Further to our recent communication confirming customers no longer need to sign a general declaration, we are pleased to confirm another step on our green journey by removing paper mortgage offers. For any new offer produced from today, Monday 16th May, solicitors will receive a copy of the customers Mortgage Offer digitally through a [...]

I am delighted to provide you the rate sheets for Reliance Bank’s NEW Mortgage Product Range, which will go live on Tuesday 17th May 2022 Please note the following changes at high level under each product range – however all end dates  will now be aligned to reflect the following;   2 year fixed [...]

Residential Core Products to be Launched: 2 Year Fixed 2.92% up to 65% LTV, £999 Fees with free Valuation up to £1m, ERCs 2% Years 1 & 2 5 Year Fixed 2.95% up to 65% LTV, £999 Fees with free Valuation up to £1m, ERCs 5/4/3/2/1% 5 Year Fixed 3.18% up to 90% LTV, [...]

We're pleased to announce we’ve expanded our Right to Buy product range to the whole of market distribution to provide further support to a growing number of customers who do not fit the ‘vanilla’ profile. Loans will be available up to 100% of the discounted purchase price and up to 75% LTV open market valuation. [...]

New residential, buy-to-let and holiday-let products With residential rates starting from 1.29% (2 year discount up to 80% LTV) and further fixed and discount options available for residential up to 95% LTV, buy-to-let and holiday-let cases, we can help you find the solution to your next case. View our product range Alasdair McDonald, Head [...]

Committed to making buy-to-let lending better for brokers, Landbay has launched its most comprehensive and intuitive broker portal; leading the charge in their rebrand. The new brand sets Landbay apart from the sector’s traditional look and feel - and the brand line, “Your lending partner” reflects the trusted relationships Landbay has with its customers [...]

Product Launches Buy to Let New Business – Accord withdrew products across its BTL new business range, with rates increased by up to 0.52% across all LTVs and discounted SVRs. Click here for Residential and here for BTL to see Accord’s up to date product ranges. Growth Series Meeting EPC Ratings Can Help Landlords [...]

How much is your customer’s house worth? Ask your customer and will they give you an accurate figure? Chances are, they’re wrong and an inaccurate valuation will slow down the house buying process, with more than 1 in 5 mortgage applications falling at the lender valuation hurdle[1]. The situation is made more complex by [...]

Buy-to-let landlords want sustainable, long-term investments, but many risk being caught out by new environmental regulations. It seems likely that the government is will soon announce that from 2025, each rental home will have to achieve an EPC rating of C or above. However, many landlords don’t know this change is on the horizon, [...]

One of the biggest questions landlords have been asking themselves in recent times is, to incorporate or not to incorporate. As ever, the answer lies within the circumstances of each and every landlord and their portfolios. Holding property in a limited company structure is not always the right solution for everyone. However, it’s evident that this [...]