We are pleased to share two buy to let product changes. BTL minimum loan amount is increased from £25,000 to £75,000. Please note where individual products have higher minimum loans, e.g. a Large Loans product with a £500K minimum, these will remain unchanged.  See attached Product Guide for more details; Buy to Let First [...]

Need a solution for a landlord customer? Discover how our Buy to Let Mortgages could help you get the results you need, with rates starting from 2.79%. Personal ownership / Limited company 2 year fixed at 2.79% with 1.5% fee; 5 year fixed rates from 3.39% with percentage and fixed fee options. View products here. [...]

Please refer below for our current service levels to help manage your customer’s expectations for new applications: Important timescales New fully-packaged ‘right first time’ applications to approval are taking on average: Employed customers 4 working days Self-employed customers 4 working days Cases including foreign income or £1m+ loans 7 working days Before contacting our [...]

Following the recent budget announcement, there has never been a better time for property developers and investors to save on the stamp duty when purchasing a property, and then utilise the relaxed planning regulations. A short term loan is a great way to get these types of projects moving fast - and we can [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Kensington launch 90% residential rates and lower buy to let rates; Precise Mortgages release buy to let solutions with rates from 2.79%; Accord [...]

We’ve made some changes to our mortgage product range, detailed below: Changes to 90% LTV products We are reducing the rates on our 90% LTV purchase and remortgage products. We are also reducing the minimum loan requirement from £170,000 to £145,000 on these (unless the product is specifically for loans above £350,000). Our other [...]

We’re pleased to confirm that we have reduced rates across many of our Residential ranges, plus we have relaunched our Large Loan product. Rate reductions to the following ranges: Select now from 3.24% for 2 year fixed 75% LTV (£1,999 completion fee). eKo £1,000 cashback now from 3.94% for 2 year fixed 75% LTV [...]

Metro Bank has expanded its product range further and launched a near prime residential range for customers with a less than perfect credit profile or a low credit score, offering greater flexibility for those that may be struggling to get a mortgage elsewhere. Near prime highlights Lower credit score requirement Loans available from £50,000 [...]

As staycations continue to prove popular, is it time to invest in Holiday lets? Why choose us? Up to 80% LTV; No maximum age; We will lend on properties throughout England & Wales; 60 days personal use for the applicants to use with their families; We use an average of high, medium and low [...]

Advisers have broken through the £20bn barrier of affordability searches on behalf of their clients using Affordability Hub, the affordability-based sourcing solution from mortgage technology expert Mortgage Brain. Advisers enjoy its time-saving features which enable them to approach up to 35 lenders at once using a single form. The unique feature within the platform [...]