Over the last few weeks, we have seen record volumes of applications and enquiries from existing brokers and those using us for the first time. We aim to provide the same level of support as we have always done and whilst we have had to adapt our offering slightly to accommodate a change in [...]

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NatWest has updated the furlough evidence it requires from mortgage applicants and told brokers it can no longer offer case updates or escalations for any applications within service level agreements (SLA). The lender said it made the changes to furlough guidance as borrowers were returning to their jobs after previously being furloughed. “We have [...]

BUY TO LET We recently reduced our 75% LTV product range by 20bps for new customers and continue to offer all re-mortgage customers the benefit of two fees assisted options for properties up to £2million. Buy to Let highlights No minimum income (subject to rental void plausibility checks) Maximum 75% LTV Top slicing considered [...]

How well do you know shared ownership? Are you seeing an increase in first-time buyers struggling to get on the property ladder? Or a rise in the amount of customers worried about high house prices? If so, Kent Reliance for Intermediaries could be the answer, as they’re offering shared ownership loans of up to [...]

We’ve launched new products across our Residential, Later Life and Expat portfolios, introducing a new 85% LTV product. Product Details Product code FX674 - part of our Residential range. Available for purchase or remortgage. Fixed rate of 1.79% to 30.09.22. Available on repayment to 85% LTV. Maximum loan size of £425,000. £299 booking fee. £699 arrangement fee. Free [...]

“I’ll be there for you, when the rain starts to pour…” Like the famous Friends soundtrack goes, building societies have always tried to be there for their customers – and that’s remained the same during the unexpected pandemic of COVID-19. They have stayed open for business when other lenders, were forced to close, offering [...]

Furness Building Society has introduced 95% lending in LA postcodes in a bid to get behind first time buyers in its Heartland.  With lenders dipping in and out of the high LTV space, Furness has restricted its lending geographically to offer a longer-term commitment to its local communities and especially first time buyers trying [...]

We are now at the stage where we can start to look forward and consider what shape the market might take beyond the COVID-19 crisis. The pandemic has impacted many areas of life, particularly people’s finances – and so it is likely that it will play a part in carving out what tomorrow’s mortgage [...]

Product Changes New Business Mainstream Temporary withdrawal of 5 year fixed £0 product fee (M2030) at 90% LTV. Buy to Let No change   Help to Buy No change Product Switch Mainstream No change   Buy to Let No change Help to Buy No change [...]