Our Buy to Let affordability rates:

  • Purchases
    • 145% minimum rental cover at 5.50% affordability rate
  • Remortgages…without capital raising
    • 125% minimum rental cover at 5.00% affordability rate
  • Remortgages…with capital raising
    • 145% minimum rental cover at 5.50% affordability rate
  • Or NEW 4.50% affordability rate for 5 year fixed rates (excluding porting applications)

Why not see how much your client could borrow using our Buy to Let calculator?

Please call your dedicated contact if you want to know more about the above.

Santander for Intermediaries

Aimed at intermediaries and investment professionals only: not for public distribution