Retirement interest only (RIO) mortgages and standard interest only lifetime mortgages are similar, as they allow your clients to pay the interest on the loan monthly. However, there are significant differences. With both products, the loan is redeemed when your client (or both clients if borrowing jointly) dies, or goes into long-term care. But there [...]

We accept an accountant's certificate up to 90% LTV. Please make sure... ...to use the most recent accountant's certificate on our website. ...the accountant provides a projection to support using latest year's figures where there's a sharp increase. ...the accountant has provided an explanation for any increase or decrease in profits and/or turnover. ...the accountant [...]

NEW SELF BUILD HUB NOW LIVE PLUS reduced self build product rate We're reducing our self build product rate to 3.99%. Loans are available for purchase or remortgage up to £750k and for borrowing up to 80% LTV. We're excited to announce the launch of our new self build hub, which you'll find on our [...]

We understand that certain professions aren't a typical Monday to Friday, 9 to 5, and that sometimes the people in these professions are dedicating themselves to better our nation, our community, our friends and our families... they are our Heroes. These everyday Heroes don't always have everyday circumstances, and that's why we've introduced the [...]

TSB is improving a selection of Residential rates including: Reduced rates on 5 year fixed, 0-85% LTV, House Purchase products, by up to 0.10%. And reduced rates on a selection of 3 & 5 year fixed, 0-85% LTV, Remortgage products by up to 0.10%. All brokers registered with TSB will be contacted to let them [...]

The charges: Over the age of 55 In or approaching retirement With an interest-only mortgage but not yet able to repay Lender won't extend their mortgage term due to their age The reward: Rates from 2.29% Available over the age of 55 Downsizing accepted as a repayment vehicle Mortgage terms available up to [...]

From Monday 10 June, Remortgage offers will now be valid for 180 days. This change, along with further enhancements to NFI Online, has been made after listening to your feedback. The other changes include: NFI Online enhancements Unlocking a DIP When you're looking to amend any DIP decision, you'll now be able to unlock it [...]

Everyday we receive enquiries from brokers looking to place complex cases with us. This can mean anything from income from various sources, credit issues or multiple loan parts. Handling these types of cases is what makes us different from high street lenders.  We manually assess, discuss and evaluate each case on its merits and help [...]

Platform has launched a brand new website that is easier and quicker to use.  They've worked with brokers like you, and co-created a website to suit your needs to help save you time. Easier to use – they’ve made it much easier to find your way around and introduced new tools to save you time [...]

Within our Q1 2019 Rental Income Analysis Report, we take a closer look at rental trends, landlords' future rental intentions and more: Download our new Rental Income Analysis Report Download now