On the edge of interest only... What's available for your clients? Many customers are approaching the end of their interest only mortgage and are looking to extend their term further but are finding their age a barrier to lenders. Our Older Borrower range allows customers aged 55 and over the opportunity to extend their existing [...]
A helping hand from Hodge - take a look at our underwriting guide, a one stop shop giving you everything from how to apply to how we look at affordability and what we need you to send us. It also offers loads of useful hints and tips, case studies and details of who you [...]
We are pleased to announce a new range of criteria specifically to accommodate the challenges Drs, Dentists, Lawyers, Barristers and Accountants face when trying to get a mortgage. We have not only enhanced our criteria but also our income multiples for these types of client. Lawyers, barristers and accountants can now access a specialist [...]
Selected five-year fixed rates at 90%, as well as two- and five-year deals for borrowers with a five per cent deposit, have been reduced by up to 0.10%. The range now includes a 90% five-year fix at 2.53% which comes with £1,000 cashback, free valuation and a £495 fee. Alongside the rate cuts Accord [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Hanley Economic announce new shared ownership product; Legal and General Mortgage Club announce exclusive buy to let product; The Mortgage Lender are issuing [...]
Retirement planning is no longer a binary decision between drawdown and annuities. Instead, many of your clients may require a ‘blended’ retirement income solution made up of several different products – including equity release. To help you explore the options available we’ve put together some handy guides. And over the course of 2019 we’ll [...]
The new rates are below: From 4.35% (MER) 4.44% (AER) on CC plans; From 4.65% (MER) 4.75%(AER) on CC Plus plans; 4.65% (MER) 4.75% (AER) on CC Drawdown plans; 4.80% (MER) 4.91% (AER) on CC Plus Drawdown plans. Go to fastpath
Register now for our webinar: Responsible lending – three ways to lower the cost of borrowingJoin us in our 45 minute webinar at 10am on 26th March: Responsible lending – three ways to lower the cost of borrowing.The webinar will feature Peter Borley, Just’s Retirement Lending Propositions Director and other Just experts. They will consider [...]
It’s been heartening to see our marketing toolkit resonate so well with advisers and continue to provide a useful resource for those aiming to make the most of the market. On the back of this we’ve expanded our toolkit to include a new digital element, combining both guiding documents and practical assistance (such as [...]
In 2020 - 11.98m people will have reached state retirement age and currently 75% of the UK’s housing wealth is held by people aged over 50… We understand that more business is coming from older borrowers who are looking to borrow more or to re-structure their mortgages. We were one of the first to [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
