Help from the Bank of Mum & Dad. Bath Building Society offer 100% mortgages through its parent assisted (PAMS) product. This type of mortgage will suit parents who want to help their children get onto the property ladder, but they don't have the spare funds for a full deposit. Instead of savings, parents can provide [...]
Working in Retirement - how can we help? With the 55+ generation continuing to grow in size, so does the variety and demand for mortgages in retirement. What happens when your client is looking to extend their mortgage term into retirement but they want to keep working for now? What happens when there's only one [...]
LV= are thrilled to let you know that their Equity Release products have maintained their excellent Defaqto and Moneyfacts ratings for 2019. For the third year in a row, LV= has achieved a 5 Star Defaqto Rating for both their Lifetime Mortgage Lump Sum+ and Flexible Lifetime Mortgage products. And for a second year in [...]
Property can be like a game; stay away from snakes and stick to the ladders. Our Help to Buy mortgage helps first time buyers and home movers climb the property ladder without a snake in sight. DON'T STOP US NOW We love lending and we're having such a good time. Just give us a call, [...]
You can transfer your client's residential or Buy to Let mortgage using our online mortgage transfer service. If the new rate is the same or lower, switch early up to four months before the current deal ends ERC free (if applicable). Our product transfer rates are bespoke to your client so you won't be able to find them on [...]
Further to the positive changes we confirmed last week to our Residential range, please be advised we are now making competitive changes across our Buy to Let range including the Buy to Let Reward range. These changes have been made and include introduced competitive new 2 and 5 year fee free 60% LTV fixed products. Key change [...]
No matter what the future holds for your clients our modern lending features could ensure they're protected. Fixed ERCs to ensure your clients are aware how much it would cost them to repay outside of criteria. Inheritance Protection at no additional cost. Downsizing Protection after 5 years. ERC exemption after 3 years from first death or [...]
Pepper Money understand that brokers deal with several different lenders, all with slightly different requirements, criteria, products and processes. To make it easier for you, Pepper Money have put together their top 3 tips to getting your customer’s application through quicker. Read the article here.
We’re experts in lending to older borrowers. Here are some of the ways we can help to place your case: No maximum age limit AND up to a 40 year term When calculating affordability we accept 100% of pension income, 75% of investment income and a proportion of other income such as property rental (if [...]
Have you checked out our new look and improved DIP form on 1APP? Great…. Well the updates just keep coming! We have a new Pay Now feature making our process even more efficient. In the case management section of 1APP, you will find a list of all your tasks applicable to any given case. Within [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
