Short-term lets may be one of the fastest growing areas of the modern buy-to-let marketplace but it could also be described as one of the most overpriced, misunderstood and misrepresented in recent times. There’s no getting away from the fact that the increased popularity of the UK ‘staycation’ is the primary driving force behind [...]

As of Tuesday 7th June, Keystone Property Finance raised their maximum LTV to 85% for the first time. The brand new 85% LTV loans are available on their standard range and come in two, five and seven-year fixed rate options: 2 year fixed rate 4.79% 5 year fixed rate – 4.99% 7 year fixed [...]

The last few years have had a huge impact on the country’s workforce, with self-employed workers feeling the strain more than most.The effect of a global pandemic on the UK’s self-employed has been particularly significant when it comes to home buying. Rising house prices, coupled with financial insecurity from reduced work opportunities, has meant [...]

Changes to our product range On Wednesday 8 June, we’re making the following changes to our product range:   Homebuyer products including Affordable Housing – Shared Equity / Shared Ownership including equivalent Green Home products   • Rate increases of up to 0.36% on selected 2, 5 and 10 year products   Remortgage Large [...]

Over three million Brits missed a payment during the last couple of years, and the total number of people with adverse credit is about twice that. That's a big - and growing - chunk of the adult population that isn't being served by the mainstream mortgage industry. We believe this market - about 12% [...]

We wanted to let you know that we’re making some changes to Clydesdale Bank products and variable rates. Changes to Clydesdale Bank products We’ll be increasing the following rates at 8pm today: ·     75% - 95% LTV 2 and 5 year fixed rates will be increased by up to 0.26%. ·     Selected BTL 60 [...]

Changes to our Standard and BTL Variable Rates View in browser Important stuff just for mortgage brokers WE’RE MAKING CHANGES TO OUR RATES Hello Following the decision by the Monetary Policy Committee on 5 May 2022 to increase the Bank of England Base Rate to 1.00%, we’re making some changes. On 7 June 2022, [...]

A repeat borrower, a joint venture, and a high-quality new development in London Zone 2. See how our team approached delivering the right funding for this 37-unit development. Find out more here.

I hope you enjoyed the extended Bank Holiday weekend.   I wanted to keep you up-to-date with our service levels. We're extremely busy at the moment, but I wanted to assure you that our staff are working tirelessly to process your cases. I'd like to thank you for your continued support and let you [...]

It’s perhaps not a huge surprise that the domestic holiday market has done so well over the last couple of years. The pandemic limited - and at times outlawed entirely - foreign travel for leisure purposes, but that didn’t mean that Brits suddenly no longer needed a break. Instead, we looked to take our [...]