Rate and LTV Changes Please note that these changes will take effect from Friday 22nd February. MER AER Max Plus DD1 Age 60–71: 5.97% Age 60–71: 6.14% Age 72+: 5.69% Age 72+: 5.84% DD2 Age 60–71: 5.83% Age 60–71: 5.99% Age 72+: 5.55% Age 72+: 5.69% DD3 Age 60–71: 6.12% Age 60–71: 6.29% [...]
The level 3 Certificate in Equity Release meets the FCA'’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs. Our one day course will overview the entire syllabus with you plus vital examination [...]
We've introduced a NEW short-term mortgage product Our NEW short-term mortgage product features in our Residential range and offers an alternative to a bridging loan. Ideal for clients who require a mortgage but haven't sold their current property first and can be taken up to 2 years with no Early Repayment Charges. Product overview: Discount [...]
With our new Income Lifetime Mortgage TV campaign now live, we’ve created a range of tools and white label materials to help you attract new clients - See our new marketing templates Many people tell us that they would like more disposable income to enjoy their retirement. Retirement isn’t what it used to be – [...]
We understand that more business is coming from older borrowers who are looking to borrow more or to re-structure their mortgages. We were one of the first to lend to those in, or approaching retirement and we are continuing to support later life lending, offering no maximum age limit at inception or termination of the [...]
Equity release is no longer seen as an option of last resort, which only a handful of advisers consider for their clients, but now forms part of holistic financial advice. Due to the increasing levels of demand for later life products such as lifetime mortgages, LV= are investing time and effort to shape even more [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: Canada Life add new dates to equity release exam workshops; Legal & General add new dates for equity [...]
We know how stressful and time-consuming buying a house can be - solicitors, mortgage, packing, moving and the rest. But when drawing up your list of essentials, remember to add what could be the most important of all: mortgage protection. After all, you never quite know what life will bring. Over the course of the [...]
The dynamics of life have changed significantly in the last 20 years. Individuals’ lives no longer step sensibly along the traditional timeline in which babies come after house purchases and marriages last forever. And quite frankly, protection hasn’t really caught up. Until now. Being a new entrant to the market has given us a unique [...]
Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence on both their current and future health. In the UK 62% of adults are classed as either obese or overweight1. This means that for many of us we [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
