We have made some changes to our residential mortgage range. The changes are as follows: Removal of our Residential 2 year fixed rate 70% LTV products on both Pepper 36 & 48 Increase in rate on our Residential 2 year fixed product with £995 fee at 75% LTV on Pepper 48, to 2.90% Increase [...]

We have amended the following Residential products: Core Range: 90% LTV 2 year fixed rates have been increased by up to 0.03% 90% LTV 5 Year Fixed Rate with £995 fee has been increased to 2.29% 95% LTV 2 Year Fixed Rate fee saver option has been increased to 2.95% Additional information End dates [...]

Mortgage intermediaries with BTL clients know that it can be useful to deal with specialist lenders when it comes to the more complex areas of the market. Check our maximum loan and rental income requirement, using our online Buy to Let Calculator, and then call our experienced Telephone Business Development Managers and see how [...]

What's best for your client? Since launching our Retirement Interest Only (RIO) range in 2018, one of the most common questions we hear you ask is, 'What's the difference between RIO and Older Borrower?'. We've put some key features below to help you decide which product is best for your retired clients... [...]

Fleet Mortgages have released seven new 75% LTV five-year fixed rate products across our standard and limited company ranges, which further enhances our recent criteria changes. These products are being offered in addition to its existing product range and all feature rate reductions of 15 basis points. Standard – a 3.39% product with a rental [...]

We would like to announce a change to criteria, this change only applies to residential applications on a remortgage basis where additional funds are being raised for consolidation of non-property related debt. The loan to value is now restricted to 75%, the maximum additional borrowing cannot exceed £50,000 and be no more than 30% [...]

We’ve made rate changes across our range of residential mortgage products. Here’s what you need to know: End dates are changing from 30 June to 31 August on all products We’re decreasing prices on some of our higher-LTV products and increasing prices on some of our fee-paying products. You can find our latest rate [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Virgin Money confirm product withdrawal; Santander simplify existing home mover applications; Fleet Mortgages reduce rates on 5 year products; Pepper Money make changes [...]

Downsizing as a repayment vehicle If your client is retired and coming to the end of their interest only term, they may be considering 'shrinking' and downsizing in order to pay off their mortgage. Our Older Borrower range: Interest only or Repayment up to 60% LTV No booking fee £998 arrangement fee Downsizing accepted [...]

We have made some changes to selected Buy to Let products. These include: Increase in minimum loan size to £100,000 on all limited edition products that are currently at £25,001 – see attached list of product codes Increase in minimum loan size to £100,000 (from £25,001) on the ‘ideal for portfolio’ products – codes UBI16 [...]