this Summer
Stay Protected this Summer As part of our #QualityMattersMost campaign, our area of focus for July is all about helping your clients to stay safe this Summer and to make sure they have the [...]
Canada Life: Why choose Canada Life for individual protection?
Why choose Canada Life for protection: Life & CIC Offered No GPRs High straight through rate (STP) 80% Standard rates for vapers (nicotine) – The only company that offer this Support services Cover till age [...]
Aegon: Updated proposal forms
A quick update about our paper proposal forms. We’ve updated our protection material after the General Data Protection Regulation came into effect on 25 May 2018. This means that from 1 August we can [...]
L&G: Proection news
G I would like to ensure you are aware Legal & General has revamped our range of webinars updating them with key high-impact information, especially in relation to our new IPB and CIC upgrades. It [...]
Cirencester Friendly: Did you know? You can submit three ways!
With life getting busier, we want to make it easier for you to do business with us! You have three ways to submit your client’s application to us: Online Application: register here Scan & email: [...]
LV=: Are your clients looking for something tangible with their income protection?
Do you remember when LV= launched their superfresh features on the LV= income protection plan? If you don’t, here is a reminder of what they included: Fracture Cover Death Benefit Unemployment Payment Holiday £1,500 guarantee [...]
Royal London: State of the Protection Nation 2018
Our second State of the Protection Nation report is now available to download. Packed full of statistics and useful insights, it reinforces many of the beliefs we already have about customers. It also highlights areas [...]
Scottish Widows: Working hard to build greater trust with customers
Scottish Widows are working hard to build greater trust with customers When customers have trust in the protection process, you can focus on the real needs of your clients. To find out more about ways [...]
Vitality: Your chance to win! #StepintoSummer
To be in with a chance of winning a Garmin vivofit 4 each week, post your photo of how you are ‘Stepping into Summer’ with Vitality on social media with the hashtag #StepintoSummer. Whether it’s [...]
Aviva: Wake up your clients to the need for income protection
As a financial adviser, you know just how important income protection is, but sometimes it can be a difficult subject to tackle with clients. All too often, income protection can end up being the last [...]
British Freindly: Looking after your clients every step of the way from application to claim…
At British Friendly, we’re here for your clients every step of the way from application to claim. To demonstrate our commitment, we’ve recently launched a number of initiatives from giving your clients more certainty of [...]
Weekly Protection Update – 20th July 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Scottish Widows are working [...]
Retirement Advantage: You’re invited to our webinar
Here at Retirement Advantage we're dedicated to adviser support. We've been listening to your feedback and are thrilled to hear that you like our flexible approach to underwriting. To help you better understand our criteria, as [...]
Chorley BS: Launches a limited issue large loan mortgage product with no application or scheme fee
Chorley Building Society launches a limited issue large loan mortgage product with no application or scheme fee Chorley’s new large loan Mortgage is for borrowers who are looking to lend a minimum of £400,000 up [...]
More 2 Life: Great news, Our rates are decreasing
The rates on our Capital Choice and Capital Choice Plus plans have decreased. Along with improved rates, our Capital Choice range is packed with flexible, market-leading features, including: Guaranteed Inheritance Feature Capital repayments of up to [...]
Take part in our later life planning survey
I would like to invite you to take part in a short, but very important survey of members on issues related to later life planning. This is an area of growing importance for many of [...]
Just: Equity Release Academy 3 – Advanced ER Planning
Just Equity Release Academy 3 – Advanced ER Planning – 04th-19th September 2018 This CPD accredited Equity Release Academy is designed for advisers with ER1 (or equivalent qualification) who want to become more active [...]
Marsden: A different angle on affordability
We take a different angle on Older Borrowers... We specialise in Older Borrower mortgages which means we have a team of experts who are well versed in our approach to these clients. Which is [...]
Golden Charter: Local funeral directors – a comforting arm when you need them
Death is still such a taboo for British. Whether it’s our own death or the death of a loved one, we don’t want to think about it. However the reality is, it can be made [...]
Later Life Planning Update – July 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
Weekly Protection Update – 13th July 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG introduce new Critical [...]
Cirencester Friendly: All you need to know about My Earnings Insurance!
Our My Earnings Insurance income protection contract is flexible, affordable and available to a wide range of occupations. Here are a few key features which makes My Earnings Insurance competitive and award winning within the [...]
Vitality: This summer your clients can get a Garmin Vivofit 4 for £0
Whatever your clients level of fitness, beat yesterday with the Garmin vivofit 4 activity tracker for £0 to help improve their overall wellness. Offer applies to new Personal Healthcare plans and new Business Healthcare [...]
Scottish Widows claims philosophy is simple – they try to find a way to pay every claim
It takes more than just numbers to build trust. Find out how Scottish Widows have improved, simplified and innovated the protection process from quote to claim, to make every claim count.
AIG: It’s time for change
It's time we looked at critical illness differently. It's time we changed the conversations. It's time to get comfortable with CI. Introducing our new market leading Critical Illness cover with everyone in mind. Your [...]
Legal & General signs up to ‘Funeral Payment Pledge’
We have launched our own ‘Funeral Payment Pledge’ where we will offer to pay part of the claim amount early & advance up to £10,000 on any valid life claim to cover the cost of [...]
Aviva: The latest Protection content hand-picked for you
Is it true that insurers try not to pay out on claims? Jacqueline Kerwood challenges the perception many have of insurers. Read more Protecting your time and your clients We've evolved our online system as [...]
Royal London: It’s not rocket science
A simple application process for you and your clients At Royal London we think applying for protection should be quick and easy. So we continually review and update our online service to make sure it’s [...]
Vitality: Why your clients should plan for the future
When discussing your client’s future, it is advisable for you to factor in an assessment of your clients estates including property, possessions and money to understand what Inheritance Tax (IHT) implications may apply. To help [...]
The Exeter: Challenging the ‘I’ll be alright’ mentality
Challenging the ‘I’ll be alright’ mentality It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients [...]
AIG: Revolutionising Financial Underwriting
We're continually improving the way we underwrite, with our philosophy of “start from yes” being at the centre of our decisions. We have continued this by introducing improvements to our financial underwriting processes. Read our [...]
Shepherds Friendly: Women in Protection
Are you making the most of opportunities in protection? When was the last time you made a particular focus on helping female clients protect their income? You may write lots of Income Protection (IP) [...]
LV: Leading Income Protection that includes a death benefit at no additional cost
Leading Income Protection that includes a death benefit at no additional cost! LV= believe everyone should be supported with quality financial protection which pays out when it matters, which is why one of the [...]
Aviva: Why paying claims is the most important thing we do
Last year, we helped more customers and their families than ever. We paid out £900 million, which works out at over 97% of all claims. Because we know lots of people think insurance companies don’t [...]
Royal London: There’s something for everyone
At Royal London, our wide range of products offers something for everyone. Personal Menu plan – Put together a protection plan that suits you clients’ needs and budgets perfectly. Business Menu Plan – We want [...]
Scottish Widows: Thinks the protection claims industry needs to change
Why Scottish Widows think the protection claims industry needs to change Scottish Widows claims philosophy is simple – they try to find a way to pay every claim. Scottish Widows are delighted to have [...]
Paymentshield: Makes GI easier to manage with launch of new online hub
Paymentshield has launched their new online Adviser Hub which makes it even easier to do business with them. Quickly and confidently see how you’re performing with a new dashboard that displays your quotes, submissions, renewals [...]
L&G: We’ve enhanced our Income Protection offering for NHS Doctors, Nurses and Surgeons, and improved pricing
We have updated our Income Protection Benefit plan (IPB) available through The Right Mortgage Network to enhance the support we are offering to customers when they need to make a claim. This includes greater flexibility [...]
Weekly Protection Update – 06th July 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: L&G enhance their [...]
Royal London: Diabetes Life Cover helps your clients take control
When you have a client with diabetes, finding cover that meets their needs and budget can be difficult. That’s why we’ve launched Diabetes Life Cover – it’s designed specifically for people with type 1 and [...]
The Exeter: You don’t need a risky job to be at risk
Accidents happen and illness can occur at any time, whether you’re at work or home. What if the job itself made your client too ill to work? Illness and injury can happen in the workplace [...]
AIG: Life Cover in an Instant
Our Instant Life Insurance has been introduced to provide a simple, quick and easy solution so that people can get the instant protection they're after. Visit our dedicated webpages to see how Instant Life Insurance [...]
Cirencester Friendly: To us financial advisers are names, not numbers
TO US FIN4NCIAL ADVI5ER5 AR3 NAMES, NOT NUM8BER5 Behind our personal approach is our key message “names, not numbers’’, which is how we approach all our relationships. Working with Cirencester Friendly means getting to [...]
Vitality Life Insurance: Managing the care pathway
Due to the complexity of the PMI market, it is more important than ever that PMI providers offer a range of products which cater for the needs of their different customers. There were over [...]
Uinsure: Here’s why you should offer GI to every client you speak to
Make the commitment and keep your clients protected! There's a lot of talk in the insurance industry at the minute around the importance of advisers offering a quote for protection to every client they speak [...]
British Friendly: launches guaranteed premium rates
Income protection insurance allows your clients to have peace of mind, knowing that if an illness or injury leaves them unable to work, they will be provided for. We offer both long and short term [...]
Weekly Protection Update – 29th June 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Uinsure explain why [...]
SolutionBuilder: Webinar – Grow your protection Business
The Right Mortgage members using SolutionBuilder®, have average premiums that are 33% higher than those using traditional portals… More cover for their clients and increased business revenue Join our webinar to find out how SolutionBuilder® [...]
AIG: Hypertension – Know your numbers
Blood pressure is commonly talked about and widely understood - however most people who have high blood pressure will have no signs or symptoms. As our blog explains, it can be easily detected and there [...]
Scottish Widows: Stroke Awareness, an opportunity to highlight the need for a Plan B
Scott Cadger, Head of Claims and Underwriting Strategy at Scottish Widows, examines the importance of having a financial safety net in place As an industry, we have a duty of care to discuss with clients [...]
Shepherds Friendly: A message from your National Sales Manager, Amira Hussain
I want to share a little something with you, which I think you might find interesting. You all know what it’s like when you want to speak to someone urgently, you phone them up or [...]
Legal and General: New critical illness webinar
New Critical Illness webinar We've developed a new IFA webinar about our improved Critical Illness offering. Learn more about the latest enhancements with our ‘Critical Illness Extra, Built for Intermediaries’ webinar. Register here [...]
Uinsure: Tri Party Workshop
We'd like to take this opportunity to invite you to our Northampton Breakfast Meeting - a specialist event being ran by Uinsure, Pepper Money and the Newcastle Building Society - taking place on Wednesday 4th July. Confirm your [...]
Vitality: Are you selling your clients short?
Are you selling your clients short? With inflation firmly back on the economic agenda, will the life protection you provide clients today fully deliver on their expectations tomorrow? Let’s say you sell your client £100,000 [...]
Cirencester Friendly: Is your client ready for life’s little surprises?
As a Friendly Society, we are here for our Members. With this in mind, your clients can add My Extra Benefits to their contracts, for a small additional premium. My Extra Benefits comprises of two [...]
Weekly Protection Update – 22nd June 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Paymentshield's 3 months free [...]
Marsden: Launch new products
Buy to Let, First Time Buyer and Older Borrowers What happens next? Products will be available on sourcing systems from today You can find downloads for our product portfolios below and on our website Our Intermediary [...]
The Right Will: Will and estate planning software
Will and Estate Planning Software Increase your earning potential with our simple to use software Fantastic income generator £170 per mirror Will £1,100 for Lasting Powers of Attorney for a couple Simple to use [...]
Just: New lifetime mortgage application form
Lifetime Mortgage application form We would like to let you know that the lifetime mortgage application form has changed. Download the application form To avoid delays in processing, please make sure all relevant [...]
More 2 Life: Social media guide and Capital Choice rate decrease
Equity release advisers & social media Recently, we undertook some research into the social media habits of equity release advisers, and the findings were interesting to say the least. While 79% of advisers use [...]
Retirement Advantage: Equity Release Lead Generation Workshop
Following on from our popular Equity Release Exam Workshops, the Equity Release Lead Generation Workshops have been developed for Equity Release advisers who are newly qualified or want to increase their engagement with the sector. [...]
Golden Charter: Talking funeral plans
You work hard to develop close working relationships with your clients so that you provide value to them. You think about their needs and their circumstances before a meeting to ensure that the advice and [...]
Aviva: Equity release CPD modules
CPD Modules Click on the button below to be taken to Aviva's equity release CPD modules. Choose the modules relevant to your personal development. Modules 1 and 2 are aimed at those not active [...]
LV: Extra commission on all income protection policies
If you asked your client to name their biggest asset, what would they say? Their house? If you think about it, their house is actually their biggest liability (assuming they have a mortgage). And believe [...]
Uinsure: Download Uinsure’s mini-guide on how to Beat the Comparison Sites
As part of our #QualityMattersMost marketing campaign, April and May saw us focus on trying to help advisers "Beat the Comparison Sites". To help you take on the aggregators, we've created a mini-guide for you. [...]
The Exeter: Quality and affordability for all, without compromise.
Quality and affordability for all, without compromise. Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence [...]
Royal London: State of the Protection Nation 2018
Our second State of the Protection Nation report is now available to download. Packed full of statistics and useful insights, it reinforces many of the beliefs we already have about customers. It also highlights areas [...]
Vitality: The relationship between mental and physical health
The relationship between mental and physical health Health-related lost productivity is the costing the UK economy an estimated £77.5 billion a year. Employees engaging in healthy lifestyle behaviours have significantly reduced incidence of mental [...]
Aviva: Protecting your time and your clients. Our self-serve system.
We're constantly improving ALPS - our online self-serve system - to make it quicker and easier for you to do business with us. So you spend less time on admin and more on the things [...]
Old Mutual Wealth: Cover Continuation Option …. there to support your non-claimant
Cover Continuation Option …. there to support your non-claimant When your clients take out a joint life first death policy, for life and/or critical illness, the policy ends when we pay out to the first [...]
Source: Book your place! Free to attend UK-wide GI events!
Free to attend UK-wide GI events! Our hugely popular masterclasses are back and have been going down a storm! We not only offer you the chance to develop your GI skills and build your business network but [...]
Cirencester Friendly: Added benefits with our income protection contracts
Added benefits with our income protection contracts As a Friendly Society, we don’t just offer an income protection contract. We offer our Members, your clients a personal approach, along with many great benefits. Help [...]
Weekly Protection Update – 15th June 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Earn extra commission [...]
LV=: Up to 35% extra API commission on LV= Income Protection
LV= understand that as an adviser, you need to deliver the best possible outcomes for your clients. They also appreciate that recommending income protection can be complicated and take up valuable time. An offer you can’t [...]
Aviva: Protecting your time and your clients. Our self-serve system
We're constantly improving ALPS - our online self-serve system - to make it quicker and easier for you to do business with us. So you spend less time on admin and more on the things [...]
Vitality: Claims and benefits report 2017
At the end of May we shared VitalityLife's claims statistics for 2017, together with the benefits that our members gained while getting healthier. Vitality are unique to the market and are committed to encouraging and [...]
Old Mutual: NEW Immediate Cover for Business Protection
Timing can be critical with business protection. The ability to drawdown a a business loan, for example, can be dependent on having loan protection in place. But what if that protection is going to take [...]
AIG Life: Webinar on barriers to protection
What people see as a successful business is one that has the ability to diversify its income streams, but as an industry we know there are potential barriers to selling protection with 4 keys recurring [...]
Cirencester Friendly: Report strong 2017 growth
Cirencester Friendly reports strong growth in 2017 Total income up 5% from £21.7m in 2016 to £22.8m in 2017 £6m in bonuses awarded to Members Total funds hit £138.7m Membership surpassed 37,350 Cirencester Friendly has [...]
Royal London: Building you a better, more successful claims experience
Last year we paid 99.1% of all claims. That’s over £517 million paid out to help our customers and their families, at a time when they need it most. But our claims experience is about [...]
Weekly Protection Update – 08th June 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Royal London are building [...]
Cirencester Friendly: Our commitment to your privacy
Further to the introduction of the General Data Protection Regulation (GDPR) and the Society’s ongoing commitment to be transparent about how we use your data and keep it safe, we have made a few changes. [...]
The Exeter: Whatever job you do, we specialise in you
We know that every job is different…. Just like every client is different…. So, it makes sense to offer income protection that’s different to meet individual needs. You can do all this with one provider [...]
AIG: Simple underwriting for people with raised blood pressure
At AIG Life we keep on top of medical advancements and are always looking for ways to incorporate them in our underwriting. Read about our latest developments If you have any questions, just give [...]
PaymentShield: Kicks off world cup with fantasy football league
Paymentshield has announced the launch of its Fantasy Football competition for mortgage advisers, to run alongside this year’s World Cup tournament. The tournament gets underway on 14 June, but the fantasy league will be open [...]
Scottish Widows: Mortgage benefit reform and the need for a plan B
Support for mortgage interest benefit was replaced with DWP loans charged on the property from April 2018. Johnny Timpson from Scottish Widows explains the new rules – both for those clients who may be directly [...]
Royal London: A snapshot of all your online applications
A snapshot of all your online applications Our online dashboard makes it simple for you to manage your quotes and applications. At the click of a button you can see which plans need start dates, [...]
Vitality: Promoting employee wellness
VitalityHealth’s longitudinal study of over 7,000 Britain’s Healthiest Workplace participants in at least two years of study has revealed that there is a pervasive productivity challenge in corporate Britain, which is affecting all industries and [...]
Old Mutual: Cover reinstatement option
A critical illness pay out can help relieve the financial burden at a difficult time, but it probably doesn’t mean your clients are financially secure for life Dilemma: getting more cover after a serious illness [...]
Shepherds Friendly: Why income protection should be one of your client’s main priorities
How many of your clients have taken the trouble to protect their monthly income through income protection cover? Chances are that more of them have taken out insurance on the family pet! So there looks [...]
Weekly Protection Update – 01st June 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Shepherds Friendly explain why [...]
Aviva: Open the door to better equity release conversations
Watch our free CPD-accredited video for 14 top tips As you know, a lifetime mortgage can truly transform a customer’s life. But helping clients to understand that – and finding them in the first place [...]
Family BS: Enhances terms for inter generation mortgages
Family Building Society has enhanced their lending criteria to allow up to two owner occupiers for all Joint Mortgage Sole Owner (JMSO) applications. JMSO enables additional borrowers (such as parents) to join in a mortgage [...]
Just: Equity Release Academy
Just Equity Release Academy 2 – Business Development - 05th-21st June 2018 The place for equity release in later life planning. The lifetime mortgage market is growing and set to reach around £6.6bn by 2021. [...]
L&G Home Finance: Reduced interest rates
We have REDUCED the interest rates on the following products: Premier Flexible Flexible and Optional Payment (with and without 2% cashback option) Flexible Plus and Optional Payment (with and without 2% cashback option) The interest [...]
More 2 Life: Have you heard about our formidable four?
Have you heard about our formidable four features to help protect your clients no matter what events may occur during their lifetime, ie: Fixed ERCs – simple and clear to understand, and give certainty. 3 [...]
Post Office Money: Offering retirement products
Post Office Money is now available. You don’t need ER1 as it’s a mortgage The aim is for Post Office to offer the more traditional mortgages, with BOI being more specialist. You’ll see from below [...]
Chorley: Enter 95% market
We are pleased to announce that we have entered the 95% market. Our new products are available to: New, first time buyers Home movers or remortgage customers for mortgages secured against their main residential property. [...]
Aldermore: Later Life Lending mortgage range
Aldermore have made quite a name for them-selves in the specialist mortgage world - and now they’re extending their offering to later-life mortgages. Their new range for borrowers aged 55 and over features multiple product [...]
The Exeter: You don’t need a risky job to be at risk
Accidents happen and illness can occur at any time, whether you’re at work or home. What if the job itself made your client too ill to work? Illness and injury can happen in the workplace [...]
Scottish Widows: Nine in ten Brits in danger of financial hardship
New research from Scottish Widows shows nine in ten Brits in danger of financial hardship should serious illness strike. We’re more likely to insure our mobile phones than our health – 12% of UK adults [...]
AIG: Protecting your tomorrow – Insurance for cancer survivors
The number of people being diagnosed with cancer is rising - but so is the number of people surviving it. There are a growing pool of people who’ve survived and are living normal, healthy lives. [...]
Cirencester Friendly: Success at COVER Customer Care Awards 2018
We are delighted to announce that in this year’s COVER Customer Care Awards, our very own Victoria Clark, Marketing Assistant was awarded ‘Young Insurance Person of the Year’ and Jo Green in the Customer Care [...]
Vitality: Serious Illness cover booster
VITALITY’S SERIOUS ILLNESS COVER BOOSTER: DELIVERING THE PERFECT MORTGAGE PROTECTION SOLUTION TO YOUR CLIENTS Vitality’s Serious Illness Cover takes a unique severity-based approach, which means that it pays out amounts aligned to the impact [...]
LV=: Fracture cover comes as standard with LV= Income Protection
LV= believes everyone should be supported with quality financial protection that pays out when it matters, which is why they include fracture cover with their Income Protection at no extra cost. Fracture cover automatically included [...]
Royal London: There’s something for everyone
At Royal London, our wide range of products offers something for everyone. Personal Menu plan – Put together a protection plan that suits you clients’ needs and budgets perfectly. Business Menu Plan – We want [...]
Life Quote: Changes to our login process
You may have already seen from our recent GDPR updates but we’re going to be making some changes to our login/password system for LifeQuote access. This will affect the LifeQuote Portal, Case Tracking and our [...]
Later Life Planning Update – May 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
Atom Bank: Our new rates and 95% LTV mortgages are now live
We’re excited to confirm that our new 95% LTV mortgages for purchase and remortgage customers are now live. We’ve also changed the rates and end dates on our fixed-term products to help customers get a [...]
AIG: Revolutionising Financial Underwriting
We're continually improving the way we underwrite, with our philosophy of “start from yes” being at the centre of our decisions. We have continued this by introducing improvements to our financial underwriting processes. Read our [...]
Scottish Widows: Dr Marius and our critical illness promise
Fifty years ago today the first UK heart transplant was carried out by a team led by Dr Marius Barnard. The work carried out by Marius inspired him to devise the first protection insurance and [...]
Cirencester Friendly: Help fire us to awards glory
It’s been a busy start to 2018 here at Cirencester Friendly as we continue to find ways of improving our products and services for both our Members, and, of course, you. The financial industry awards [...]
Weekly Protection Update – 18th May 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG revolutionise financial underwriting; [...]
April UK: Important changes to our private medical insurance premiums
From 1st June 2018 we are making changes to our Regional Plus and inSpire Private Medical Insurance new business premiums. This will impact both individual and SME plans. Please note that renewal premiums will not [...]
The Exeter: All occupations, one income protection insurer
What your clients do for a living can have a big impact on the recommendation you make for income protection. Some insurers are focused on low risk occupations, whilst others build their plans to focus [...]
Uinsure: Beat the comparison sites
Beat the Comparison Sites! As part of our #QualityMattersMost campaign, our area of focus for April and May is all about helping you and your clients to Beat the Comparison Sites. Low quality insurance [...]
Cirencester Friendly: Added benefits with our income protection contracts
As a Friendly Society, we don’t just offer an income protection contract. We offer our Members, your clients a personal approach, along with many great benefits. Help protect your clients from some of life’s little [...]
Aviva: New relevant life insurance
Like other relevant life insurance products, ours provides a death-in-service benefit for your clients' key employees. But unlike others, it offers employee significant illness cover - a unique option which pays out if an illness [...]
AIG: Income Protection undersold but highly needed
In our latest article, Nick Erskine, Head of Intermediary Sales, discusses Superman Syndrome and why we need to see past our infallibility when it comes to Income Protection. Read our latest blog See [...]
Royal London: Our Helping Hand service provides specialist support for clients and their children
If your clients are caring for their sick child, our Helping Hand service can care for them. Both parents will have access to their own dedicated nurse who can provide practical and emotional support for [...]
Weekly Protection Update – 11th May 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Cirencester Friendly income [...]
L&G: Critical illness Extra – see how we compare
Our new CIC Extra plan has 95 conditions including 19 ABI+ definitions. To see how this compares to others in the market please click here to view our new CIC Competitor chart. This contract is [...]
Uinsure: Webinar Announcement
On the 11th May, Uinsure will be undertaking our next webinar. This will be hosted by Ian Ballinger, Head of National Accounts and broadcast via our Twitter page. People who want to view this won’t [...]
The Exeter: Level guaranteed premiums
While most income protection providers price their premiums one way; either level guaranteed or age-costed, The Exeter gives you and your clients the choice with their plan for low risk occupations, Income One Plus. Level [...]
Cirencester Friendly: Giving you confidence to entrust your clients to us
The Association of Financial Mutuals (AFM) has revealed that nine of its members that offer income protection paid out over £22m in claims to 4,950 policyholders in 2017 - 93.7% claims received compared to the [...]
Royal London: Helping you make the case for protection
At Royal London we aim to give you marketing material full of powerful arguments to help you make the case for protection, develop your client base and increase referrals. That’s why we built a marketing [...]
AIG Life: What’s on in May
Webinar: Relevant Life When: Tuesday 15th May Time: 11am and 3pm How could Relevant Life help save up to 49% on your clients life insurance? Join our webinar to find out more Click here to [...]
Golden Charter: The missing piece
Is there something missing from your client offering? There are plenty of good reasons why you might not want to bring up the topic of funeral planning with your clients. For a start, it can [...]
AIG: Real lives behind the stats
Alex always considered himself a fit and healthy person who led an active and busy life, working 60 hours a week as a selfemployed field agent. He was diagnosed with colorectal cancer in June 2017 [...]
The Exeter: Challenging the ‘I’ll be alright’ mentality
It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients The Exeter’s income protection claims infographic. This [...]
Cirencester Friendly: Tell your clients about My Earnings Insurance!
Flexible, affordable and available to a wide range of occupations, it’s everything you’d expect from an industry leader for income protection with a proven published claims record – plus a great deal more: Own Occupation [...]
L&G: Launch new Critical illness cover
Legal & General Critical Illness Cover offers a range of benefits designed specifically for those customers, who want some assurance when it matters most. We recognise that not all customers have the same need for [...]
Royal London: Inheritance tax calculator
Our inheritance tax calculator calculates any potential IHT liability based on your client’s assets and liabilities. To find out more click the button below. Find out more
Vitality: Our serious illness cover just got more serious
On Monday 23 April we hosted the last in our series of six roadshows across the UK to launch the latest enhancements to our award-winning Serious Illness Cover. Our latest enhancements include: Comprehensive Cover: 178 [...]
Uinsure: Comparison websites in numbers
As part of our #QualityMattersMost campaign, this month's area of focus is all about helping you to Beat the Comparison Sites. We've taken a look at the recently released Fairer Finance Report and have compiled [...]
Aviva: Providing financial support when it matters most
When you arrange protection for your clients, you want to feel certain the provider you choose will come through for them if the worst ever happens. That’s why we’re so pleased to reveal we paid [...]
Weekly Protection Update – 27th April 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: L&G launch new [...]
Cirencester Friendly: Financial awards season is here… Can we count on your vote?
HELP FIRE US TO AWARDS GLORY It’s been a busy start to 2018 here at Cirencester Friendly as we continue to find ways of improving our products and services for both our Members, and, of [...]
The Exeter: Level guaranteed premiums
While most income protection providers price their premiums one way; either level guaranteed or age-costed, The Exeter gives you and your clients the choice with their plan for low risk occupations, Income One Plus. Level [...]
Royal London: Time is money – we make applying for protection quick and easy
We know how valuable your time is. That’s why we make our online application process simple. Click the button below to watch our online service animation to see just how easy it is to do business [...]
Aegon: launch new business submission system
We have also revised our rates, broadly (but not exclusively downwards) for the products below. This should help improve our competitive position for: Level and Indexing life protection; Reducing life protection, and Gift inter Vivos [...]
Later Life Planning Update – April 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
Dudley BS: Great news
Our unique lending proposition focuses on using a common sense approach in order to meet the demands of those customers who do not meet the requirements of larger high street lenders. In 2015 the Society [...]
The Right Will: Are you fulfilling your duty of care to your clients?
Many of us will care for, or know someone who is caring for, a person with Alzheimer’s or dementia and the sad reality is that ¼ of us will require care at some point in [...]
Golden Charter: It’s a certainty
Death is a certainty not a maybe…don’t forget to talk about funeral plans with clients If you look at the lifecycle of your client which products are they likely to use? A funeral plan is [...]
Hodge Lifetime: New fixed rate retirement mortgage
Good news! We're adding to our popular 5 year fixed rate Retirement Mortgage Introducing the 2 year, fixed rate Retirement Mortgage from Hodge with a rate of 3.45%. About the Retirement Mortgage Our popular hybrid [...]
Ipswich Building Society: Get wiser with your older clients
We know the mortgage market has changed over the last decade. First time buyers are two years older at an average of 33, we’re seeing the end of tax relief for buy to lets and [...]
L&G Home finance: New Optional Payment Lifetime Mortgage
With our Optional Payment Lifetime Mortgage, your customers can choose to pay some, or all, of the monthly interest by Direct Debit. They can also stop making monthly interest payments at any time and convert [...]
Marsden: Tell us what you think
Can we grab just two minutes of your time? We want to you to tell us what you think about Older Borrowers and the support that you get from lenders like us for your [...]
More2Life: Rate reductions
The rates on both our Capital Choice and Capital Choice Plus products are decreasing, effective Thursday 12/04/2018. For more information please click on the product sheets below. Capital Choice Plus Capital [...]
LV=: Increase in Equity Release customers using money to clear debts
New LV= figures show that home and garden improvements continue to be the main reason why customers release equity from their homes, accounting for three out of ten (31%) loans in 2017. In fact, since [...]
Pure Retirement: Spring Webinars
You are invited to our Free Webinars! Are you new to the equity release market or want an insight into the latest updates in the industry? Join our educational webinars, completely free of charge with [...]
Chorley BS: recognises the lending needs of older borrowers
Chorley Building Society offers a common-sense approach to mortgage lending, with direct access to experienced underwriters who assess each case individually. This flexible approach will consider your customer’s personal circumstances, where automated credit scoring systems [...]
Just: The lite answer for improving your client’s lifestyle
Shine a light on Just’s Lump Sum Lite Lifetime Mortgage With Just's Lump Sum Lite Lifetime Mortgage, you can help clients cover their financial needs. And with market demand for equity release growing to £3bn [...]
Weekly Protection Update – 13th April 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. LV's wake up to IP events are back this [...]
Income protection by The Exeter
It’s simple. They deliver choice and value The Exeter have crafted a range of income protection plans, which provide complete flexibility, helping you tailor your client’s cover to their needs and budget. Choice They [...]
AXA PPP: Good things come in threes…
3 tips to cross-selling healthcare insurance that can boost your business It’s a competitive market out there for Financial Advisers and making sure you hang on to your customers is critical to the success of [...]
Cirencester Friendly: Meet our Sales Team… The faces behind the knowledge!
Our Sales Team have more than a century of experience between them, resulting in a huge depth of knowledge about our products and services to draw from, which can easily cut through red tape [...]
AIG: Webinar: Understanding Key3
Tuesday 24th April 11am and 3pm Understand a growing need for a simplified and more affordable critical illness cover and learn new ways in which this can help a range of clients. Click here to [...]
LV: Wake up to IP events are back this April/May
IP protects against our biggest financial risk; a sudden income shock due to long-term sickness. That’s why LV= believe IP is one of the most important protection products for UK working families. Their [...]
Royal London: Protection Affordability calculator
To help you assess your client's affordability and the level of cover they require, we have created a calculator for you to use with your client to help prompt them to think about all their [...]
Uinsure: Protection against tenants from hell!
Click to download your printable, client-facing sales aid Protection against tenants from hell! Throughout March, we focused on BTL / Landlord Insurance - looking at a number of key stats and educating [...]
Aviva: Reduced AMRA processing time
With more than 75% of our applications receiving an immediate decision on ALPS, we’re focussed on making it simple for you and your clients to get cover from Aviva. There are sometimes instances where we [...]
Vitality: #StanleyAtWork social campaign and competition
To celebrate Vitality reaching one million members, we have sent some advisers a Stanley gift as a thank you for your support in helping us achieve this fantastic milestone. We are running a social campaign [...]
The Exeter: Illness keeping your clients from earning – why wait?
Regardless of how hard your clients try, one thing they can’t control is their health. When it takes a turn for the worse, whether it’s a virus or something more serious, it isn’t just their [...]
Cirencester Friendly: Meet our Underwriting Team, the faces behind the decisions!
When it comes to a personal dedicated approach to Underwriting, Cirencester Friendly’s Underwriting Department are one of the best, with 75 years of experience between them. In an era where we’ve seen a big [...]
Ipipeline: Service availability
We're making some planned updates to our systems which will mean services, including Assureweb and SolutionBuilder®, will be unavailable on Sunday 15th April 2018 from 16:00 - 20:00. We appreciate your patience during this time [...]
Aviva: Secure your seat at our protection round table events
Register now for a free Aviva Protection Roundtable Event Our popular Aviva Protection Roundtables are back for 2018 and we’d love you to come along – so sign up now to hear about the [...]
AIG: Our Income Protection Toolkit
We want you to be confident in recommending our new Income Protection, so we've made the following tools available at the click of a button. Sales Aid Income Protection Calculator Spencer story [...]
Weekly Protection Update – 30th March 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Paymentshield launch improved landlord [...]
Source: Earn double on all Let Property cases
The two-year anniversary of the stamp duty surcharge is almost upon us, and with the expected demand on buy-to-let remortgaging, what better time to cross-sell let property insurance to your clients. To sweeten [...]
Paymentshield launch improved landlord product
Paymentshield has announced a significant number of enhancements to its Landlord’s Insurance product and confirmed it will now carry a Five Star Defaqto rating. There impressive suite of changes, introduce a more comprehensive product underwritten [...]
Royal London: Marketing material to help you make the case for protection
Our Marketing Studio gives you a wide selection of marketing material to help you make the case for protection, and offers the option of using Royal London branded versions or branding with your own logo [...]
Cirencester Friendly: Protect your clients from some of life’s little surprises with My Extra Benefits
As you’re one of our trusted Financial Advisers, we know you want to provide your clients with the latest financial protection. With that in mind, we’d like to remind you of My Extra Benefits – [...]
Income protection by The Exeter
It’s simple. We deliver choice and value We have crafted a range of income protection plans, which provide complete flexibility, helping you tailor your client’s cover to their needs and budget. ► Choice We give [...]
LV= launch new series of Wake up to IP events
IP protects against our biggest financial risk; a sudden income shock due to long-term sickness. That’s why LV= think that IP is one of the most important protection products for UK working families. Their popular [...]
Vitality: Serious Illness Cover for Children
Right now we're offering £20,000 worth of Serious Illness Cover for Children and as promised following our previous communications, to help you share this with advisers and clients we have created the following items for [...]
Fleet Mortgages: The Logical Choice for your Portfolio Landlords
To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
LV=: Income Roulette research reveals nearly 13m in ‘Middle Britain’
LV= Income Roulette research found that large sections of people across the UK teeter on the precipice risk of financial ruin if they don’t have an adequate back-up plan in place. The most significant risk [...]
Royal London: Direct access to an underwriter when you need it
At Royal London, we know the work that goes into getting your clients to recognise the need for protection. And we understand that if the pre-sale conversation throws up some interesting questions, for example a [...]
Life Quote: Why use use?
Here are just a few reasons to use our tele-underwriting & administration service as opposed to going direct to the insurer; Market leading Tele-underwriting services – No need to get bogged down with hours of [...]
The Exeter: Reveals claims statistics for 2017
The Exeter has released its income protection claims statistics for 2017. During the year, the mutual protection specialist paid 91% of all claims received. In all, the Exeter-based provider paid out over £6 million in [...]
Uinsure: BTL / Landlord insurance – The Key Stats
As part of this month's area of focus, which is all about BTL / Landlord Insurance, we've created a printable PDF for you that highlights a number of key statistics. You can download this by clicking [...]
Cirencester Friendly: Financially prepare your clients for the unexpected with income protection
Check out the Health and safety at work Summary statistics for Great Britain 2017. Here are just a few of the figures that shocked us! 31.2m* working days were lost due to work related ill [...]
Vitality: Introducing the Vitality Alexa Skill
We are offering all new members who take out an eligible VitalityHealth or VitalityLife plan an Amazon Echo Dot for £0. Please note that this offer is for new members joining between 12 March 2018 [...]
AIG: 2017 Claims Statistics
Our annual life and critical illness claims statistics have been published. Click here to see them. We're also sharing more real life stories behind the stats. So why not read about one of our customers, [...]
The Exeter: Choice and value delivered simply
Consumer group Which? once described income protection as the one protection policy that every working adult in the UK should consider. Sadly, this is the reality for too few – it remains under-sold and under-loved. [...]
AIG: Celebrating Women in the Workplace
This month is Women's History Month and last week we celebrated International Women's Day, so what better time to highlight the importance of diversity and equality in the workplace. Read our latest article: Celebrating Women [...]
Paymentshield: Build some new habits at our next webinar
BUILD SOME NEW HABITS AT OUR NEXT WEBINAR As part of our participation in National Conversation Week 2018, Paymentshield are hosting a free to attend webinar on the 22nd March at 1:30pm covering the “7 habits for [...]
Higos: New year, renewed focus
Higos want to be your number one choice for all general insurance requirements for your customers. We can offer the widest range of products, excellent service and a commitment that we will treat your customers [...]
Royal London: Medical Conditions tool
Our medical conditions tool provides an indication of the underwriting decision that might apply to your client. Take a look
Cirencester Friendly: Personal service to make your life easier
If you have to go through a call centre, are you really talking to a Friendly Society? Work with Cirencester Friendly and, as well as getting to know your dedicated adviser support team, you can [...]
Vitality: Two new spring offers launched
Our Whole of Life plans just got cheaper - Clients can now get up to 64% upfront discount on WOL when taken with Wellness Optimiser, and up to 46% when taken with Vitality Optimiser. [...]
The Exeter: Income protection with no waiting
Regardless of how hard your clients try, one thing they can’t control is their health. When it takes a turn for the worse, whether it’s a virus or something more serious, it isn’t just their [...]
Aviva: Faster turnarounds with our new e-AMRA service
Making it simple for you and your clients to get cover from Aviva. Previously, paper AMRAs (Access to Medical Records Act form) took an average of 14 days to be completed and returned to us. [...]
Cirencester Friendly: 94.7% of claims paid in 2017
In 2017 we paid 94.7% of claims, which amounted to a total of almost £4.4m in benefit, demonstrating our continuous commitment to supporting our Members. The principal reasons for not admitting claims were, that claims [...]
AIG: Instant Life Enhancements
We have made the following enhancements available on Instant Life: Indexation – RPI capped at 10% Decreasing mortgage protection option – assumed mortgage interest rate 8% Premium driven quotes Download our underwriting guide [...]
Royal London: It’s about the journey
Well okay, maybe it’s a bit of both. At Royal London we want to be the destination of choice for advisers. So we do everything we can to make the protection journey as smooth and [...]
LV=: Research reveals the Self-employed are left exposed
LV= Income Roulette research found that millions of people across the UK risk financial ruin if they don’t have an adequate back-up plan in place. One of the three significant risk groups their research identified [...]
Vitality: New spring offers
At Vitality we always seek to dazzle, part of this means we are always innovating, moving forwards and developing our proposition. This spring we've launched two new offers, available now: Our Whole of Life plans [...]
Weekly Protection Update – 09th March 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: LV= research reveals self [...]
AXA PPP healthcare’s dedicated team to help your business flourish
If the thought of offering private medical insurance (PMI) makes you break out in a sweat then you can take heart that AXA PPP healthcare are on hand to support you. Our dedicated team of [...]
Uinsure: Fight back against Underinsurance
Fight back against Underinsurance This month, we've turned our attentions to raising awareness of just how dangerous Underinsurance is - as part of our #QualityMattersMost campaign. After the fantastic response rate to last month's Keys to Success [...]
L&G: Children’s Critical Illness Cover
Hot on the heels of its recent added-services improvements Legal & General has introduced a non-underwritten option to upgrade the children’s critical illness cover. This benefit, titled Children’s Critical Illness Extra, extends cover from the [...]
Cirencester Friendly: Giving you confidence to entrust your clients to us
In 2017 we paid 94.7% of claims submitted, which amounted to a total of almost £4.4m in sick pay benefit, demonstrating our continuous commitment to supporting our Members when they need it most. The principal [...]
Royal London: A quick and easy online service for you and your clients
At Royal London we want to make applying for protection straightforward. So we continually review and update our online service to make sure it’s a doddle for you and your clients to use. Watch our [...]
The Exeter builds new regional account team
Leading protection insurer The Exeter, has announced an increase to its field based team of Regional Account Managers. Tim Smithers, Wendy Ellison, Juliette Meads and Adrian Thorley have been appointed as Regional Account Managers covering [...]
Weekly Protection Update – 02nd March 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: The Exeter build [...]
AIG: We don’t just cover income
We’ve so far discussed how our new comprehensive Income Protection offers cover for diabetics and more occupations. Our new Income Protection has a wide range of outstanding features and benefits, our focus this time will be [...]
Uinsure: Underinsurance in numbers
This month, our area of focus is Underinsurance. As part of our #QualityMattersMost campaign, we're using February to raise awareness of the risk Underinsurance poses, how to fight back against it and why quality cover is [...]
The Exeter: Choice and value delivered simply
Consumer group Which? once described income protection as the one protection policy that every working adult in the UK should consider. Sadly, this is the reality for too few – it remains under-sold and under-loved. [...]
Vitality: Helping your clients get more
Vitalitylife plan provisions and plan summaries update To help improve print efficiency and initiate our plans of going digital, all our Plan Provisions will now be available to download as a PDF from the [...]
LV=: Death benefit included as standard
LV= believe everyone should be supported with quality financial protection which pays out when it matters, which is why one of the features they include with their LV= Income Protection is a death benefit, at [...]
Cirencester Friendly: Rising number of British workers intend to become self-employed
A recent article by Health Insurance and Protection Daily, stated that almost three in 10 (29%)* of British workers plan to become self-employed in the future, which is an increase from 15%* a year ago. [...]
Old Mutual: Get large cases issued as quickly and smoothly as possible
A protection policy can often be a simple solution to an IHT problem, but sometimes an application to cover a large liability can be complex. With a dedicated underwriting and new business team, case prioritisation [...]
AIG: Income protection and diabetes
It’s commonly believed that income protection is not available for people with medical conditions such as diabetes. At AIG we want to make it easier for people with chronic medical conditions to get the insurance [...]
Royal London: Run for cover
To help raise awareness around the need for personal protection, we’ve developed an online game called Run for Cover. It aims to get people thinking about how they’d react to some of life’s surprises, both [...]
Weekly Protection Update – 23rd February 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG are bridging the [...]
Cirencester Friendly: Tell your clients about My Earnings Insurance!
Flexible, affordable and available to a wide range of occupations, it’s everything you’d expect from an industry leader for income protection with a proven published claims record – plus a great deal more: Own Occupation [...]
AIG webinar: Bridging the gap with income protection
Tuesday 13th, and Tuesday 27th February: 11am and 3pm We’ve launched our market-leading comprehensive income protection insurance to help you meet the growing protection needs of your customers – sign up below to find [...]
MetLife: MultiProtect – what’s changed?
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Vitality: Help your clients get more from Vitality
HELP YOUR CLIENTS GET MORE FROM VITALITY As you'll know, one of the main reasons Vitality stands out form the other insurers is our Health Living Programme. You'll offer our products to your clients, not [...]
L&G: Adviser Centre has had a makeover
We’re pleased to let you know that our Adviser Centre now has a fresh new look. From 20 November 2017, you’ll find an improved user experience with the same useful content. What's changed? Our new [...]
Scottish Widows: Dedicated servicing team and underwriting team
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Weekly Protection Update – 16th February 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: MetLife MultiProtect - [...]
Later Life Planning Update – February 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. [...]
The Right Will: Low cost Will writing software
Increase your earning potential with our simple to use software Fantastic income generator £170 per mirror Will £1,000 for Lasting Powers of Attorney for a couple Simple to use Write a Will in minutes in your [...]
Aviva: There’s more to life webinar
Find out why at Aviva there really is more to life! Join us for our session to find out all about the life changing and potentially life saving benefits your clients and their families can [...]
Metlife: Enhance MultiProtect along with Commission Changes
When everything runs like clockwork, our customers are in control and life carries on as normal. But when the unexpected happens MetLife MultiProtect helps to provide financial support at a real time of need. And [...]
Cirencester Friendly: UK Second Medical Opinion and so much more
Advisers, did you know? Our Friendly Voice service offers our Members more than just emotional support. With services such as; UK Second Medical Opinion, Carer Support, Post Hospital Services, Long Term and Elderly Care, Trauma, [...]
The Source: Nice try, now convert
CONVERT TO WIN: 3 weeks, 3 prizes The Six Nations tournament is now underway, and we think it’s time for some healthy broker competition. Don't you? In rugby, conversion is highly important to the success [...]
AIG: Income protection calculator
Life doesn't stand still just because of illness or injury and neither does the cost of living Income Protection is the most over-looked protection product. Many people choose to ignore how they would manage [...]
LV=: Fracture cover as standard
LV= believes everyone should be supported with quality financial protection that pays out when it matters, which is why they include fracture cover with their Income Protection at no extra cost. Fracture cover automatically included [...]
Scottish Widows: Everything you ever wanted to know about medical conditions
Did you want to know everything about medical conditions to help advise you clients on the right policy? Click on the link below to find our guide. Find out more
Royal London: Accidents will happen
Yesterday I witnessed an accident between a small family car and a huge lorry making deliveries in the city centre. Luckily everyone walked away, shaken but physically uninjured and I’m sure thanking their lucky stars [...]
Family Building Society: Retirement lifestyle booster
If you have a client who is looking for an alternative to equity release, don’t forget to consider the Family Building Society’s Retirement Lifestyle Booster. For you – A viable alternative to equity release but [...]
Weekly Protection Update – 09th February 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aviva launch 'There's more [...]
Uinsure: Keys to success
No 1 - How to speak to your clients about why quality beats price Click to download your printable sales aid All this month, we've been raising awareness of our 2018 marketing campaign [...]
Cirencester Friendly: Have you had good service from us?
Have you had great service from Cirencester Friendly? We firmly believe that it’s our responsibility to provide both great products and a highly personal service to both you and your clients. Working with Cirencester [...]
British Friendly: Your two minute break to learn more about IP
British Friendly's Adviser Toolkit View our Adviser Toolkit! Remember to keep a regular lookout on our social media pages and our website as we will be posting new content every week! Click here for [...]
AIG: Bridging the gap with income protection
We’ve launched our market-leading comprehensive Income Protection insurance for advisers to help you meet the growing protection needs of your customers. Our new enhanced Income Protection is more than a financial safety net - our range [...]
LV=: Can your clients access a UK GP abroad
LV= recognises the need for quality, convenient healthcare has never been greater, so they've added LV= Doctor Services to all new personal protection policies at no added cost. This gives your clients access to three [...]
L&G: 92% of advisers think that Income Protection is undersold
92% of Advisers think that Income Protection is undersold* How would your clients cope if they were unable to work due to long term illness or injury? 542 credit and debit card purchase transactions [...]
Weekly Protection Update – 02nd February 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG bridge the gap [...]
Aviva: Good for you and your clients
Did you know that writing life policies in trust can be beneficial for you as well as your client? Watch our webinar to learn about the many benefits of writing life insurance in trust - [...]
AIG: Keeping it simple
For AIG Life, 2017 was a busy and progressive year, where we built on our philosophy of making it easy for you to do business. We closed the year with the launch of our Over [...]
Gryphon: Peter Mann to join as chairman
The Board of Gryphon Group Holdings Limited are delighted to announce that former Bankhall and Skandia UK CEO, Peter Mann, is joining the business as Chairman. The news comes after Gryphon announced it had reached [...]
Uinsure: Why quality matters most in numbers
Last week we announced that our marketing campaign for 2018 would be all around quality, and how we're making it our mission to educate people about why #QualityMattersMost when it comes to general insurance (GI). If you [...]
Cirencester Friendly: Giving you confidence to entrust your clients to us
In 2017 we paid 94.7% of claims submitted, which amounted to a total of almost £4.4m in sick pay benefit, demonstrating our continuous commitment to supporting our Members when they need it most. The principal [...]
Weekly Protection Update – 26th January 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Uinsure explain why [...]
Aviva: Watch our webinar on how to write trusts
Would you like to know how to write trusts more easily – and why it’s worth doing in the first place? Watch our webinar to find out. Setting up a policy in trust with Aviva [...]
Royal London: Do you know about our marketing studio?
We can help you with the protection conversation. Our marketing studio lets you brand your own sales literature including posters, adverts and sales aids. Find out more
Cirencester Friendly: The only income protection Sales Tool you will need this year
The My Earnings Insurance ‘All you need to know’ Adviser Card Make your life easier by using the ‘All you need to know’ Adviser Card! The Card includes valuable information from product facts to [...]
British Friendly: Immediate Support Payment
96.7% of claims that we have received over the last 12 years have been paid but sometimes delays occur in receiving supporting evidence from medical professionals. This is why we are trialling a new initiative, Immediate Support [...]
AIG Life: What’s on in January
Webinar: Instant Life Plan Tuesday 23rd January 11am and 3pm Making the journey to life insurance simple, quick and easy. Want to find out more? Tuesday 30th January 11am and 3pm Join [...]
Golden Charter: Funeral plan benefits
There are products on the market that can be used to offer provision for funeral costs but only a funeral plan guarantees to ensure that the money will be available at the time of need, [...]
Family BS: Help your clients boost their finances
Don’t forget to consider the Family Building Society’s Retirement Lifestyle Booster mortgage as an alternative to Equity Release, for your clients who are mortgage free. How the Retirement Lifestyle Booster works Provides a fixed amount [...]
Ipswich BS: We think things should get better with age
At Ipswich Building Society, we think things should get better with age Older and retired borrowers continue to experience difficulty in the mortgage market, despite research from the Council of Mortgage Lenders in 2016 [...]
Later Life Planning Update – January 2018
Welcome to our latest update dedicated to the topic of later life planning. We will seek to arm you with all the tools and knowledge you will need to satisfy all of your clients’ [...]
LV=: Real life stories and why protecting your income matters
“I’ll be alright, it’ll never happen to me”, is one of the biggest objections against income protection. Like many people, Paul assumed he was immune to ill health; he was fit and healthy and enjoyed [...]
AIG: Helping you sell in an instant
We've a range of tools available to help make selling our Instant Life Insurance simple, quick and easy. Simply click on the tabs below for the tool you want. Sales Aid Introduction video [...]
Cirencester Friendly: Meet your new Key Account Manager
We are pleased to announce the appointment of our new Key Account Manager, Paul Shepherd. Paul has been with the Society for over 12 years and having seen first-hand, within his own family the [...]
Uinsure: Quality Matters Most
Over the last couple of years, we've been driving our brokers to have conversations with their clients around general insurance (GI) - asking them to 'Protect not Neglect' them - as there was a [...]
British Friendly: We’ve paid 96.7% of all claims over the last 12 years
We are proud to announce that we've paid 96.7% of all claims over the last 12 years and 92.4% of all claims in 2017. There's little point in having Income Protection if [...]
Royal London: Approaching Income Protection
Watch the adviser films and find out how they approach the income protection conversation. Watch the adviser films
The Source: Killer hints and tips to help kick-start your GI business this year
As we enter a new year, now is a better time than any to reflect on all that 2017 had to bring, from both a personal and business perspective. Are there any opportunities that your [...]
Weekly Protection Update – 12th January 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: British Friendly paid [...]
Royal London: Direct access to an underwriter when you need it
At Royal London, we know the work that goes into getting your clients to recognise the need for protection. And we understand that if the pre-sale conversation throws up some interesting questions, for example a [...]
AIG: Offer 10% more commission in an instant
We’re now paying an additional 10% commission on our new Instant Life Insurance. Our recently launched Instant Life Insurance is a straightforward, no frills level term cover with an application time of less than 8 [...]
Aviva: Fracture cover revised
We’ve listened to your feedback on how the implementation of changes to our fracture cover have been handled. In response, we’ve reviewed how these will come into effect - the purpose of this communication is [...]
Weekly Protection Update – 05th January 2018
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Royal London giving [...]
Golden Charter: Mailing Opportunity
As you know, at The Right Mortgage & Protection Network we are always looking for ways to help you diversify your client offering whilst increasing your revenue. We are delighted to announce a new direct [...]
Unisure: Become “GI Elite” – here’s how to get ahead this winter
Watch our webinar on how to have a successful end to the year Last week we revealed our Become "GI Elite" campaign, which is all about helping our brokers get ready for the busy winter period.October [...]
Royal London: Have we got our protection priorities all wrong?
At Royal London, we have a tool on our adviser website that shows the relative risks of death, critical illness, or being unable to work due to incapacity. We measure these risks using the age [...]
The Exeter: Managed Life
Managed Life – a healthier way to do business The Exeter know how important trusted client relationships are – especially when it comes to considering health conditions. For clients with type 2 diabetes or who [...]
Cirencester Friendly: Tell your clients about My Earnings Insurance!
My Earnings Insurance is everything you would expect and everything you wouldn’t Tell your clients about My Earnings Insurance! Flexible, affordable and available to a wide range of occupations, it’s everything you’d expect from an [...]
MetLife: School of Money Smart Skills
Getting the right protection is just part of what it takes to be money smart. We have created a range of tips and tools to help boost your clients’ financial know-how and to celebrate the [...]
Vitality: Show clients the need to protect their income in 60 seconds
Income should be the first thing that people look to protect. But we seem to protect everything except our income; from cars to phones, to pets and even household appliances. Something often overlooked is how [...]
Scottish Widows: Flexible protection is easy
We’re delighted to introduce a new multi benefit pricing functionality to our protection proposition. From today, if you quote through portals for a client with multiple policies, a reduction will be applied automatically. As well [...]
AIG: What’s on in October
Webinar: Understanding the Start Range Tuesday 24th October 11am and 3pm Understand AIG Life’s solution to affordability issues for clients on a tight budget or low income. CLICK HERE TO SIGN UP If you have [...]
LV= Income Roulette research and IP hub
We thought you'd like to learn more about the latest instalment of our Income Roulette research, which focuses on a group who are very likely to feature in your prospective or existing clients - the [...]
Weekly Protection Update – 13th October 2017
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: • AIG look [...]
