At Loan.co.uk we’re not frightened of hard work! We pride ourselves in being the partner that you can count on, even for your most challenging cases.

Here’s just one example of what we achieved only last month.

The Customers

Mr and Mrs B, each aged 44yrs. Self-employed with a combined income of ~£40k.

The Situation

The couple have borrowed up to 70% LTV and have built up over £50,000 in unsecured loans and credit cards as they have invested heavily in their business.

The Problem

Whilst no repayments had been missed, the outstanding debt hasn’t been reducing with any speed! Keen for a debt free future and reduced monthly payments, they approached their mortgage broker. The amount of unsecured debt coupled with the lenders affordability rules meant that remortgaging wasn’t an option.

Four of our competitors turned down the case. We rolled our sleeves up and got to work!

The Solution

After completing a full fact find and understanding the customer’s needs, we managed to find a lender who could help, providing the funds at 95% LTV.

Mr and Mrs B can now consolidate their unsecured debts and start a solid plan toward a debt free future, whilst reducing monthly payments by £641.

And, the deal we have sourced has no early repayment charges, meaning that Mr & Mrs B can use any spare cash to reduce the amount they owe at any time – and even re-mortgage when their broker finds them a great rate, without any penalty!

“Absolutely delighted with the service I got from Anna. The customers were close friends of mine and needed help. I’d run the scenario past four other brokers who very quickly came back and said they couldn’t help. I was relieved to find a broker that was willing to go the extra mile to find a solution.” Mark, THL.