Great News- We've made a host of exciting updates to our criteria and rates! This includes a full reprice of our Residential range, with enhanced LTV bands across both Residential and Buy to Let, plus a brand new limited edition Pepper 60 product tier for landlords with no CCJs, defaults or secured arrears in the last 5 years. Here's the [...]

We have introduced new simplified criteria that will apply to all new applications from non-UK nationals, both EEA (European Economic Area) and non-EEA customers. Permanent right to reside will be required for all applicants on applications which do not meet the following criteria: The customer (or either customer on a joint application) has lived in [...]

We have introduced new simplified criteria that will apply to all new applications from non-UK / non-Irish nationals, both EEA (European Economic Area) and non-EEA customers. Proof of permanent right to reside will now be required for all applicants on applications which do not meet the following criteria: The customer (or at least one customer [...]

TSB is introducing new 95 percent LTV products with £500 cashback and rates from 4.04 percent. 5 year fixed (3 and 5 year ERC) first time buyer and house purchase, 90-95 percent LTV £995 and £0 fee products; Stepped down first time buyer, 90-95 percent LTV £0 fee product; 10 year fixed (5 Year ERC) [...]

Here's a recap of our residential mortgage products to see how we can provide specialist lending solutions to your self-employed customers. Up to 75% LTV for purchase and remortgage; Available in England, Wales and Scotland; We’ll consider applications with only 1 year’s accounts or Tax Calculation; Available for customers with less-than-perfect credit profiles: Defaults/CCJs: 0 [...]

Please see below for a reminder of the actions to take If you have a KYC requirement to provide copies of ID&V to support an application. Following these steps and providing all requirements upon case submission, including a fully completed KYC attestation, will speed the time taken to receive your client mortgage offers. If you're not currently [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: TSB introduce new 95 percent LTV product; Buckinghamshire extend 95 percent LTV product range across England and Wales; Teachers announce 90 percent LTV [...]

This is in addition to their recently launched five-year fixed mortgage which marked their return to the 95 per cent LTV space. The mortgage will be available exclusively through intermediaries and eligible to first-time buyers, home movers and the self-employed. It has a rate of 3.99% with loan sizes between £150,000 and £500,000. Customers [...]

Coventry for intermediaries is re-entering the 95% LTV market with two 5-year Fixed products aimed at people buying homes with smaller deposits. The 95% LTV products are priced competitively and, with a maximum loan size of £400,000, they should appeal to a significant part of the purchase market looking for higher LTV products as [...]