Whether it’s a standard or specialist property we’re confident we can help. From bog standard properties to student lets, 100% flat roof to HMOs, here’s a snapshot of our range…

Standard range:

  • Individual and Limited Company applications for single buy-to-let properties;
  • 5 year fixed affordability calculation at pay rate;
  • Income “Top Slicing” calculation available.

Specialist range:

  • Individual and Limited Company applications for HMOs (up to 6 bedrooms), MUFBs (up to 6 units), New builds and Flats above Commercial premises;
  • HMOs and MUFBs maximum loan size of £1m at 75% LTV or £600,000 at 80% LTV;
  • New Builds and Flats above Commercial premises maximum loan size of £1.5m at 70% LTV.

No application fees*

We’ve removed the application fee from our entire product range until further notice – so no reason to delay an application if you’re considering a Zephyr mortgage for your client.

Does your case fit? check out our Illustrative calculator to find out the maximum amount we will lend on a specific property.

It’s a breeze with Zephyr

Here’s a reminder of how to register with us, to help make doing business with us is as breezy as possible.  To help with your cases run smoothly from App to Offer download our Submission Guide today.

Get in touch: Call our intermediary support team today on 0370 707 1894

Lines are open Mon to Fri, 9am to 5pm. Emails and faxes sent out of hours will be replied to on the next work day.